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  • $1,799,990

    5401 Mountain Point Ln, Charlotte, NC 28216

    4beds
    3,239sqft
    : 
    $10,651/mo
    Get pre-qualified
    Single Family Residence
    Built in 1991
    1.61 Acres Lot
    $1,698,200 Zestimate®
    $556/sqft
    $60/mo HOA

    What's special

    Trex-style composite deckingThree-car side-entry garageSonance surround soundGas cooktopStainless appliancesRotating jet ski liftHeated saltwater gunite pool
    This is the kind of resort you book eight months out. Here, you get to live in it. Welcome to Mountain Point Resort, a 4-bedroom, 3.5-bath full-brick estate on 1.61 private acres on Mountain Island Lake, with a view across the water to 1,500 acres of protected Latta Nature Preserve. Pull through the gate and the day falls away. The owner created this space to be a venue, and it shows. The heated saltwater gunite pool features a built-in hot tub, expansive walk-in steps, and gas fire features, plus a swim-up bar with submerged seating that connects straight to the covered bar and first outdoor kitchen, so guests never have to leave the water. Porch swings hang under the timber-framed pavilion, and just across the outdoor kitchen sits one of the most charming spaces on the property: a private cabana with knotty pine walls, exposed brick, a loft ladder, and a roll-up glass door that opens the whole room to the pavilion. Inside is a kitchenette with sink, refrigerator, freezer, and microwave, plus room for a bed, so it works as a guest retreat, catering kitchen, or whatever the party needs. A full pool bath with dual showers and granite finishes, plus an outdoor shower, keeps wet feet out of the main house. This is an entertainer's dream. Inside, nothing came off a builder's spec sheet. The living room is anchored by floor-to-ceiling artisan-bleached stone framing the fireplace, under a whitewashed shiplap ceiling with exposed beams, and natural stone floors carry that character through the home. The kitchen is one of a kind, with leathered quartzite countertops, custom wood cabinetry, stainless appliances, and a gas cooktop. The dining area sits in a bay window filled with light. Upstairs, the primary suite frames Mountain Island Lake through floor-to-ceiling vaulted windows, with a walk-in closet and a private bath with dual vanities. Two more bedrooms share this level, one nearly as large as the primary and the other currently set up as a custom wardrobe room that converts back to a bedroom, along with a full bath and laundry room. A separate wing has its own private entrance and staircase leading to a nearly 30-foot suite with its own half bath. In-laws, long-term guests, a home office, or rental potential, it is its own little world under the same roof. Out back, the covered lakeside patio is an outdoor living room with stone underfoot, ceiling fans, a lakeside fireplace, and a second outdoor kitchen built for crowds: commercial hood, warming drawers, and a 23-foot counter. A walkway winds past gardens and a boulder-stacked water fountain to a lower patio with full electric for live music, a gazebo with a wood-burning fire pit overlooking the water, and a paved golf cart path all the way down to the newly built double-decker dock. Trex-style composite decking, a waterproof Gutter Deck upper level that stays cool underfoot, a 10,000-pound boat lift, a rotating jet ski lift, and extra-wide stairs for kayaks and paddleboards. Across the water, nothing but protected preserve. No docks, no rooftops, no construction, ever. Mountain Island Lake is one of Charlotte's best-kept secrets and its closest lake, about 20 minutes from uptown. It supplies the region's drinking water, so much of its 61 miles of shoreline stays protected, with no commercial marinas or restaurants on the water. Quiet water, no crowds. Three-car side-entry garage, circular drive, Sonance surround sound and Eero WiFi that convey, a security system, in-ground irrigation, and both central air and ductless mini-splits. The new 2025 roof carries a 30-year warranty, and a low $725 annual HOA includes access to the community boat ramp. Schedule your private tour today. Welcome home to Mountain Point Resort.
    40 days
    1,566
    151

    Zillow last checked:

    Listing updated:

    Listed by:

    Josh Finigan 704-440-4076,

    EXP Realty LLC Ballantyne

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4425572MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bathroom full
      • Level: Upper
      Bathroom full
      • Level: Main
      Dining room
      • Level: Main
      Great room
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Upper
      Laundry
      • Level: Main
      Heating
      • Ductless, Heat Pump
      Cooling
      • Central Air, Ductless
      Appliances
      • Included: Convection Oven, Dishwasher, Dryer, Gas Cooktop, Ice Maker, Refrigerator with Ice Maker, Self Cleaning Oven, Washer
      • Laundry: In Bathroom, In Hall, Inside, Main Level, Multiple Locations
      Features
      • Breakfast Bar, Built-in Features, Open Floorplan, Walk-In Closet(s)
      • Flooring: Carpet, Stone, Tile, Wood
      • Doors: French Doors
      • Has basement: No
      • Fireplace features: Den, Fire Pit, Gas Log, Outside
      Interior area
      • Total structure area: 3,239
      • Total interior livable area: 3,239 sqft
      • Finished area above ground: 3,239
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 3
      • Parking features: Circular Driveway, Driveway, Attached Garage, Garage Door Opener, Garage Faces Side, Garage on Main Level
      • Attached garage spaces: 3
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Deck, Front Porch, Patio, Porch, Rear Porch, Terrace, Wrap Around, Other
      • Exterior features: Fire Pit, Gas Grill, Outdoor Kitchen, Outdoor Shower, Other - See Remarks
      • Has private pool: Yes
      • Pool features: Fenced, Heated, In Ground, Outdoor Pool, Pool/Spa Combo, Salt Water
      • Has spa: Yes
      • Spa features: Heated
      • Has view: Yes
      • View description: Long Range, Water, Year Round
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Boat Lift, Boat Lift – Community, Boat Slip (Deed), Covered structure, Dock, Paddlesport Launch Site, Paddlesport Launch Site - Community, Personal Watercraft Lift, Pier
      • Body of water: Mountain Island Lake
      Lot
      • Size: 1.61 Acres
      Details
      • Additional structures: Gazebo, Other
      • Parcel number: 02316411
      • Zoning: N1-C
      • Special conditions: Standard
      • Other equipment: Surround Sound

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cape Cod,Old World,Rustic
      • Property subtype: Single Family Residence
      Materials
      • Brick Full
      • Foundation: Crawl Space
      Condition
      • New construction: No
      • Year built: 1991

      Utilities & green energy

      • Sewer: Septic Installed
      • Water: City
      • Utilities for property: Electricity Connected

      Community & HOA

      Community
      • Features: Lake Access
      • Subdivision: Mountain Point
      HOA
      • Has HOA: Yes
      • HOA fee: $725 annually
      Location
      • Region: Charlotte

      Financial & listing details

      • Price per square foot: $556/sqft
      • Tax assessed value: $834,000
      • Annual tax amount: $5,556
      • Date on market: 10/2/2026
      • Cumulative days on market: 241 days
      • Listing terms: Cash,Conventional,VA Loan
      • Electric utility on property: Yes
      • Road surface type: Asphalt, Paved

        Estimated market value

        $1,698,200

        $1.61M - $1.78M

        $3,496/mo

        Price history

        DateEventPrice
        10/2/2026Listed for sale$1,799,990-5.2%$556/sqft
        Source: Canopy MLS as distributed by MLS GRID #4425572 Report a problem
        9/1/2026Listing removed$1,899,000$586/sqft
        Source: Canopy MLS as distributed by MLS GRID #4341424 Report a problem
        6/26/2026Price change$1,899,000-5%$586/sqft
        Source: Canopy MLS as distributed by MLS GRID #4341424 Report a problem
        4/10/2026Price change$1,999,000-4.4%$617/sqft
        Source: Canopy MLS as distributed by MLS GRID #4341424 Report a problem
        3/13/2026Price change$2,090,000-0.5%$645/sqft
        Source: Canopy MLS as distributed by MLS GRID #4341424 Report a problem
        2/12/2026Listed for sale$2,100,000+236%$648/sqft
        Source: Canopy MLS as distributed by MLS GRID #4341424 Report a problem
        12/17/2013Sold$625,000-2.3%$193/sqft
        Source: Canopy MLS as distributed by MLS GRID #2186331 Report a problem
        10/15/2013Listed for sale$639,500$197/sqft
        Source: Keller Williams Ballantyne Area #2186331 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,556 +1.5%$834,000
        2024$5,475 +3.5%$834,000 +1.8%
        2023$5,290 -15%$819,000 +11.5%
        2022$6,220 +2.4%$734,400
        2021$6,072 +0.6%$734,400 +3.4%
        2020$6,037 +4.7%$710,200
        2019$5,766 -8.9%$710,200 +26%
        2018$6,329 +4.7%$563,700
        2017$6,042 $563,700 +3.7%
        2016$6,042 $543,700
        2015$6,042 +3.7%$543,700
        2014$5,829 --
        2013-- $543,700
        2012-- $543,700 -7.6%
        2011-- $588,700 +25.8%
        2010-- $468,100
        2009-- $468,100
        2008-- $468,100
        2007-- $468,100
        2006-- $468,100
        2005-- $468,100
        2004-- --
        2003-- $468,100 +48.7%
        2002-- $314,850
        2001-- $314,850
        2000-- $314,850
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Mountain Point

        Getting around

        1 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        13 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Mountain Island Lake Academy
        • Middle: Mountain Island Lake Academy
        • High: Hopewell

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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