Active

Listed by: RE/MAX Gateway • Kelli Lang

Price cut: $12K (7/17)

$687,000

520 O Avenue, Anacortes, WA 98221

3beds

1,508sqft

$4,215/mo

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Single Family Residence

Built in 1999

3,049 Square Feet Lot

$677,300 Zestimate^®

$456/sqft

$-- HOA

What's special

Located in the core of Anacortes, this updated multi-unit property puts you just steps from downtown shops, dining, and the waterfront. Recent improvements include granite countertops, fresh flooring, and new exterior siding, creating a clean, modern feel throughout. The flexible Central Business District zoning opens the door to multiple paths—hold as an income property, enhance the existing layout, or explore future redevelopment options under current zoning guidelines. The street-level unit offers two bedrooms, one bathroom, washer and dryer hookups, and ADA access. Upstairs, a private entrance leads to a one-bedroom, one-bath unit with a full kitchen. No setbacks or driveway parking required (buyer to verify).

255 days

587

10

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
3/4 bathrooms: 2
Main level bathrooms: 1
Main level bedrooms: 2

Primary bedroom

Level: Main

Bedroom

Level: Second

Bedroom

Level: Main

Bathroom three quarter

Level: Second

Bathroom three quarter

Level: Main

Entry hall

Level: Main

Kitchen without eating space

Level: Main

Living room

Level: Main

Heating

Forced Air, Electric, Natural Gas

Cooling

None

Appliances

Included: Dishwasher, Refrigerator, Stove(s)/Range(s), Dishwasher(s), Refrigerator(s)

Features

Flooring: Vinyl, Carpet
Basement: None
Has fireplace: No

Interior area

Total structure area: 1,508
Total interior livable area: 1,508 sqft

Property

Parking

Parking features: None

Features

Levels: One and One Half
Stories: 1
Entry location: Main
Has view: Yes
View description: Territorial

Lot

Size: 3,049 Square Feet
Features: Corner Lot, Paved, Sidewalk, Cable TV, Gas Available, High Speed Internet
Topography: Level

Details

Parcel number: P55325
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: 1 1/2 Story
Property subtype: Single Family Residence

Materials

Wood Products
Foundation: Poured Concrete
Roof: Composition

Condition

Year built: 1999

Utilities & green energy

Electric: Company: PSE/ Cascade Gas
Sewer: Sewer Connected, Company: City of Anacortes
Water: Public, Company: City of Anacortes

Community & HOA

Community

Subdivision: Old Town

Location

Region: Anacortes

Financial & listing details

Price per square foot: $456/sqft
Annual tax amount: $4,334
Date on market: 12/13/2025
Cumulative days on market: 255 days
Listing terms: Conventional,FHA,VA Loan
Inclusions: Dishwasher(s), Refrigerator(s), Stove(s)/Range(s)
Total actual rent: 3650

Estimated market value

$677,300

$643,000 - $711,000

$2,609/mo

Price history

Date	Event	Price
7/17/2026	Price change	$687,000-1.7%$456/sqft
Source: NWMLS as distributed by MLS GRID #2460522 Report a problem
6/15/2026	Price change	$699,000-3.6%$464/sqft
Source: NWMLS as distributed by MLS GRID #2460522 Report a problem
12/12/2025	Listed for sale	$725,000$481/sqft
Source: NWMLS as distributed by MLS GRID #2460522 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 98221

Getting around

77 / 100

Very Walkable

80 / 100

Very Bikeable

Nearby schools

GreatSchools rating

8/10
Island View Elementary School
Grades: K-5Distance: 1.2 mi
6/10
Anacortes Middle School
Grades: 6-8Distance: 1 mi
9/10
Anacortes High School
Grades: 9-12Distance: 0.8 mi

Schools provided by the listing agent

Elementary: Whitney Elem
Middle: Anacortes Mid
High: Anacortes High

Source: NWMLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.