In the heart of Historic Uptown, just north of downtown St. Petersburg, this rare three-unit property offers the kind of character, location, and income potential that is increasingly difficult to find. Set on a tropically landscaped lot, the offering includes a standalone 3-bedroom, 1.5-bath residence at 540 11th Avenue N, along with a neighboring duplex at 532 and 534 11th Avenue N. Original wood floors, period doors and hardware, built-ins, covered porch space, and a private courtyard give each residence the warmth and personality that make older St. Petersburg homes so memorable. The front home offers light-filled living and dining spaces, three upstairs bedrooms, a main-level half bath, rear patio access, and a detached one-car garage. Behind it, the duplex provides two additional residences: an upper unit with flexible 2- to 3-bedroom living, updated kitchen and bath finishes, separate living and dining rooms, and in-unit laundry; plus a lower 2-bedroom unit with an enclosed front porch that can serve as a den, office, or quiet extra living space. Recent roof updates add peace of mind, while the existing tenant occupancy creates immediate continuity for the next owner. Whether held as an income-producing asset, reimagined over time, or enjoyed as a distinctive Historic Uptown compound near downtown restaurants, parks, waterfront amenities, and St. Petersburg’s vibrant cultural scene, this is a property with character that cannot be recreated and a location that continues to matter.
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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