This is the kind of resort you book eight months out. Here, you get to live in it. Welcome to Mountain Point Resort, a 4-bedroom, 3.5-bath full-brick estate on 1.61 private acres on Mountain Island Lake, with a view across the water to 1,500 acres of protected Latta Nature Preserve.
Pull through the gate and the day falls away. The owner created this space to be a venue, and it shows. The heated saltwater gunite pool features a built-in hot tub, expansive walk-in steps, and gas fire features, plus a swim-up bar with submerged seating that connects straight to the covered bar and first outdoor kitchen, so guests never have to leave the water. Porch swings hang under the timber-framed pavilion, and just across the outdoor kitchen sits one of the most charming spaces on the property: a private cabana with knotty pine walls, exposed brick, a loft ladder, and a roll-up glass door that opens the whole room to the pavilion. Inside is a kitchenette with sink, refrigerator, freezer, and microwave, plus room for a bed, so it works as a guest retreat, catering kitchen, or whatever the party needs. A full pool bath with dual showers and granite finishes, plus an outdoor shower, keeps wet feet out of the main house. This is an entertainer's dream.
Inside, nothing came off a builder's spec sheet. The living room is anchored by floor-to-ceiling artisan-bleached stone framing the fireplace, under a whitewashed shiplap ceiling with exposed beams, and natural stone floors carry that character through the home. The kitchen is one of a kind, with leathered quartzite countertops, custom wood cabinetry, stainless appliances, and a gas cooktop. The dining area sits in a bay window filled with light.
Upstairs, the primary suite frames Mountain Island Lake through floor-to-ceiling vaulted windows, with a walk-in closet and a private bath with dual vanities. Two more bedrooms share this level, one nearly as large as the primary and the other currently set up as a custom wardrobe room that converts back to a bedroom, along with a full bath and laundry room. A separate wing has its own private entrance and staircase leading to a nearly 30-foot suite with its own half bath. In-laws, long-term guests, a home office, or rental potential, it is its own little world under the same roof.
Out back, the covered lakeside patio is an outdoor living room with stone underfoot, ceiling fans, a lakeside fireplace, and a second outdoor kitchen built for crowds: commercial hood, warming drawers, and a 23-foot counter. A walkway winds past gardens and a boulder-stacked water fountain to a lower patio with full electric for live music, a gazebo with a wood-burning fire pit overlooking the water, and a paved golf cart path all the way down to the newly built double-decker dock. Trex-style composite decking, a waterproof Gutter Deck upper level that stays cool underfoot, a 10,000-pound boat lift, a rotating jet ski lift, and extra-wide stairs for kayaks and paddleboards. Across the water, nothing but protected preserve. No docks, no rooftops, no construction, ever.
Mountain Island Lake is one of Charlotte's best-kept secrets and its closest lake, about 20 minutes from uptown. It supplies the region's drinking water, so much of its 61 miles of shoreline stays protected, with no commercial marinas or restaurants on the water. Quiet water, no crowds. Three-car side-entry garage, circular drive, Sonance surround sound and Eero WiFi that convey, a security system, in-ground irrigation, and both central air and ductless mini-splits. The new 2025 roof carries a 30-year warranty, and a low $725 annual HOA includes access to the community boat ramp. Schedule your private tour today. Welcome home to Mountain Point Resort.
Active
$1,799,990
5401 Mountain Point Ln, Charlotte, NC 28216
4beds
3,239sqft
Single Family Residence
Built in 1991
1.61 Acres Lot
$1,698,200 Zestimate®
$556/sqft
$60/mo HOA
What's special
Trex-style composite deckingThree-car side-entry garageSonance surround soundGas cooktopStainless appliancesRotating jet ski liftHeated saltwater gunite pool
- 40 days
- 1,566
- 151
Zillow last checked:
Listing updated:
Listed by:
Josh Finigan 704-440-4076,
EXP Realty LLC Ballantyne
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4425572
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bathroom full
- Level: Upper
Bathroom full
- Level: Main
Dining room
- Level: Main
Great room
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Upper
Laundry
- Level: Main
Heating
- Ductless, Heat Pump
Cooling
- Central Air, Ductless
Appliances
- Included: Convection Oven, Dishwasher, Dryer, Gas Cooktop, Ice Maker, Refrigerator with Ice Maker, Self Cleaning Oven, Washer
- Laundry: In Bathroom, In Hall, Inside, Main Level, Multiple Locations
Features
- Breakfast Bar, Built-in Features, Open Floorplan, Walk-In Closet(s)
- Flooring: Carpet, Stone, Tile, Wood
- Doors: French Doors
- Has basement: No
- Fireplace features: Den, Fire Pit, Gas Log, Outside
Interior area
- Total structure area: 3,239
- Total interior livable area: 3,239 sqft
- Finished area above ground: 3,239
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Circular Driveway, Driveway, Attached Garage, Garage Door Opener, Garage Faces Side, Garage on Main Level
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck, Front Porch, Patio, Porch, Rear Porch, Terrace, Wrap Around, Other
- Exterior features: Fire Pit, Gas Grill, Outdoor Kitchen, Outdoor Shower, Other - See Remarks
- Has private pool: Yes
- Pool features: Fenced, Heated, In Ground, Outdoor Pool, Pool/Spa Combo, Salt Water
- Has spa: Yes
- Spa features: Heated
- Has view: Yes
- View description: Long Range, Water, Year Round
- Has water view: Yes
- Water view: Water
- Waterfront features: Boat Lift, Boat Lift – Community, Boat Slip (Deed), Covered structure, Dock, Paddlesport Launch Site, Paddlesport Launch Site - Community, Personal Watercraft Lift, Pier
- Body of water: Mountain Island Lake
Lot
- Size: 1.61 Acres
Details
- Additional structures: Gazebo, Other
- Parcel number: 02316411
- Zoning: N1-C
- Special conditions: Standard
- Other equipment: Surround Sound
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod,Old World,Rustic
- Property subtype: Single Family Residence
Materials
- Brick Full
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 1991
Utilities & green energy
- Sewer: Septic Installed
- Water: City
- Utilities for property: Electricity Connected
Community & HOA
Community
- Features: Lake Access
- Subdivision: Mountain Point
HOA
- Has HOA: Yes
- HOA fee: $725 annually
Location
- Region: Charlotte
Financial & listing details
- Price per square foot: $556/sqft
- Tax assessed value: $834,000
- Annual tax amount: $5,556
- Date on market: 10/2/2026
- Cumulative days on market: 241 days
- Listing terms: Cash,Conventional,VA Loan
- Electric utility on property: Yes
- Road surface type: Asphalt, Paved
Estimated market value
$1,698,200
$1.61M - $1.78M
$3,496/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/2/2026 | Listed for sale | $1,799,990-5.2%$556/sqft |
Source: | ||
| 9/1/2026 | Listing removed | $1,899,000$586/sqft |
Source: | ||
| 6/26/2026 | Price change | $1,899,000-5%$586/sqft |
Source: | ||
| 4/10/2026 | Price change | $1,999,000-4.4%$617/sqft |
Source: | ||
| 3/13/2026 | Price change | $2,090,000-0.5%$645/sqft |
Source: | ||
| 2/12/2026 | Listed for sale | $2,100,000+236%$648/sqft |
Source: | ||
| 12/17/2013 | Sold | $625,000-2.3%$193/sqft |
Source: | ||
| 10/15/2013 | Listed for sale | $639,500$197/sqft |
Source: Keller Williams Ballantyne Area #2186331 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,556 +1.5% | $834,000 |
| 2024 | $5,475 +3.5% | $834,000 +1.8% |
| 2023 | $5,290 -15% | $819,000 +11.5% |
| 2022 | $6,220 +2.4% | $734,400 |
| 2021 | $6,072 +0.6% | $734,400 +3.4% |
| 2020 | $6,037 +4.7% | $710,200 |
| 2019 | $5,766 -8.9% | $710,200 +26% |
| 2018 | $6,329 +4.7% | $563,700 |
| 2017 | $6,042 | $563,700 +3.7% |
| 2016 | $6,042 | $543,700 |
| 2015 | $6,042 +3.7% | $543,700 |
| 2014 | $5,829 | -- |
| 2013 | -- | $543,700 |
| 2012 | -- | $543,700 -7.6% |
| 2011 | -- | $588,700 +25.8% |
| 2010 | -- | $468,100 |
| 2009 | -- | $468,100 |
| 2008 | -- | $468,100 |
| 2007 | -- | $468,100 |
| 2006 | -- | $468,100 |
| 2005 | -- | $468,100 |
| 2004 | -- | -- |
| 2003 | -- | $468,100 +48.7% |
| 2002 | -- | $314,850 |
| 2001 | -- | $314,850 |
| 2000 | -- | $314,850 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: Mountain Point
Nearby schools
Schools provided by the listing agent
- Elementary: Mountain Island Lake Academy
- Middle: Mountain Island Lake Academy
- High: Hopewell
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





