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  • Price cut: $14K (7/30)
    $425,000

    537 Lower Elgin Rd, Elgin, TX 78621

    3beds
    1,600sqft
    : 
    $3,364/mo
    Get pre-qualified
    Single Family Residence
    Built in 2022
    0.59 Acres Lot
    $417,000 Zestimate®
    $266/sqft
    $-- HOA

    What's special

    Split-bedroom floor planCovered patioSpacious island
    USDA-ELIGIBLE AREA • NO HOA • 0.59 ACRES • BUILT 2023 NEW PRICE! Looking for the newer-home feel without the typical subdivision lifestyle? Built in 2023, this 3-bedroom, 2-bath home offers approximately 1,600 sq. ft. with an open-concept living, dining and kitchen area centered around a spacious island. The split-bedroom floor plan provides added privacy, with the primary suite separated from the two secondary bedrooms. Step outside to enjoy 0.59 acres of usable outdoor space, a covered patio and a large, like-new permanently affixed storage/workshop building. Private well and aerobic septic add to the property’s country-living appeal. Enjoy the flexibility of NO HOA and more than half an acre of space to make your own. Located in a USDA-eligible area; qualified buyers may be eligible for 100% financing, PLUS seller is offering up to $5,000 toward allowable buyer closing costs, prepaids and/or rate buydown with an acceptable offer. Buyer and property eligibility, loan approval and program requirements apply.
    64 days
    227
    15

    Zillow last checked:

    Listing updated:

    Listed by:

    Tammy Harmon 512-796-5625,

    eXp Realty - Austin

    Source: Central Texas MLS,MLS#: 619070MLS LogoOriginating MLS: Williamson County Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Has Heating (Unspecified Type)
      Cooling
      • Central Air, 1 Unit
      Appliances
      • Included: Dishwasher, Gas Cooktop, Cooktop, Microwave
      • Laundry: Laundry Room
      Features
      • Ceiling Fan(s), Double Vanity, Garden Tub/Roman Tub, Primary Downstairs, Main Level Primary, Separate Shower, Eat-in Kitchen, Kitchen Island
      • Flooring: Ceramic Tile, Laminate
      • Attic: Access Only
      • Has fireplace: No
      • Fireplace features: None
      Interior area
      • Total interior livable area: 1,600 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Other, See Remarks
      • Pool features: None
      • Fencing: Back Yard
      • Has view: Yes
      • View description: None
      • Body of water: None
      Lot
      • Size: 0.59 Acres
      Details
      • Parcel number: 8728815

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Masonry, Stone Veneer, Steel
      • Foundation: Slab
      • Roof: Composition,Shingle
      Condition
      • Resale
      • Year built: 2022

      Utilities & green energy

      • Sewer: Not Connected (at lot), Public Sewer
      • Utilities for property: Trash Collection Public

      Community & HOA

      Community
      • Features: None
      • Subdivision: Lower Elgin Road
      HOA
      • Has HOA: No
      Location
      • Region: Elgin

      Financial & listing details

      • Price per square foot: $266/sqft
      • Tax assessed value: $331,083
      • Date on market: 7/10/2026
      • Cumulative days on market: 64 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Asphalt

        Estimated market value

        $417,000

        $396,000 - $438,000

        $1,883/mo

        Price history

        DateEventPrice
        7/30/2026Price change$425,000-3.2%$266/sqft
        Source: Central Texas MLS #619070 Report a problem
        7/10/2026Listed for sale$439,000+6.6%$274/sqft
        Source: Central Texas MLS #619070 Report a problem
        5/2/2023Listing removed--
        Source: Unlock MLS #8099939 Report a problem
        4/3/2023Contingent$412,000$258/sqft
        Source: Unlock MLS #8099939 Report a problem
        3/24/2023Price change$412,000-3.1%$258/sqft
        Source: Unlock MLS #8099939 Report a problem
        3/16/2023Price change$425,000-2.3%$266/sqft
        Source: Unlock MLS #8099939 Report a problem
        2/17/2023Listed for sale$435,000$272/sqft
        Source: Unlock MLS #8099939 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $331,083 -8.6%
        2024-- $362,379 +14.6%
        2023-- $316,256
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 78621

        Getting around

        0 / 100
        Car-Dependent
        24 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Elgin ISD

        Source: Central Texas MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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