Completely Remodeled & Modernized in 2026! Discover the perfect blend of modern luxury, thoughtful design, and private mountain living in Sky Valley at Deep Creek Lake. Set on two lots totaling 4.4 acres, this beautifully transformed home offers an exceptional floor plan with high-end updates throughout and plenty of room to relax, entertain, and enjoy the outdoors. Step inside to discover gorgeous new hardwood flooring, sophisticated finishes, and an inviting layout designed for today's lifestyle. The high-end kitchen is a true centerpiece, featuring premium finishes, abundant cabinetry, and a large island that provides the perfect gathering space. The spacious main-level primary suite offers a private retreat with an impressive updated bathroom and comfortable living space. One of the home's standout features is the large sunroom, offering a bright and peaceful space to enjoy the surrounding wooded setting year-round. A 2-car attached garage provides excellent convenience, while an additional third garage bay pull-in on the basement level offers valuable space for vehicles, recreational equipment, storage, or a workshop. The expansive 4.4-acre setting provides an exceptional sense of privacy while still placing you close to everything Deep Creek Lake has to offer. As a member of the Sky Valley community, you'll also enjoy access to a sandy beach and roped-in swimming area, community boat ramp, and community docks—making it easy to enjoy all the lake has to offer. With a complete 2026 renovation, impressive living spaces, abundant garage capacity, and a private acreage setting, this exceptional Sky Valley property is ready to enjoy from day one.
For sale
$899,000
524 Summit Dr, Swanton, MD 21561
5beds
4,457sqft
Single Family Residence
Built in 1985
2.3 Acres Lot
$851,900 Zestimate®
$202/sqft
$134/mo HOA
What's special
- 21 days
- 478
- 8
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Justin Liller 301-616-8384,
Railey Realty, Inc. 301-387-2000
Source: Bright MLS,MLS#: MDGA2012798
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 5
Basement
- Description: Percent Finished: 50.0
- Area: 3323
Heating
- Forced Air, Oil
Cooling
- Central Air, Electric
Appliances
- Included: Electric Water Heater
Features
- Basement: Full,Interior Entry,Exterior Entry,Partially Finished,Walk-Out Access
- Number of fireplaces: 2
Interior area
- Total structure area: 6,480
- Total interior livable area: 4,457 sqft
- Finished area above ground: 3,157
- Finished area below ground: 1,300
Property
Parking
- Total spaces: 7
- Parking features: Basement, Garage Faces Front, Driveway, Attached
- Attached garage spaces: 3
- Uncovered spaces: 4
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Exterior features: Private Beach
- Pool features: None
- Waterfront features: Boat - Length Limit, Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Swimming Allowed, Waterski/Wakeboard, Lake
- Body of water: Deep Creek Lake
Lot
- Size: 2.3 Acres
- Features: Additional Lot(s)
Details
- Additional structures: Above Grade, Below Grade
- Additional parcels included: TAX ID: 1218038749
- Parcel number: 1218038730
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Frame
- Foundation: Block
Condition
- Excellent
- New construction: No
- Year built: 1985
- Major remodel year: 2026
Utilities & green energy
- Sewer: Septic = # of BR
- Water: Well
Community & HOA
Community
- Subdivision: Sky Valley
HOA
- Has HOA: Yes
- Amenities included: Boat Dock/Slip, Boat Ramp, Common Grounds, Pier/Dock
- Services included: Common Area Maintenance, Pier/Dock Maintenance, Road Maintenance
- HOA fee: $1,604 annually
- HOA name: SKY VALLEY
Location
- Region: Swanton
Financial & listing details
- Price per square foot: $202/sqft
- Tax assessed value: $617,133
- Annual tax amount: $6,863
- Date on market: 9/16/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Ownership: Fee Simple
Estimated market value
$851,900
$809,000 - $894,000
$3,267/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/17/2026 | Listed for sale | $899,000+142.4%$202/sqft |
Source:  Bright MLS #MDGA2012798 Report a problem | ||
| 9/29/2023 | Sold | $370,933$83/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | $6,893 -1.7% | $617,133 +0.1% |
| 2025 | $7,012 +11.2% | $616,800 +14.2% |
| 2024 | $6,308 +16.6% | $540,067 +16.6% |
| 2023 | $5,412 +19.8% | $463,333 +19.8% |
| 2022 | $4,515 +2.1% | $386,600 +2.1% |
| 2021 | $4,424 +2.1% | $378,767 +2.1% |
| 2020 | $4,333 +2.2% | $370,933 +2.2% |
| 2019 | $4,241 +6% | $363,100 |
| 2018 | $4,001 | $363,100 |
| 2017 | $4,001 | $363,100 -1.6% |
| 2016 | -- | $369,100 |
| 2015 | -- | $369,100 |
| 2014 | -- | $369,100 -3.9% |
| 2013 | -- | $384,200 |
| 2012 | -- | $384,200 |
| 2011 | -- | $384,200 -9.8% |
| 2010 | -- | $425,730 +9.7% |
| 2009 | -- | $388,056 +10.8% |
| 2008 | -- | $350,383 +12% |
| 2007 | -- | $312,710 +4.3% |
| 2006 | -- | $299,932 +4.4% |
| 2005 | -- | $287,156 +4.7% |
| 2004 | -- | $274,380 +2.2% |
| 2003 | -- | $268,530 +2.2% |
| 2002 | -- | $262,680 +2.3% |
| 2001 | -- | $256,830 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 21561
Nearby schools
Schools provided by the listing agent
- District: Garrett County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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