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For sale
  • $899,000

    579 Bay Pointe Dr, Montross, VA 22520

    3beds
    2,471sqft
    : 
    $5,491/mo
    Get pre-qualified
    Single Family Residence
    Built in 1983
    1.26 Acres Lot
    $869,100 Zestimate®
    $364/sqft
    $75/mo HOA

    What's special

    Dedicated office
    Welcome to a home that offers more than a place to live—it offers a feeling. A sense of calm, privacy, and connection to nature that is hard to find and impossible to forget. Nestled on a stunning peninsula, this property is surrounded by water on three sides, creating a serene retreat with views that shift beautifully throughout the day. This offering also includes a second perked lot, giving you room to expand, build, or simply enjoy the extra privacy. Inside, the home is filled with thoughtful upgrades and timeless craftsmanship. Hardwood floors flow throughout the main level, complemented by Anderson windows that frame the water from nearly every angle. Custom closet organizers add elegance and function, while the main‑floor laundry and dedicated office make everyday living effortless. Step into the screened‑in porch to enjoy morning coffee, evening breezes, or quiet moments listening to the water. The primary bedroom on the main level offers convenience and comfort, and the wrap‑around deck seamlessly connects the home to the oversized garage. Car enthusiasts, hobbyists, and boaters will love the 4‑car OVERSIZED garage, offering exceptional space and versatility. For cozy nights, the home features a propane/wood‑burning fireplace on the main level and an additional woodstove in the basement. Outdoors, the property truly shines. With 300 feet of waterfront, you can fish, kayak, or simply relax by the shore. Best of all, the property includes a 100‑foot redecked dock equipped with a MAGNUM heavy‑duty boat lift, making it ideal for boating enthusiasts. Genlink collar for easy generator hookup Upgraded 2‑tank septic system Three 120‑gallon propane tanks (owned) This is more than a home—it’s a sanctuary. A place where water, sky, and land come together to create a lifestyle of pure tranquility. All this and the Location is Rich in American History As you drive to and from the property, you pass one of Virginia’s most treasured historic landmarks: Stratford Hall. This remarkable 1,800‑acre estate was the boyhood home of Richard Henry Lee and Francis Lightfoot Lee—the only brothers to sign the Declaration of Independence. It is also the birthplace of Robert E. Lee, commanding general of the Confederate Army and one of the most studied figures in American military history. The Charm of Montross, Virginia The home is located just minutes from Montross, a small but vibrant town in Westmoreland County. Montross is known for its welcoming community, historic courthouse square, local shops, wineries, and annual events that celebrate the region’s heritage. The area is surrounded by rolling farmland, riverfront parks, and some of the most significant colonial‑era sites in the country. Living here means enjoying the quiet beauty of the Northern Neck while still being within reach of Fredericksburg, Dahlgren, and other regional hubs.
    25 days
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    1,021
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    71
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    Zillow last checked:

    Listing updated:

    Listed by:

    Jamie Cook 703-475-1009,

    Treck Realty LLC 7034751009

    Source: Bright MLS,MLS#: VAWE2011402MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 1
      Basement
      • Area: 1381
      Heating
      • Heat Pump, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Microwave, Dishwasher, Oven/Range - Gas, Refrigerator, Cooktop, Instant Hot Water, Electric Water Heater
      • Laundry: Main Level
      Features
      • Entry Level Bedroom, Family Room Off Kitchen, Kitchen - Gourmet, Upgraded Countertops, Walk-In Closet(s)
      • Flooring: Hardwood, Wood
      • Windows: Insulated Windows
      • Basement: Full
      • Number of fireplaces: 1
      • Fireplace features: Wood Burning, Gas/Propane, Wood Burning Stove
      Interior area
      • Total structure area: 3,852
      • Total interior livable area: 2,471 sqft
      • Finished area above ground: 2,471
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 4
      • Parking features: Storage, Garage Faces Front, Garage Door Opener, Asphalt, Detached
      • Garage spaces: 4
      • Has uncovered spaces: Yes
      • Details: Garage Sqft: 864
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Three
      • Stories: 3
      • Patio & porch: Patio, Deck, Wrap Around
      • Exterior features: Extensive Hardscape, Lighting, Other
      • Pool features: Community
      • Has view: Yes
      • View description: Bay, River
      • Has water view: Yes
      • Water view: Bay,River
      • Waterfront features: Private Dock Site, River, Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed, Waterski/Wakeboard
      • Body of water: Potomac
      • Frontage type: Road Frontage
      • Frontage length: Water Frontage Ft: 300
      Lot
      • Size: 1.26 Acres
      • Features: Additional Lot(s), Wooded
      Details
      • Additional structures: Above Grade, Below Grade
      • Additional parcels included: Lot to the right is buildable and perks. It is also waterfront and comes with the sale of 579 Bay Pointe Dr
      • Parcel number: 23E 172
      • Zoning: R
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Raised Ranch/Rambler
      • Property subtype: Single Family Residence
      Materials
      • Combination
      • Foundation: Block
      • Roof: Architectural Shingle
      Condition
      • Excellent
      • New construction: No
      • Year built: 1983

      Utilities & green energy

      • Electric: 200+ Amp Service
      • Sewer: Septic Exists
      • Water: Public

      Community & HOA

      Community
      • Security: Exterior Cameras
      • Subdivision: Stratford Harbour
      HOA
      • Has HOA: Yes
      • HOA fee: $900 annually
      • HOA name: STRATFORD HARBOUR
      Location
      • Region: Montross

      Financial & listing details

      • Price per square foot: $364/sqft
      • Tax assessed value: $527,000
      • Annual tax amount: $3,584
      • Date on market: 7/1/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan,VHDA
      • Ownership: Fee Simple

        Estimated market value

        $869,100

        $826,000 - $913,000

        $2,465/mo

        Price history

        DateEventPrice
        7/1/2026Listed for sale$899,000$364/sqft
        Source: Bright MLS #VAWE2011402 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,584 $527,000
        2024$3,584 +9.7%$527,000
        2023$3,267 $527,000
        2022$3,267 -3.3%$527,000 +18.6%
        2021$3,378 $444,500
        2020$3,378 +16.9%$444,500
        2019$2,889 +3.2%$444,500
        2018$2,800 $444,500
        2017-- $444,500
        2016-- $444,500 -0.6%
        2015-- $447,300
        2014-- --
        2011-- --
        2010-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 22520

        Getting around

        0 / 100
        Car-Dependent
        17 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Westmoreland County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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