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  • Price cut: $100K (6/26)
    $1,899,000

    5401 Mountain Point Ln, Charlotte, NC 28216

    4beds
    3,239sqft
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    Single Family Residence
    Built in 1991
    1.61 Acres Lot
    $-- Zestimate®
    $586/sqft
    $60/mo HOA

    What's special

    Sparkling waterThree-car garageSecond poolside kitchenLakeside porch swingRotomag jet ski liftHeated saltwater gunite poolWood-burning fire pit
    There are homes you purchase, and then there are homes you experience. From the moment you turn onto Mountain Point Lane, the canopy of trees opens to reveal sparkling water, setting the stage for a property unlike any other on Mountain Island Lake. Rather than asking you to imagine the lifestyle, this home simply lets you enjoy it. Thoughtfully designed for everyday comfort and unforgettable entertaining, every detail has been carefully curated to embrace waterfront living. One of this estate's most remarkable features is its extraordinary view that seems to span almost 220 degrees. Panoramic vistas stretch across open water toward more than 1,500 acres of the Latta Nature Preserve—permanently protected land that preserves the natural beauty of the shoreline for generations to come. It's a rare opportunity to enjoy an ever-changing landscape of water, wildlife, and mature hardwoods with the confidence that the scenery will remain beautifully untouched. Step outside and discover a private retreat designed for both relaxation and entertaining. The heated saltwater gunite pool and hot tub feature expansive walk-in entry steps, creating an inviting place to unwind. Gas fire features frame the swim-up bar with submerged seating, while the spacious pool bath, complete with dual showers and elegant granite finishes, allows guests to comfortably enjoy the outdoor spaces all day. Entertaining is effortless with two fully equipped outdoor kitchens. The lakeside kitchen features a gas griddle, commercial hood, warming drawers, and a generous prep area ideal for hosting family gatherings or larger celebrations. A second poolside kitchen keeps refreshments and casual meals close at hand. Complementing these spaces are a charming guest cabana with its own kitchenette, a gazebo with tranquil water features, a wood-burning fire pit, an outdoor shower, and beautifully maintained herb and flower gardens that complete the outdoor experience. The newly constructed double-decker dock extends the living space onto the lake itself. Built with Trex-style composite materials and featuring a waterproof Gutter Deck upper level that stays comfortable underfoot, it offers the perfect setting for morning coffee, sunset gatherings, or simply taking in the view. A 10,000-pound boat lift, Rotomag jet ski lift, extra-wide stairs for kayaks and paddleboards, and a paved golf cart path provide convenient access to the water, while a lakeside porch swing creates one more peaceful place to enjoy the surroundings. Inside, the home balances timeless style with everyday functionality. The chef's kitchen opens to a warm and inviting great room featuring artisan-bleached stonework and a whitewashed shiplap ceiling. The flowing floor plan connects four bedrooms, three-and-a-half baths, and 3,239 square feet of thoughtfully designed living space, creating an atmosphere that is both refined and welcoming. Set on 1.61 private acres with a desirable rectangular lot and a three-car garage, 5401 Mountain Point Lane offers a combination of location, amenities, and protected waterfront views that is increasingly difficult to find. The extensive outdoor features—including the pool, dock, boat and jet ski lifts, dual outdoor kitchens, cabana, gazebo, and professionally designed entertaining spaces—create a property that offers exceptional value and a lifestyle unlike most available on Mountain Island Lake. This is a home best appreciated in person. Schedule your tour today and experience everything this remarkable waterfront estate has to offer.
    150 days
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    1,971
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    124
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    Zillow last checked:

    Listing updated:

    Listed by:

    Gina Collias 866-525-3466,

    Lake Homes Realty LLC

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4341424MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Features: Ceiling Fan(s), En Suite Bathroom, Vaulted Ceiling(s)
      • Level: Upper
      Heating
      • Ductless, Heat Pump
      Cooling
      • Central Air, Ductless
      Appliances
      • Included: Convection Oven, Dishwasher, Dryer, Gas Cooktop, Ice Maker, Refrigerator with Ice Maker, Self Cleaning Oven, Washer
      • Laundry: In Bathroom, In Hall, Inside, Main Level, Multiple Locations
      Features
      • Open Floorplan, Walk-In Closet(s)
      • Flooring: Carpet, Stone, Tile, Wood
      • Windows: Insulated Windows, Skylight(s)
      • Has basement: No
      • Fireplace features: Den, Fire Pit, Gas Log, Outside
      Interior area
      • Total structure area: 3,239
      • Total interior livable area: 3,239 sqft
      • Finished area above ground: 3,239
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 3
      • Parking features: Circular Driveway, Driveway, Attached Garage, Garage Door Opener, Garage Faces Side, Keypad Entry, Garage on Main Level
      • Attached garage spaces: 3
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Deck, Patio, Terrace
      • Exterior features: Fire Pit, In-Ground Irrigation, Outdoor Kitchen, Storage
      • Has private pool: Yes
      • Pool features: Fenced, Heated, In Ground, Outdoor Pool, Pool/Spa Combo, Salt Water
      • Has spa: Yes
      • Fencing: Front Yard
      • On waterfront: Yes
      • Waterfront features: Boat Lift, Boat Ramp – Community, Covered structure, Paddlesport Launch Site, Personal Watercraft Lift, Dock, Waterfront
      • Body of water: Mountain Island Lake
      Lot
      • Size: 1.61 Acres
      Details
      • Additional structures: Boat House, Gazebo, Other
      • Parcel number: 02316411
      • Zoning: N1-C
      • Special conditions: Standard
      • Other equipment: Surround Sound

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cape Cod
      • Property subtype: Single Family Residence
      Materials
      • Brick Full
      • Foundation: Crawl Space
      Condition
      • New construction: No
      • Year built: 1991

      Utilities & green energy

      • Sewer: Private Sewer
      • Water: City
      • Utilities for property: Electricity Connected

      Community & HOA

      Community
      • Security: Security System
      • Subdivision: Mountain Point
      HOA
      • Has HOA: Yes
      • HOA fee: $725 annually
      • HOA name: Mountain Point HOA
      • HOA phone: 704-500-4190
      Location
      • Region: Charlotte

      Financial & listing details

      • Price per square foot: $586/sqft
      • Tax assessed value: $834,000
      • Annual tax amount: $5,556
      • Date on market: 2/12/2026
      • Cumulative days on market: 150 days
      • Electric utility on property: Yes
      • Road surface type: Asphalt, Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $3,726/mo

        Price history

        DateEventPrice
        6/26/2026Price change$1,899,000-5%$586/sqft
        Source: Canopy MLS as distributed by MLS GRID #4341424 Report a problem
        4/10/2026Price change$1,999,000-4.4%$617/sqft
        Source: Canopy MLS as distributed by MLS GRID #4341424 Report a problem
        3/13/2026Price change$2,090,000-0.5%$645/sqft
        Source: Canopy MLS as distributed by MLS GRID #4341424 Report a problem
        2/12/2026Listed for sale$2,100,000+236%$648/sqft
        Source: Canopy MLS as distributed by MLS GRID #4341424 Report a problem
        12/17/2013Sold$625,000-2.3%$193/sqft
        Source: Canopy MLS as distributed by MLS GRID #2186331 Report a problem
        10/15/2013Listed for sale$639,500$197/sqft
        Source: Keller Williams Ballantyne Area #2186331 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,556 +1.5%$834,000
        2024$5,475 +3.5%$834,000 +1.8%
        2023$5,290 -15%$819,000 +11.5%
        2022$6,220 +2.4%$734,400
        2021$6,072 +0.6%$734,400 +3.4%
        2020$6,037 +4.7%$710,200
        2019$5,766 -8.9%$710,200 +26%
        2018$6,329 +4.7%$563,700
        2017$6,042 $563,700 +3.7%
        2016$6,042 $543,700
        2015$6,042 +3.7%$543,700
        2014$5,829 --
        2013-- $543,700
        2012-- $543,700 -7.6%
        2011-- $588,700 +25.8%
        2010-- $468,100
        2009-- $468,100
        2008-- $468,100
        2007-- $468,100
        2006-- $468,100
        2005-- $468,100
        2004-- --
        2003-- $468,100 +48.7%
        2002-- $314,850
        2001-- $314,850
        2000-- $314,850
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Mountain Point

        Getting around

        1 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        13 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Mountain Island Lake Academy
        • Middle: Mountain Island Lake Academy
        • High: Hopewell

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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