A 4.73% ASSUMABLE INTEREST RATE?! YES, PLEASE! Here's an opportunity to make homeownership more affordable while enjoying a charming property with personality, outdoor living, and room to build equity! This Krum home offers an assumable loan at just 4.73% for qualified buyers AND is USDA eligible, potentially offering ZERO DOWN PAYMENT to eligible buyers!
With 2 bedrooms, 1 bathroom, and a surprisingly spacious 1,302 square feet, this single-story home proves you don't need extra bedrooms to enjoy great living space! Original hardwood floors, a welcoming living room, and a separate dining area provide character and functionality, while a few cosmetic updates offer the opportunity to make it your own and potentially build equity along the way. Even better? A NEW ROOF and maintained utility systems!
And let's talk about the OUTDOOR SPACE! Enjoy morning coffee on your covered front porch, entertain on the back deck, or take advantage of the fenced backyard, complete with its very own CHICKEN COOP! With NO HOA, there's added flexibility to enjoy your property your way, subject to local regulations. The two-car carport provides covered parking with potential for future garage conversion.
Located in charming Krum, you'll enjoy a small-town atmosphere while staying conveniently close to Denton's shopping, restaurants, and entertainment.
Whether you're ready to make the move from renting to owning, looking to simplify without sacrificing living space, or searching for a property with equity-building potential, this home checks some pretty exciting boxes!
An assumable 4.73% rate, USDA financing eligibility, outdoor living, and room to make it your own? That's an opportunity worth exploring! Schedule your showing and see the possibilities for yourself!
For sale
Price cut: $14.9K (11/2)
$225,000
537 N 1st St, Krum, TX 76249
2beds
1,302sqft
Single Family Residence
Built in 1967
0.25 Acres Lot
$-- Zestimate®
$173/sqft
$-- HOA
What's special
Fenced yardTwo-car carportOriginal hardwood floorsSeparate dining areaNew roof
- 24 days
- 598
- 69
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Morgan Tower 0682328 508-320-8277,
eXp Realty LLC 888-519-7431
Source: NTREIS,MLS#: 21402385
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 14 x 12
Bedroom
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 11 x 14
Dining room
- Level: First
- Dimensions: 12 x 15
Other
- Level: First
- Dimensions: 9 x 6
Kitchen
- Features: Breakfast Bar
- Level: First
- Dimensions: 10 x 11
Laundry
- Level: First
- Dimensions: 10 x 6
Living room
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 14 x 15
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher
- Laundry: Laundry in Utility Room
Features
- Decorative/Designer Lighting Fixtures, High Speed Internet, Cable TV
- Flooring: Carpet, Ceramic Tile, Wood
- Has basement: No
- Has fireplace: No
Interior area
- Total interior livable area: 1,302 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Carport, Off Street
- Carport spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered
- Exterior features: Fire Pit
- Pool features: None
- Fencing: Chain Link
Lot
- Size: 0.25 Acres
- Residential vegetation: Grassed
Details
- Parcel number: R101740
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Detached
- Property subtype: Single Family Residence
Materials
- Foundation: Pillar/Post/Pier
- Roof: Composition
Condition
- Resale
- Year built: 1967
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Sewer Available, Water Available, Cable Available
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: High Ridge Add
HOA
- Has HOA: No
Location
- Region: Krum
Financial & listing details
- Price per square foot: $173/sqft
- Tax assessed value: $216,000
- Annual tax amount: $4,412
- Date on market: 10/20/2026
- Cumulative days on market: 42 days
- Listing terms: Assumable,Cash,Conventional,FHA,VA Loan
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 11/2/2026 | Price change | $225,000-6.2%$173/sqft |
Source: NTREIS #21402385 Report a problem | ||
| 10/20/2026 | Listed for sale | $239,9000%$184/sqft |
Source: eXp Realty #21402385 Report a problem | ||
| 4/8/2022 | Sold | -- |
Source: NTREIS #14697621 Report a problem | ||
| 2/4/2022 | Pending sale | $240,000$184/sqft |
Source: NTREIS #14697621 Report a problem | ||
| 2/3/2022 | Listed for sale | $240,000$184/sqft |
Source: NTREIS #14697621 Report a problem | ||
| 1/10/2022 | Pending sale | $240,000$184/sqft |
Source: NTREIS #14697621 Report a problem | ||
| 1/3/2022 | Listed for sale | $240,000$184/sqft |
Source: NTREIS #14697621 Report a problem | ||
| 11/12/2021 | Pending sale | $240,000$184/sqft |
Source: NTREIS #14697621 Report a problem | ||
| 10/25/2021 | Listed for sale | $240,000+54.9%$184/sqft |
Source: NTREIS #14697621 Report a problem | ||
| 6/11/2019 | Sold | -- |
Source: Agent Provided Report a problem | ||
| 5/13/2019 | Pending sale | $154,900$119/sqft |
Source: REAL T TEAM #14084519 Report a problem | ||
| 5/7/2019 | Listed for sale | $154,900+69.3%$119/sqft |
Source: REAL T TEAM #14084519 Report a problem | ||
| 5/5/2012 | Sold | -- |
Source: Agent Provided Report a problem | ||
| 7/21/2008 | Listing removed | $91,500$70/sqft |
Source: NCI #10999062 Report a problem | ||
| 6/8/2008 | Price change | $91,500-5.7%$70/sqft |
Source: NCI #10999062 Report a problem | ||
| 5/11/2008 | Listed for sale | $97,000$75/sqft |
Source: NCI #10999062 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,729 -16.1% | $216,000 -3.1% |
| 2024 | $3,255 -39% | $223,000 -15.6% |
| 2023 | $5,337 +17.1% | $264,301 +33% |
| 2022 | $4,557 +27.9% | $198,653 +22.6% |
| 2021 | $3,563 -2.6% | $161,986 -1.8% |
| 2020 | $3,657 +0.9% | $164,898 +3.1% |
| 2019 | $3,623 +25% | $159,965 +33.2% |
| 2018 | $2,899 -0.6% | $120,127 -1% |
| 2017 | $2,918 | $121,325 +1.3% |
| 2016 | $2,918 +11.8% | $119,772 +6.3% |
| 2015 | $2,610 | $112,711 +6.2% |
| 2014 | $2,610 | $106,105 +6.7% |
| 2013 | $2,610 | $99,396 -8.1% |
| 2012 | -- | $108,128 +6% |
| 2011 | -- | $102,000 |
| 2010 | -- | $102,000 -5.7% |
| 2009 | -- | $108,158 +21.7% |
| 2007 | $1,778 +7.8% | $88,873 +14.7% |
| 2006 | $1,650 +5.5% | $77,477 -1.1% |
| 2005 | $1,564 | $78,313 +0.4% |
| 2004 | -- | $77,989 -0.8% |
| 2003 | -- | $78,633 +0.6% |
| 2002 | -- | $78,137 +10.2% |
| 2001 | -- | $70,886 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 76249
Nearby schools
Schools provided by the listing agent
- Elementary: Dyer
- Middle: Krum
- High: Krum
- District: Krum ISD
Source: NTREIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





