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Foreclosure
    • $359,900

    5264 Stephs Field St, Saint Cloud, FL 34771

    3beds
    1,724sqft
    Single Family Residence
    Built in 2022
    5,663 Square Feet Lot
    $356,300 Zestimate®
    $209/sqft
    $110/mo HOA

    What's special

    Price improvement!! Great opportunity to own this two-story home located directly across from all amenities, offering 1,724 square feet of open-concept living with bright, spacious areas, a modern kitchen, three bedrooms, 2.5 bathrooms, a FLEX room convertible to a fourth bedroom for added entertainment space, and a private garage. The ground-floor open spaces accommodate diverse family activities in one place, while upper-floor carpets and private bedrooms ensure a comfortable family environment. Ready for immediate occupancy, the home features an oversized backyard with no rear neighbor, fencing options for privacy. House is situated in the desirable Silver Springs subdivision known for energy-efficient features that promote a healthier, relaxed lifestyle while saving thousands on utility costs. Restaurants, shopping malls, and grocery stores are just minutes away, making this home ideally located in a highly sought-after area of Saint Cloud. "When using our preferred lender, the buyer will receive a lender credit of the loan amount, which can be applied toward closing costs or an interest rate buydown."
    35 days
    |
    409
    |
    26
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Brigitte Elzarki 321-231-4999,

    COLDWELL BANKER REALTY 407-352-1040

    Source: Stellar MLS,MLS#: O6375769MLS LogoOriginating MLS: Orlando Regional

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Loft
      Primary bedroom
      • Features: Shower No Tub, Walk-In Closet(s)
      • Level: Second
      • Area: 225 Square Feet
      • Dimensions: 15x15
      Bedroom 2
      • Features: Built-in Closet
      • Level: Second
      • Area: 132 Square Feet
      • Dimensions: 12x11
      Bedroom 3
      • Features: Built-in Closet
      • Level: Second
      • Area: 132 Square Feet
      • Dimensions: 12x11
      Balcony porch lanai
      • Level: First
      • Area: 63 Square Feet
      • Dimensions: 9x7
      Dinette
      • Level: First
      • Area: 63 Square Feet
      • Dimensions: 9x7
      Great room
      • Level: First
      • Area: 270 Square Feet
      • Dimensions: 18x15
      Kitchen
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 121 Square Feet
      • Dimensions: 11x11
      Loft
      • Level: Second
      • Area: 110 Square Feet
      • Dimensions: 10x11
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Cooktop, Dishwasher, Disposal, Range, Refrigerator, Water Softener
      • Laundry: Inside, Laundry Closet, Upper Level
      Features
      • Kitchen/Family Room Combo, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Solid Surface Counters, Thermostat, Walk-In Closet(s)
      • Flooring: Carpet, Ceramic Tile
      • Windows: Blinds
      • Has fireplace: No
      Interior area
      • Total structure area: 2,336
      • Total interior livable area: 1,724 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Front Porch, Rear Porch
      • Exterior features: Sidewalk
      • Has view: Yes
      • View description: Garden
      Lot
      • Size: 5,663 Square Feet
      • Features: In County, Level, Sidewalk
      Details
      • Parcel number: 292531503600011560
      • Zoning: PUD
      • Special conditions: Real Estate Owned

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Florida
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 2022

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Park, Playground, Pool
      • Pet fee: $0 monthly
      • Subdivision: SILVER SPRINGS
      HOA
      • Has HOA: Yes
      • Amenities included: Playground, Pool
      • Services included: Pool Maintenance, Recreational Facilities
      • HOA fee: $110 monthly
      • HOA name: Community Association Management / Joshua
      • HOA phone: 407-476-1929
      Location
      • Region: Saint Cloud

      Financial & listing details

      • Price per square foot: $209/sqft
      • Tax assessed value: $319,300
      • Annual tax amount: $5,136
      • Date on market: 1/21/2026
      • Cumulative days on market: 168 days
      • Listing terms: Cash,Conventional,Trade,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt

        Foreclosure details

        Estimated market value

        $356,300

        $338,000 - $374,000

        $2,183/mo

        Price history

        DateEventPrice
        9/22/2025Sold$260,100-33.9%$151/sqft
        Source: Public Record Report a problem
        6/9/2025Listing removed$2,200$1/sqft
        Source: Zillow Rentals Report a problem
        5/9/2025Listed for rent$2,200$1/sqft
        Source: Zillow Rentals Report a problem
        12/9/2024Listing removed$2,200$1/sqft
        Source: Zillow Rentals Report a problem
        12/2/2024Listed for rent$2,200$1/sqft
        Source: Zillow Rentals Report a problem
        11/23/2024Listing removed$2,200$1/sqft
        Source: Zillow Rentals Report a problem
        11/21/2024Price change$2,200-2.2%$1/sqft
        Source: Zillow Rentals Report a problem
        11/7/2024Price change$2,250-2.2%$1/sqft
        Source: Zillow Rentals Report a problem
        10/18/2024Price change$2,300-2.1%$1/sqft
        Source: Zillow Rentals Report a problem
        9/17/2024Listed for rent$2,350-1.9%$1/sqft
        Source: Zillow Rentals Report a problem
        7/30/2024Sold$393,700+7.4%$228/sqft
        Source: Public Record Report a problem
        5/24/2024Listing removed--
        Source: Zillow Rentals Report a problem
        5/18/2024Listed for rent$2,395$1/sqft
        Source: Zillow Rentals Report a problem
        5/18/2024Listing removed--
        Source: Zillow Rentals Report a problem
        3/22/2024Listed for rent$2,395$1/sqft
        Source: Zillow Rentals Report a problem
        7/5/2022Sold$366,600+0%$213/sqft
        Source: Public Record Report a problem
        12/10/2021Pending sale$366,575$213/sqft
        Source: Stellar MLS #O5990750 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,137 +3.6%$319,300 +1.9%
        2024$4,957 +0.7%$313,400 +1.8%
        2023$4,921 +540.2%$307,900 +459.8%
        2022$769 +113.7%$55,000 +120%
        2021$360 $25,000

        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 34771

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Neptune Elementary
        • Middle: Narcoossee Middle
        • High: Harmony High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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