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For sale
  • $935,000

    15445 Potomac River Dr, Cobb Island, MD 20625

    4beds
    2,554sqft
    : 
    $6,143/mo
    Get pre-qualified
    Single Family Residence
    Built in 1937
    0.32 Acres Lot
    $914,100 Zestimate®
    $366/sqft
    $-- HOA

    What's special

    Offered fully furnishedFully furnished and turnkeyCraftsman trimOpen main levelDurable lvp flooringShiplap ceilingBamboo flooring upstairs
    This waterfront 4 bedroom, 3 bathroom retreat is perfectly positioned on the Potomac River with sweeping views and unforgettable sunsets. Offered fully furnished, this home is truly move-in ready—whether you’re looking for a primary residence, a second home, or an Airbnb investment. Completely reimagined in 2022, the property was lifted to meet modern floodplain requirements and enhanced with a full remodel and addition, blending timeless coastal charm with today’s comfort and efficiency. Inside you are greeted by floor-to-ceiling water views framed by expansive windows and doors across the back of the home. The open main level features a wood-burning insert fireplace separating the kitchen and family room, a shiplap ceiling, and durable LVP flooring. The gourmet kitchen boasts all new appliances, including an 8-burner double oven gas range, while the adjacent partially covered deck with Trex flooring and hot tub invites you to relax or entertain outdoors. The layout is both functional and inviting, offering a first-floor bedroom and bath, two additional bedrooms and a spa-inspired bath upstairs, plus a stunning owner’s suite with commanding Potomac River views. Bathrooms are all new, with a soaking tub upstairs and a dual-head shower downstairs. Every bedroom is equipped with its own ductless mini-split for customized comfort and energy savings. Additional highlights include bamboo flooring upstairs, craftsman trim, a whole-house water filter, new well tank, and tankless Infinity water heater. A finished bunk room (possible 5th bedroom) above the detached workshop with its own entrance and mini-split HVAC adds versatile space for guests, hobbies, or work. The property also features a pier with a 10,000 lb boat lift, making it easy to explore the Potomac River, Wicomico River, and Neale Sound. Life on Cobb Island is as special as the home itself. This golf-cart and water-access community offers no HOA, yet the Citizens Association keeps the island lively with events like Cobb Island Day, Witches on the Water, Monarch Mania, and the Lighting of the Christmas Crab Basket Tree. Local marinas, restaurants, and the recently updated market are all just a short stroll or cart ride away. Fully furnished and turnkey, this is waterfront living at its finest and ready for you to start making memories from day one.
    132 days
    |
    944
    |
    48
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Sarah Swann 301-643-9492,

    Baldus Real Estate, Inc. 301-934-8407

    Source: Bright MLS,MLS#: MDCH2053108MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Rooms
      • Room types: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Laundry, Bathroom 2, Bathroom 3, Primary Bathroom
      Primary bedroom
      • Level: Upper
      Bedroom 2
      • Level: Upper
      Bedroom 3
      • Level: Upper
      Bedroom 4
      • Level: Main
      Primary bathroom
      • Level: Upper
      Bathroom 2
      • Level: Upper
      Bathroom 3
      • Level: Main
      Family room
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Upper
      Living room
      • Level: Main
      Heating
      • Heat Pump, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Gas Water Heater
      • Laundry: Laundry Room
      Features
      • Has basement: No
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 2,554
      • Total interior livable area: 2,554 sqft
      • Finished area above ground: 2,554
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Driveway
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Pool features: None
      • On waterfront: Yes
      • Waterfront features: Exclusive Easement, Private Dock Site, Canoe/Kayak, Fishing Allowed, Private Access, Boat - Powered, River
      • Body of water: Potomac River
      • Frontage length: Water Frontage Ft: 75
      Lot
      • Size: 0.32 Acres
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 0905003997
      • Zoning: R
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional,Craftsman,Colonial
      • Property subtype: Single Family Residence
      Materials
      • Cement Siding, Composition
      • Foundation: Flood Vent, Pillar/Post/Pier, Pilings
      Condition
      • New construction: No
      • Year built: 1937

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Well

      Community & HOA

      Community
      • Subdivision: Cobb Island
      HOA
      • Has HOA: No
      Location
      • Region: Cobb Island

      Financial & listing details

      • Price per square foot: $366/sqft
      • Tax assessed value: $576,867
      • Annual tax amount: $6,988
      • Date on market: 4/4/2026
      • Listing agreement: Exclusive Right To Sell
      • Ownership: Fee Simple

        Estimated market value

        $914,100

        $868,000 - $960,000

        $2,532/mo

        Price history

        DateEventPrice
        4/4/2026Listed for sale$935,000+0.6%$366/sqft
        Source: Bright MLS #MDCH2053108 Report a problem
        2/1/2026Listing removed$929,000$364/sqft
        Source: Bright MLS #MDCH2047242 Report a problem
        10/22/2025Price change$929,000-2.2%$364/sqft
        Source: Bright MLS #MDCH2047242 Report a problem
        9/14/2025Listed for sale$950,000+138.1%$372/sqft
        Source: Bright MLS #MDCH2047242 Report a problem
        12/18/2020Sold$399,000$156/sqft
        Source: Public Record Report a problem
        8/21/2020Listing removed$399,000$156/sqft
        Source: Century 21 New Millennium #MDCH215936 Report a problem
        7/26/2020Pending sale$399,000$156/sqft
        Source: Century 21 New Millennium #MDCH215936 Report a problem
        7/24/2020Listed for sale$399,000+28.7%$156/sqft
        Source: Century 21 New Millennium #MDCH215936 Report a problem
        9/24/2014Sold$310,000$121/sqft
        Source: Public Record Report a problem
        7/11/2014Sold$310,000-18.2%$121/sqft
        Source: Agent Provided Report a problem
        5/23/2014Listed for sale$379,000$148/sqft
        Source: Visual Tour #CH7950568 Report a problem
        4/9/2014Listing removed$379,000$148/sqft
        Source: Prudential PenFed REALTY 216 7th St, SE Washington, DC 20003 Report a problem
        12/3/2013Price change$379,000-12.9%$148/sqft
        Source: Prudential PenFed REALTY 216 7th St, SE Washington, DC 20003 Report a problem
        10/9/2013Price change$435,000-20.9%$170/sqft
        Source: Prudential PenFed REALTY 216 7th St, SE Washington, DC 20003 Report a problem
        9/8/2013Price change$550,000+26.4%$215/sqft
        Source: Visual Tour #CH7950568 Report a problem
        8/19/2013Price change$435,000-20.9%$170/sqft
        Source: Prudential PenFed REALTY 216 7th St, SE Washington, DC 20003 Report a problem
        10/20/2012Listed for sale$550,000$215/sqft
        Source: Prudential PenFed Realty #CH7950568 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,999 +11.2%$576,867 +11.4%
        2024$7,194 +25.1%$517,933 +12.8%
        2023$5,751 +45.4%$459,000 +29%
        2022$3,957 -11.3%$355,800
        2021$4,458 -3.2%$355,800 -3.2%
        2020$4,607 -4.9%$367,700
        2019$4,843 $367,700
        2018$4,843 -1.4%$367,700 -1.4%
        2017$4,910 +75.2%$372,800 +1.6%
        2016$2,802 $366,900 +1.6%
        2015$2,802 $361,000 +1.7%
        2014$2,802 $355,100
        2013-- $355,100
        2012-- $355,100 -15%
        2011-- $417,840
        2010-- $417,840
        2009-- $417,840 -9.2%
        2008-- $460,410 +19.3%
        2007-- $386,046 +23.9%
        2006-- $311,683 +31.3%
        2005-- $237,320 +6%
        2004-- $223,982 +6.3%
        2003-- $210,646 +6.8%
        2002-- $197,310 +0.3%
        2001-- $196,642
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 20625

        Getting around

        9 / 100
        Car-Dependent
        33 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Dr. Thomas L. Higdon
        • Middle: Piccowaxen
        • High: La Plata
        • District: Charles County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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