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Contingent
  • $380,000

    539 Monterey Dr, Crystal Lake, IL 60014

    4beds
    1,927sqft
    : 
    $2,915/mo
    Get pre-qualified
    Single Family Residence
    Built in 1977
    -- sqft lot
    $382,800 Zestimate®
    $197/sqft
    $-- HOA

    What's special

    Beautifully Maintained Split-Level with Sub-Basement in Sought-After Crystal Lake! This rarely available split-level home with sub-basement offers a spacious and flexible layout perfect for modern living. Located in the highly desirable Crystal Lake area, this home has been lovingly maintained by the same owner for over 35 years and thoughtfully updated throughout. The main level impresses with vaulted ceilings and skylights that flood the space with natural light. The inviting lower-level family room features a classic brick fireplace and electric heated floors, creating the perfect cozy retreat. A sliding glass door opens to a patio and a peaceful, tree-lined backyard-ideal for relaxing or entertaining. Upstairs, the primary bedroom features a walk-in closet and private access to the main bath. The second-floor bathroom also includes heated floors for year-round comfort. Tucked away on a quiet, mature lot, this home is close to top-rated schools, parks, trails, splash pad, and beautiful Crystal Lake Beach. You're also minutes from downtown shops, Metra station, dining, Three Oaks Beach, Veterans Acres and more! Don't miss this opportunity to own a well-cared-for home in one of Crystal Lake's most sought-after neighborhoods!
    69 days
    |
    33
    |
    0
    |

    Zillow last checked:

    Listed by:

    TJ Madigan 815-385-5505,

    Starck Real Estate

    Source: BHHS broker feed,MLS#: 12424807

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Refrigerator, Washer
      Features
      • Has basement: No
      Interior area
      • Total structure area: 1,927
      • Total interior livable area: 1,927 sqft

      Property

      Parking
      • Parking features: GarageAttached
      • Has attached garage: Yes
      Features
      • Patio & porch: Patio
      Details
      • Parcel number: 1907401010

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick, Vinyl
      • Roof: Asphalt
      Condition
      • Year built: 1977

      Community & HOA

      Location
      • Region: Crystal Lake

      Financial & listing details

      • Price per square foot: $197/sqft
      • Tax assessed value: $317,946
      • Annual tax amount: $7,618
      • Date on market: 5/22/2026
      • Lease term: Contact For Details

        Estimated market value

        $382,800

        $352,000 - $417,000

        $3,050/mo

        Price history

        DateEventPrice
        9/24/2025Sold$368,000-3.2%$191/sqft
        Source: MRED as distributed by MLS GRID #12424807 Report a problem
        8/23/2025Contingent$380,000$197/sqft
        Source: MRED as distributed by MLS GRID #12424807 Report a problem
        8/4/2025Listed for sale$380,000$197/sqft
        Source: MRED as distributed by MLS GRID #12424807 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$7,618 +5%$105,982 +11.8%
        2023$7,254 +14.4%$94,788 +21.6%
        2022$6,342 +6.6%$77,952 +7.3%
        2021$5,951 +3%$72,622 +3.7%
        2020$5,777 $70,051 +4.5%
        2019-- $67,047 -3.4%
        2018$5,947 +1.3%$69,392 +6.2%
        2017$5,869 +3.4%$65,371 +6.6%
        2016$5,674 $61,312 +3.2%
        2013$5,674 $59,393 -14.7%
        2011-- $69,619 -13.7%
        2010-- $80,671 -9.4%
        2009-- $89,001
        2008-- $89,001 +8.2%
        2006-- $82,234 +4.9%
        2005$5,359 +4.6%$78,408 +7%
        2004$5,121 +4.3%$73,306 +7.4%
        2003$4,911 +6%$68,224 +7%
        2002$4,632 +3.5%$63,761 +5.7%
        2001$4,475 +4.3%$60,300 +3.7%
        2000$4,290 $58,148
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 60014

        Getting around

        32 / 100
        Car-Dependent
        37 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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