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For sale
  • $396,000

    527 Spruce St, Mount Carmel, TN 37645

    3beds
    2,140sqft
    : 
    $2,609/mo
    Get pre-qualified
    Single Family Residence, Residential
    Built in 1971
    0.46 Acres Lot
    $381,900 Zestimate®
    $185/sqft
    $-- HOA

    What's special

    Private fully fenced backyardBrand-new stainless steel appliancesAll-new cabinetrySpacious dining areaNew lvp flooring throughoutPrivate outdoor space
    Welcome to this beautifully updated split-level home, ideally situated in an established neighborhood in Mount Carmel! Offering a blend of modern updates, spacious living areas, and versatile spaces, this home is move-in ready and waiting for its new owners. The main level features a spacious, open-concept living area that flows seamlessly into the beautifully updated kitchen. The kitchen showcases brand-new stainless steel appliances, all-new cabinetry, and new countertops, creating a fresh and modern space that is both stylish and functional. A spacious dining area provides the perfect setting for family meals and entertaining. Three bedrooms are located on the main level, including a generously sized primary bedroom with its own private bathroom. With two full bathrooms on the main level, this home offers added convenience for everyday living. The lower level provides a large, versatile living area with endless possibilities to create a family room, home office, recreation space, or whatever best suits your needs. A full bathroom is also located on the lower level and is ready for your personal touch. This level also includes the laundry area, garage access, and additional storage potential. New LVP flooring throughout adds a fresh, cohesive look while providing durability for everyday living. Step outside to enjoy the private, fully fenced backyard, offering a peaceful setting to relax and enjoy the serene surroundings. The spacious yard provides plenty of room for children to play and pets to roam, while the useful outbuilding offers additional storage or workspace. With its desirable location, modern updates, spacious floor plan, and private outdoor space, this Mount Carmel home offers an excellent opportunity to enjoy comfortable living in an established neighborhood. Come see all this home has to offer!
    1 day
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    Zillow last checked:

    Listing updated:

    Listed by:

    Kimberly Carberry 423-341-0543,

    Copper Key Properties 423-343-9080

    Source: TVRMLS,MLS#: 10000731

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Heating
      • Central, Heat Pump, Natural Gas
      Cooling
      • Heat Pump
      Appliances
      • Included: Dishwasher, Electric Range, Microwave, Refrigerator
      Features
      • Entrance Foyer, Granite Counters, Kitchen Island, Open Floorplan, Remodeled
      • Flooring: Luxury Vinyl
      • Doors: French Doors
      • Basement: Finished,Garage Door
      • Has fireplace: No
      Interior area
      • Total structure area: 2,788
      • Total interior livable area: 2,140 sqft
      • Finished area below ground: 702

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Asphalt
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two,Split Level
      • Stories: 2
      • Patio & porch: Front Porch, Rear Patio
      • Fencing: Back Yard,Privacy
      • Has view: Yes
      • View description: Mountain(s)
      Lot
      • Size: 0.46 Acres
      • Dimensions: 100 x 199.64 IRR
      • Topography: Level, Rolling Slope
      Details
      • Additional structures: Outbuilding
      • Parcel number: 022b A 007.00
      • Zoning: R-1

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence, Residential
      Materials
      • Brick, Vinyl Siding
      • Foundation: Block
      • Roof: Metal
      Condition
      • Updated/Remodeled,Above Average
      • New construction: No
      • Year built: 1971

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Available, Water Connected

      Community & HOA

      Community
      • Subdivision: Ponderosa Estates
      HOA
      • Has HOA: No
      Location
      • Region: Mount Carmel

      Financial & listing details

      • Price per square foot: $185/sqft
      • Tax assessed value: $163,600
      • Annual tax amount: $1,695
      • Date on market: 9/10/2026
      • Listing terms: Cash,Conventional,FHA,THDA,USDA Loan,VA Loan
      • Electric utility on property: Yes

        Estimated market value

        $381,900

        $363,000 - $401,000

        $1,950/mo

        Price history

        DateEventPrice
        9/10/2026Listed for sale$396,000+377.1%$185/sqft
        Source: TVRMLS #10000731 Report a problem
        5/25/1999Sold$83,000$39/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,695 $40,900
        2024$1,695 +5.9%$40,900
        2023$1,601 +5.6%$40,900
        2022$1,516 $40,900
        2021-- $40,900 +24.6%
        2020$1,379 $32,825
        2019$1,379 +0%$32,825
        2018$1,379 +7.4%$32,825
        2017$1,284 $32,825
        2016$1,284 +1.7%$32,825
        2015$1,262 -0.4%$32,825 -0.4%
        2014$1,267 +3.2%$32,950 0%
        2013$1,227 -0.1%$32,951
        2012$1,229 +0.1%$32,951
        2011$1,227 $32,951
        2010-- $32,951 +20.5%
        2009$1,114 +2.4%$27,340
        2008$1,088 $27,340
        2007$1,088 +13.4%$27,340
        2006$960 -13.3%$27,340
        2005$1,107 +24.1%$27,340 +19.5%
        2004$892 +3.2%$22,870
        2002$864 $22,870
        2001-- $22,870 -75%
        2000-- $91,480
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 37645

        Getting around

        0 / 100
        Car-Dependent
        7 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Mt Carmel
        • Middle: Church Hill
        • High: Volunteer

        Source: TVRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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