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    • $1,000,000

    109 Whiterock Dr, Mount Holly, NC 28120

    4beds
    3,796sqft
    : 
    $6,213/mo
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    Single Family Residence
    Built in 2003
    0.89 Acres Lot
    $963,000 Zestimate®
    $263/sqft
    $224/mo HOA

    What's special

    Soaring ceilingsTray and vaulted ceilingsFresh interior paintRich architectural detailsKitchen water filtrationWalls of windowsExpansive driveway
    Luxury, craftsmanship, and lake lifestyle come together in this beautifully updated custom full-brick home in Stonewater with resort-like amenities, one of Mount Holly's premier waterfront communities. Perfectly positioned on a spacious corner lot with seasonal water views, this exceptional property also includes a deeded boat slip (Dock A-26), offering convenient access to Mountain Island Lake. This home has been well maintained and pride of ownership is apparent. It has been thoughtfully enhanced with fresh interior paint, a refreshed kitchen, new and refinished hardwood flooring throughout (no carpet), updated lighting, hardware, and staircase with a custom runner, creating a fresh, timeless aesthetic while preserving the home's quality craftsmanship. Inside, soaring ceilings, extensive moldings, detailed millwork, tray and vaulted ceilings, walls of windows, and rich architectural details define the spacious interior. The impressive two-story great room features a gas fireplace with custom built-in cabinetry and serves as the centerpiece of the home. The main-level primary suite offers two walk-in closets, including one with custom built-ins, along with dual granite vanities, a jetted tub, and separate shower. Every secondary bedroom includes its own walk-in closet, while all bathrooms feature granite countertops, tile flooring, and tiled bath surrounds. One of the home's signature spaces is the approximately 380-square-foot heated and cooled EasyBreeze sunporch. Although not included in the heated living area, it functions as a true four-season retreat with vaulted pine ceilings and peaceful views of the mature landscape beyond the partially fenced backyard. The trex deck, patio, and partially fenced backyard complete this outdoor living space. Additional highlights include a recently encapsulated crawl space with dehumidifier, an expansive driveway, a side-entry oversized 2 car garage with epoxy flooring and custom built-in cabinetry and work bench, central vacuum system, irrigation, security system, kitchen water filtration, and a spacious laundry room with cabinetry and utility sink. From its custom craftsmanship and extensive updates to its deeded boat slip and desirable waterfront community, this home offers a rare combination of elegance, functionality, and recreation—all just minutes from Charlotte, Belmont, and the amenities of Mountain Island Lake.
    17 days
    |
    932
    |
    73
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Margaret Tavares margaret.tavares@bhhscarolinas.com,

    Berkshire Hathaway HomeServices Carolinas Realty

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4402234MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bedrooms: 1
      Primary bedroom
      • Features: Ceiling Fan(s), Tray Ceiling(s)
      • Level: Main
      Bedroom s
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: Upper
      Bedroom s
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: Upper
      Bedroom s
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: Upper
      Bathroom half
      • Level: Main
      Bathroom full
      • Features: Hot Tub, Walk-In Closet(s)
      Bathroom full
      • Level: Upper
      Bonus room
      • Features: Ceiling Fan(s)
      • Level: Upper
      Breakfast
      • Level: Main
      Dining room
      • Features: See Remarks
      • Level: Main
      Other
      • Features: Built-in Features, Ceiling Fan(s), Open Floorplan, Vaulted Ceiling(s)
      • Level: Main
      Kitchen
      • Features: Breakfast Bar, Kitchen Island, Open Floorplan
      • Level: Main
      Laundry
      • Level: Main
      Living room
      • Features: Vaulted Ceiling(s)
      • Level: Main
      Sunroom
      • Features: Ceiling Fan(s), Vaulted Ceiling(s)
      • Level: Main
      Heating
      • Central, Ductless, Forced Air, Natural Gas, Zoned
      Cooling
      • Ceiling Fan(s), Central Air, Ductless, Electric, Zoned
      Appliances
      • Included: Dishwasher, Disposal, Down Draft, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker, Self Cleaning Oven, Wall Oven
      • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Main Level, Sink, Washer Hookup
      Features
      • Breakfast Bar, Built-in Features, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Whirlpool
      • Flooring: Tile, Wood
      • Doors: Pocket Doors, Screen Door(s)
      • Has basement: No
      • Attic: Pull Down Stairs
      • Fireplace features: Gas, Great Room
      Interior area
      • Total structure area: 3,796
      • Total interior livable area: 3,796 sqft
      • Finished area above ground: 3,796
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Side, Keypad Entry, Garage on Main Level
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Deck, Enclosed, Patio
      • Exterior features: In-Ground Irrigation
      • Pool features: Community
      • Fencing: Back Yard,Partial
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Beach - Public, Boat Slip – Community, Boat Slip (Deed)
      Lot
      • Size: 0.89 Acres
      • Features: Corner Lot, Wooded
      Details
      • Parcel number: 174994
      • Zoning: R1H
      • Special conditions: Relocation

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick Full
      • Foundation: Crawl Space
      Condition
      • New construction: No
      • Year built: 2003

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: City

      Community & HOA

      Community
      • Features: Clubhouse, Game Court, Lake Access, Picnic Area, Playground, Recreation Area, Sidewalks, Sport Court, Street Lights, Tennis Court(s), Walking Trails
      • Security: Security System
      • Subdivision: Stonewater
      HOA
      • Has HOA: Yes
      • HOA fee: $1,328 annually
      • HOA name: Cedar Management Group
      • HOA phone: 877-252-3327
      • Second HOA fee: $1,352 annually
      • Second HOA name: Cedar Management Group
      • Second HOA phone: 877-252-3327
      Location
      • Region: Mount Holly

      Financial & listing details

      • Price per square foot: $263/sqft
      • Tax assessed value: $845,030
      • Annual tax amount: $8,484
      • Date on market: 7/16/2026
      • Cumulative days on market: 17 days
      • Listing terms: Cash,Conventional,VA Loan,Relocation Property
      • Road surface type: Concrete, Paved

        Estimated market value

        $963,000

        $915,000 - $1.01M

        $3,815/mo

        Price history

        DateEventPrice
        7/16/2026Listed for sale$1,000,000+10.5%$263/sqft
        Source: Canopy MLS as distributed by MLS GRID #4402234 Report a problem
        9/5/2024Sold$905,000-1.6%$238/sqft
        Source: Canopy MLS as distributed by MLS GRID #4144639 Report a problem
        7/23/2024Pending sale$920,000$242/sqft
        Source: Canopy MLS as distributed by MLS GRID #4144639 Report a problem
        7/8/2024Price change$920,000-7.8%$242/sqft
        Source: Canopy MLS as distributed by MLS GRID #4144639 Report a problem
        6/14/2024Price change$998,000-2.6%$263/sqft
        Source: Canopy MLS as distributed by MLS GRID #4144639 Report a problem
        6/6/2024Listed for sale$1,025,000+95.8%$270/sqft
        Source: Canopy MLS as distributed by MLS GRID #4144639 Report a problem
        8/1/2003Sold$523,500+542.3%$138/sqft
        Source: Public Record Report a problem
        8/15/2002Sold$81,500$21/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$8,484 $845,030
        2024$8,484 -1.1%$845,030
        2023$8,577 +17.7%$845,030 +50.2%
        2022$7,287 -1.5%$562,720
        2021$7,400 $562,720
        2020$7,400 +1.6%$562,720 +2.4%
        2019$7,281 +6.3%$549,530 +12.4%
        2018$6,847 $489,050
        2017$6,847 +60.9%$489,050
        2016$4,255 $489,050 -17.6%
        2014$4,255 $593,193
        2012-- $593,193
        2011-- $593,193
        2010-- $593,193
        2009-- $593,193
        2008-- $593,193 +37.7%
        2007-- $430,660
        2006-- $430,660
        2005-- $430,660 +390.8%
        2004-- $87,750
        2003-- $87,750
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 28120

        Getting around

        0 / 100
        Car-Dependent
        9 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Pinewood Gaston
        • Middle: Stanley
        • High: East Gaston

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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