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For sale
    • Price cut: $10K (6/8)
    $489,900

    5505 Alabama Ave, Chattanooga, TN 37409

    3beds
    1,904sqft
    : 
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    Single Family Residence
    Built in 2021
    0.25 Acres Lot
    $480,500 Zestimate®
    $257/sqft
    $-- HOA

    What's special

    Center islandGray shaker kitchenRear patioDark engineered hardwood floorsGranite countertopsOpen-concept main levelDouble vanity
    An assumable VA loan at 3.125% sets this home apart before you ever walk through the door. The monthly savings compared to current market rates are substantial -- contact the listing agent for a personalized side-by-side comparison. A newly installed cedar privacy fence adds separation and definition to the rear patio. Built in 2021 and owned by one family, this 3-bedroom, 2.5-bath home delivers the peace of mind of newer construction in the heart of historic St. Elmo. The open-concept main level features dark engineered hardwood floors, a gray shaker kitchen with granite countertops, center island, and a professional-grade range hood that anchors the space. The primary suite is on the main level with a double vanity, walk-in shower, and direct access to the rear patio. Upstairs, a generous landing at the top of the stairs offers the perfect dedicated space for a home office. Move-in ready. The Tennessee Riverwalk's 13-mile paved greenway connects St. Elmo directly to downtown Chattanooga, the new Erlanger Park baseball stadium for the Chattanooga Lookouts, and the broader Riverpark corridor -- on foot or by bike. Steps from The Hot Chocolatier, the Incline Railway, and St. Elmo's walkable restaurant and retail corridor. Minutes from downtown Chattanooga and Lookout Mountain trailheads. If you are a VA-eligible buyer, this assumption is worth a serious conversation. Seller requires a VA-eligible buyer to preserve entitlement.
    97 days
    |
    1,457
    |
    76
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Wade Kelley 423-598-6828,

    LPT Realty LLC 877-366-2213

    Source: Greater Chattanooga Realtors,MLS#: 1531933

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Disposal, Dishwasher, Electric Range, Microwave
      • Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
      Features
      • Ceiling Fan(s), Crown Molding, Eat-in Kitchen, Granite Counters, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Walk-In Closet(s), Separate Shower, Tub/shower Combo, Split Bedrooms
      • Flooring: Carpet, Tile, Engineered Hardwood
      • Windows: Blinds, Drapes, Shades, Vinyl Frames
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 1,904
      • Total interior livable area: 1,904 sqft
      • Finished area above ground: 1,904

      Property

      Parking
      • Parking features: Driveway, Off Street, On Street
      Features
      • Levels: Two
      • Patio & porch: Porch - Covered
      • Exterior features: Rain Gutters, Storage
      • Pool features: None
      • Spa features: None
      • Fencing: Wood
      Lot
      • Size: 0.25 Acres
      • Dimensions: 50 x 212
      • Features: Near Public Transit
      Details
      • Additional structures: Shed(s)
      • Parcel number: 167o A 008
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Other, Shingle Siding
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 2021
      Details
      • Warranty included: Yes

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Street Lights
      • Subdivision: Ward Bates & Bradfor
      HOA
      • Has HOA: No
      Location
      • Region: Chattanooga

      Financial & listing details

      • Price per square foot: $257/sqft
      • Tax assessed value: $392,700
      • Annual tax amount: $3,261
      • Date on market: 4/9/2026
      • Listing terms: Assumable,Cash,Conventional,FHA,VA Loan

        Estimated market value

        $480,500

        $456,000 - $505,000

        $2,899/mo

        Price history

        DateEventPrice
        6/8/2026Price change$489,900-2%$257/sqft
        Source: Greater Chattanooga Realtors #1531933 Report a problem
        4/30/2026Price change$499,900-4.8%$263/sqft
        Source: Greater Chattanooga Realtors #1531933 Report a problem
        4/9/2026Listed for sale$524,900+23.5%$276/sqft
        Source: Greater Chattanooga Realtors #1531933 Report a problem
        8/17/2021Sold$424,900$223/sqft
        Source: Greater Chattanooga Realtors #1339538 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,488 -8.5%$98,175 +35.1%
        2024$1,626 $72,675
        2023$1,626 $72,675
        2022$1,626 +760.1%$72,675 +760.1%
        2021$189 +127.9%$8,450 +181.7%
        2020$83 $3,000
        2019$83 $3,000
        2018$83 -45.2%$3,000
        2017$151 +42%$3,000
        2016$107 --
        2015$107 $2,100
        2014$107 --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Saint Elmo

        Getting around

        17 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        23 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Donaldson Elementary
        • Middle: Lookout Valley Middle
        • High: Lookout Valley High

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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