Fully furnished studio loft for sale in downtown Saint Paul, Minnesota — 856 square feet in the historic 1915 Produce Exchange building at 523 Jackson Street #302, Saint Paul, MN 55101, now priced at $139,900. A top-floor corner unit with soaring ceilings, exposed brick, original hardwood floors, and oversized windows framing Minnesota State Capitol views you'd expect to pay a premium far beyond this price point.
The open layout flexes naturally between living, dining, and working from home. Brand-new stainless steel appliances, a large full bath, and parking available.
One of the largest furnished studio condos listed under $150,000 in downtown Saint Paul, and one of the strongest values in the market. Offered fully furnished — truly move-in ready for a student, healthcare professional, government worker, or investor seeking an immediate housing solution as the new academic year approaches.
Downtown Saint Paul is in the middle of a genuine, funded revival. Over $1 billion in public and private capital is committed to the downtown Saint Paul core — including a $120 million Ramsey County commitment to the RiversEdge riverfront development, ALDI opening at 10th and Robert Street this summer, and a $130 million mixed-use development at Central Station. Pedro Park opened in downtown Saint Paul in September 2025. The $600 million Grand Casino Arena renovation locks in the Minnesota Wild and the downtown Saint Paul entertainment district through 2061. Few addresses in the Twin Cities put you this close to this much committed investment.
Sellers are motivated and ready to work with serious buyers.
Location is the story: Regions Hospital Saint Paul is 0.3 miles away on the same street. United Hospital, Children's Minnesota Saint Paul, Gillette Children's Specialty Hospital, and M Health Fairview Bethesda Hospital are all within 1.1 miles of 523 Jackson Street. The Minnesota State Capitol, Saint Paul City Hall, the Ramsey County Courthouse, the Minnesota Judicial Center, and Ecolab global headquarters are all within walking distance — Minnesota's entire Capitol Ecosystem, steps from your front door.
The Produce Exchange building at 523 Jackson Street is a well-maintained historic Saint Paul condominium with major improvements already completed. Easy access to Interstate 94 and Interstate 35E. Urban living in downtown Saint Paul, genuine value, and a neighborhood whose best days are being built right now.
Active
$139,900
523 Jackson St APT 302, Saint Paul, MN 55101
0beds
856sqft
(CC) Low Rise (3- Levels)
Built in 1915
-- sqft lot
$136,000 Zestimate®
$163/sqft
$612/mo HOA
What's special
Original hardwood floorsTop-floor corner unitFully furnished studio loftSoaring ceilingsExposed brickParking availableBrand-new stainless steel appliances
- 45 days
- 296
- 15
Zillow last checked:
Listing updated:
Listed by:
Natasha Cejudo 612-414-0980,
Lakes Sotheby's International Realty
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7113494
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 0
- Bathrooms: 1
- Full bathrooms: 1
Bathroom
- Description: Main Floor Full Bath
Dining room
- Description: Eat In Kitchen,Informal Dining Room
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Range, Refrigerator, Stainless Steel Appliance(s)
- Laundry: Common Area, In Hall
Features
- Basement: None
- Has fireplace: No
Interior area
- Total structure area: 856
- Total interior livable area: 856 sqft
- Finished area above ground: 856
- Finished area below ground: 0
Property
Parking
- Parking features: Contract Pkg Required, Parking Lot
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
Lot
- Size: 0.52 Acres
Details
- Foundation area: 856
- Parcel number: 312922430711
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: Condo
- Property subtype: (CC) Low Rise (3- Levels)
- Attached to another structure: Yes
Condition
- New construction: No
- Year built: 1915
Utilities & green energy
- Electric: Circuit Breakers
- Gas: Natural Gas
- Sewer: City Sewer/Connected
- Water: City Water/Connected
Community & HOA
Community
- Subdivision: Cic 495 Produce Ext Lofts
HOA
- Has HOA: Yes
- Services included: Maintenance Structure, Lawn Care, Maintenance Grounds, Professional Mgmt, Sanitation, Sewer, Shared Amenities
- HOA fee: $612 monthly
- HOA name: First Residential
- HOA phone: 952-277-2700
Location
- Region: Saint Paul
Financial & listing details
- Price per square foot: $163/sqft
- Tax assessed value: $134,700
- Annual tax amount: $2,044
- Date on market: 7/21/2026
- Cumulative days on market: 337 days
Estimated market value
$136,000
$129,000 - $143,000
$1,427/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/21/2026 | Listed for sale | $139,900-6.1%$163/sqft |
Source: | ||
| 7/21/2026 | Listing removed | $149,000$174/sqft |
Source: | ||
| 1/22/2026 | Price change | $149,000-3.9%$174/sqft |
Source: | ||
| 10/1/2025 | Listed for sale | $155,000+10.7%$181/sqft |
Source: | ||
| 8/7/2019 | Sold | $140,000-6.6%$164/sqft |
Source: | ||
| 7/24/2019 | Pending sale | $149,900$175/sqft |
Source: Coldwell Banker Burnet - Wayzata #5228951 Report a problem | ||
| 5/24/2019 | Price change | $149,900-6.3%$175/sqft |
Source: Coldwell Banker Burnet - Wayzata #5228951 Report a problem | ||
| 5/10/2019 | Listed for sale | $159,900-2.5%$187/sqft |
Source: Coldwell Banker Burnet - Wayzata #5228951 Report a problem | ||
| 1/8/2004 | Sold | $164,000$192/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,306 +6.3% | $134,700 +7.1% |
| 2024 | $2,170 -3% | $125,800 -7% |
| 2023 | $2,236 -2.6% | $135,200 -1.6% |
| 2022 | $2,296 +3.6% | $137,400 -1.9% |
| 2021 | $2,216 -13.2% | $140,000 |
| 2020 | $2,553 +41% | $140,000 +2.9% |
| 2019 | $1,810 | $136,000 |
| 2018 | $1,810 -14.5% | $136,000 +22.7% |
| 2017 | $2,118 | $110,800 |
| 2016 | $2,118 +28.5% | -- |
| 2015 | $1,648 +6.6% | $88,600 |
| 2014 | $1,546 -41.1% | -- |
| 2013 | $2,626 +4.5% | -- |
| 2012 | $2,514 +20.7% | -- |
| 2011 | $2,082 | -- |
| 2010 | -- | -- |
| 2009 | $1,864 -2% | -- |
| 2008 | $1,902 +0.5% | -- |
| 2007 | $1,892 +6.7% | -- |
| 2006 | $1,774 +7.5% | -- |
| 2005 | $1,650 +318.8% | -- |
| 2004 | $394 | -- |
Find assessor info on the county website
Monthly payment
Est. payment






