Beautiful stone fireplaceBeadboard walled cottageUnmatched beachfront settingCentral air conditioningHeated glassed-in family roomWhole-house generac generator
Situated along the north shore of Little Traverse Bay on Lake Michigan in the prestigious Forest Beach Association just 2 miles from Harbor Springs, 5087 Forest Beach Drive offers a rare opportunity to own a charming, historic, beachfront family cottage. Situated on one full lot plus two additional half lots, the property boasts 150+ feet of private sandy frontage just steps from the cottage. The main residence, originally built in the 1880s, has been lovingly held in the same family since 1923, preserving its history and character through 6 generations. With five bedrooms and three full baths, the home offers generous space for family and guests and is well-suited for year-round use. At the heart of this beadboard walled cottage is a beautiful stone fireplace, anchoring the main living space with warmth and timeless appeal. An additional inviting feature includes a front porch with a NanaWall system which consists of foldable glass walls along its perimeter. They can be opened or closed depending upon weather. The porch turns into a heated glassed-in family room during the cold months. The kitchen features an iconic AGA range with convection ovens, ideal for both everyday meals and entertaining. Central air conditioning and a whole-house Generac generator provide modern comfort and reliability throughout the year. Complementing the main home is a newer carriage house and garage built in 2008. The structure includes a two-car garage with a workshop and hobby/exercise room overlooking the lake, plus a spacious upper-level apartment with two bedrooms, one bath, and a loft—perfect for family or houseguests. Blending historic legacy, thoughtful updates, and an unmatched beachfront setting, this cottage is a truly special retreat designed for making memories across all seasons. Showings by appointment only with proof of funds or lender pre-approval. $20,000 transfer fee to join FBA. Garage apartment is rented for the summer and cannot be shown.
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Source: Northern Michigan MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.