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For sale
  • $949,000

    723 Pinnacle Dr, Swanton, MD 21561

    5beds
    3,716sqft
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    Single Family Residence
    Built in 2003
    1 Acres Lot
    $897,400 Zestimate®
    $255/sqft
    $92/mo HOA

    What's special

    Floor-to-ceiling stone fireplaceWalk-in closetCovered hot tub areaDramatic architectureSoaring wood cathedral ceilingsLaundry roomHot tub
    Mountain living meets the Deep Creek Lake lifestyle in this stunning five-bedroom, five-bath lake access retreat! Offering dramatic architecture, generous living space, and a strong rental performance of $81,000 to $90,000. The main level features soaring wood cathedral ceilings, a floor-to-ceiling stone fireplace to cozy up to after a day on the slopes, and a wall of glass in the open kitchen, dining, living areas. The main level also includes two bedrooms and two full baths, one bath private to a bedroom, offering excellent flexibility for guests and main-level living. The upper level is dedicated to a spacious primary suite with private deck, sitting area, walk-in closet, with a seperate area for owner lock up storage. The spa like bath has a large jetted tub and a shower. Just outside the bedroom is a loft overlooking the great room. Lower Level one includes a spacious family room with a second stone fireplace and a wet bar, two bedrooms a full baths with a tub shower and a seperate shower. A laundry room completes the picture. Lower Level two offers a game room for family fun and an additional full bath. Also a seperate room for storage, ski equipment, or owners lock up area. Step out to the hot tub to warm up and relax after skiing or being on the lake. Enjoy wraparound decks on three levels with a covered dining and covered hot tub area. The lake access is minutes away with a clubhouse, picnic area, and swimming and kayaking on Deep Creek Lake. There is also a tennis court for the neighborhood! This home has an impressive annual rental income of $81,000–$90,000. Located just five minutes from Deep Creek Lake State Park, and close to Wisp Ski Resort for four-season recreation! Call today to preview the many features this Mountain Lake Property has to offer!
    162 days
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    767
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    42
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    Zillow last checked:

    Listing updated:

    Listed by:

    Susan Bell 301-501-9072,

    Railey Realty, Inc. 301-387-2000

    Source: Bright MLS,MLS#: MDGA2011042MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 5
      • Full bathrooms: 5
      • Main level bathrooms: 2
      • Main level bedrooms: 2
      Rooms
      • Room types: Dining Room, Primary Bedroom, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Game Room, Family Room, Great Room, Laundry, Loft, Bathroom 1, Bathroom 3, Primary Bathroom
      Primary bedroom
      • Features: Balcony Access, Primary Bedroom - Sitting Area, Walk-In Closet(s), Ceiling Fan(s), Cathedral/Vaulted Ceiling, Flooring - Carpet, Window Treatments
      • Level: Upper
      • Area: 567 Square Feet
      • Dimensions: 27 X 21
      Primary bedroom
      • Features: Flooring - Carpet, Ceiling Fan(s), Window Treatments
      • Level: Main
      • Area: 156 Square Feet
      • Dimensions: 12 X 13
      Bedroom 3
      • Features: Flooring - Carpet, Ceiling Fan(s)
      • Level: Main
      • Area: 169 Square Feet
      • Dimensions: 13 X 13
      Bedroom 4
      • Features: Ceiling Fan(s), Flooring - Carpet, Window Treatments
      • Level: Lower
      • Area: 135 Square Feet
      • Dimensions: 9 X 15
      Bedroom 5
      • Features: Ceiling Fan(s), Flooring - Carpet, Window Treatments
      • Level: Lower
      • Area: 120 Square Feet
      • Dimensions: 12 X 10
      Primary bathroom
      • Features: Bathroom - Jetted Tub, Bathroom - Stall Shower, Cathedral/Vaulted Ceiling, Flooring - Ceramic Tile, Window Treatments
      • Level: Upper
      • Area: 66 Square Feet
      • Dimensions: 11 X 6
      Primary bathroom
      • Features: Bathroom - Stall Shower, Flooring - Ceramic Tile
      • Level: Main
      • Area: 42 Square Feet
      • Dimensions: 7 X 6
      Bathroom 1
      • Features: Bathroom - Tub Shower, Bathroom - Stall Shower, Flooring - Ceramic Tile
      • Level: Lower
      • Area: 35 Square Feet
      • Dimensions: 5 X 7
      Bathroom 1
      • Features: Bathroom - Tub Shower, Flooring - Ceramic Tile
      • Level: Lower
      • Area: 56 Square Feet
      • Dimensions: 8 X 7
      Bathroom 3
      • Features: Bathroom - Tub Shower, Flooring - Ceramic Tile
      • Level: Main
      • Area: 42 Square Feet
      • Dimensions: 7 X 6
      Dining room
      • Features: Cathedral/Vaulted Ceiling, Flooring - Wood
      • Level: Main
      • Area: 182 Square Feet
      • Dimensions: 14 X 13
      Family room
      • Features: Fireplace - Gas, Wet Bar, Flooring - Carpet
      • Level: Lower
      • Area: 728 Square Feet
      • Dimensions: 28 X 26
      Game room
      • Features: Flooring - Carpet
      • Level: Lower
      • Area: 342 Square Feet
      • Dimensions: 18 X 19
      Great room
      • Features: Cathedral/Vaulted Ceiling, Flooring - Wood, Fireplace - Gas
      • Level: Main
      • Area: 270 Square Feet
      • Dimensions: 15 X 18
      Kitchen
      • Features: Flooring - Wood
      • Level: Main
      • Area: 117 Square Feet
      • Dimensions: 9 X 13
      Laundry
      • Features: Flooring - Ceramic Tile
      • Level: Lower
      • Area: 35 Square Feet
      • Dimensions: 5 X 7
      Loft
      • Features: Flooring - Carpet
      • Level: Upper
      • Area: 160 Square Feet
      • Dimensions: 20 X 8
      Heating
      • Forced Air, Propane
      Cooling
      • Other, Electric
      Appliances
      • Included: Microwave, Dishwasher, Refrigerator, Cooktop, Washer, Dryer, Water Heater, Electric Water Heater
      • Laundry: Lower Level, Laundry Room
      Features
      • Bathroom - Stall Shower, Bathroom - Tub Shower, Built-in Features, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Open Floorplan, Primary Bath(s), Recessed Lighting, Walk-In Closet(s), Bar
      • Flooring: Wood, Carpet, Ceramic Tile
      • Windows: Window Treatments
      • Basement: Finished,Partial
      • Number of fireplaces: 2
      • Fireplace features: Gas/Propane
      Interior area
      • Total structure area: 3,716
      • Total interior livable area: 3,716 sqft
      • Finished area above ground: 1,816
      • Finished area below ground: 1,900

      Property

      Parking
      • Parking features: Driveway
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Four
      • Stories: 4
      • Pool features: None
      • Has spa: Yes
      • Spa features: Bath, Hot Tub
      • Has view: Yes
      • View description: Lake, Trees/Woods, Water
      • Has water view: Yes
      • Water view: Lake,Water
      • Waterfront features: Lake, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Personal Watercraft (PWC), Swimming Allowed, Waterski/Wakeboard, Sail
      • Body of water: Deep Creek Lake
      Lot
      • Size: 1 Acres
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 1218070545
      • Zoning: R
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Chalet,Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Frame
      • Foundation: Block
      Condition
      • Very Good
      • New construction: No
      • Year built: 2003

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Well
      • Utilities for property: Cable Connected, Propane

      Community & HOA

      Community
      • Subdivision: The Pinnacle
      HOA
      • Has HOA: Yes
      • Services included: Trash, Snow Removal, Road Maintenance, Pier/Dock Maintenance, Common Area Maintenance
      • HOA fee: $1,100 annually
      • HOA name: THE PINNACLE
      Location
      • Region: Swanton

      Financial & listing details

      • Price per square foot: $255/sqft
      • Tax assessed value: $808,700
      • Annual tax amount: $9,154
      • Date on market: 1/29/2026
      • Listing agreement: Exclusive Right To Sell
      • Ownership: Fee Simple
      • Total actual rent: 85000
      • Road surface type: Paved

        Estimated market value

        $897,400

        $853,000 - $942,000

        $3,229/mo

        Price history

        DateEventPrice
        1/29/2026Listed for sale$949,000-2.7%$255/sqft
        Source: Bright MLS #MDGA2011042 Report a problem
        12/3/2025Listing removed$974,900$262/sqft
        Source: Bright MLS #MDGA2010234 Report a problem
        9/26/2025Price change$974,900-4.9%$262/sqft
        Source: Bright MLS #MDGA2010234 Report a problem
        8/21/2025Listed for sale$1,024,900+34%$276/sqft
        Source: Bright MLS #MDGA2010234 Report a problem
        12/30/2020Sold$765,000-4.3%$206/sqft
        Source: Public Record Report a problem
        11/8/2020Pending sale$799,000$215/sqft
        Source: Railey Realty, Inc. #MDGA133676 Report a problem
        9/30/2020Listed for sale$799,000+54.9%$215/sqft
        Source: Railey Realty, Inc. #MDGA133676 Report a problem
        4/8/2016Sold$515,900+74.9%$139/sqft
        Source: Public Record Report a problem
        1/27/2014Sold$295,000$79/sqft
        Source: Public Record Report a problem
        11/14/2013Pending sale$295,000$79/sqft
        Source: Julian Agency Real Estate #GA8145753 Report a problem
        11/2/2013Listed for sale$295,000-9.2%$79/sqft
        Source: Julian Agency Real Estate #GA8145753 Report a problem
        10/7/2013Sold$324,800-1.7%$87/sqft
        Source: Public Record Report a problem
        10/4/2013Price change$330,500-10.4%$89/sqft
        Source: Julian Agency Real Estate #GA8145753 Report a problem
        9/4/2013Price change$369,000-9.6%$99/sqft
        Source: Julian Agency Real Estate #GA8145753 Report a problem
        7/30/2013Listed for sale$408,000+308%$110/sqft
        Source: Julian Agency Real Estate #GA8145753 Report a problem
        12/31/2002Sold$100,000+122.2%$27/sqft
        Source: Public Record Report a problem
        3/13/2002Sold$45,000$12/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$9,559 +14.7%$808,700 +13.3%
        2024$8,337 +15.3%$713,767 +15.3%
        2023$7,228 +18.1%$618,833 +18.1%
        2022$6,119 +1%$523,900 +1%
        2021$6,056 +1.1%$518,467 +1.1%
        2020$5,992 +1.1%$513,033 +1.1%
        2019$5,929 +7.2%$507,600 +1.1%
        2018$5,532 -30.8%$502,000 -1.1%
        2017$7,990 $507,600 +3.4%
        2016-- $490,800
        2015-- $490,800
        2014-- $490,800 -13.4%
        2013-- $566,500
        2012-- $566,500
        2011-- $566,500 -2.5%
        2010-- $580,920 +11.7%
        2009-- $520,042 +13.3%
        2008-- $459,166 +15.3%
        2007-- $398,290 +3.3%
        2006-- $385,692 +3.4%
        2005-- $373,096 +3.5%
        2004-- $360,500 +580.2%
        2003-- $53,000 +3.9%
        2002-- $51,000 +4.1%
        2001-- $49,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 21561

        Getting around

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        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Broadford
        • Middle: Southern Middle
        • High: Southern Garrett High
        • District: Garrett County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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