For sale

$210,000

581 W Miller Beach Rd, Owego, NY 13827

2beds

1,069sqft

Single Family Residence

Built in 1996

0.39 Acres Lot

$-- Zestimate^®

$196/sqft

$-- HOA

What's special

Breathtaking viewsDetached two-car garageAdditional carportVaulted ceilingsOverlooking hiawatha islandBright spacious atmosphereExpansive wraparound front porch

Escape to your own private waterfront retreat with this charming two bedroom, one bath cottage nestled along the scenic Susquehanna River. Overlooking Hiawatha Island, this peaceful property offers breathtaking views and the feeling of a secluded getaway while still being close to everyday conveniences. Inside, you'll find an inviting open concept living room and kitchen, highlighted by vaulted ceilings that create a bright, spacious atmosphere perfect for relaxing or entertaining. Step outside to the expansive wraparound front porch, where you can sip your morning coffee, unwind with an evening sunset, or simply take in the tranquil sounds and sights of the river. Whether you're looking for a full-time residence, a weekend escape, or an Air BnB venture, this home delivers the perfect blend of comfort and nature. The property also features a detached two-car garage and an additional carport, providing ample space for vehicles, storage, and outdoor gear.

10 days

3,927

357

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 1
Full bathrooms: 1

Bedroom

Level: First
Dimensions: 12.75 X 11.25

Bedroom

Level: First
Dimensions: 11.5 X 12.75

Bathroom

Level: First
Dimensions: 11.25 X 12.25

Dining room

Level: First
Dimensions: 8.5 X 12.75

Kitchen

Level: First
Dimensions: 16.25 X 12.75

Living room

Level: First
Dimensions: 14.5 X 15.5

Heating

Forced Air

Cooling

Ceiling Fan(s), Wall/Window Unit(s)

Appliances

Included: Dryer, Free-Standing Range, Microwave, Propane Water Heater, Refrigerator, Washer
Laundry: Washer Hookup, Dryer Hookup

Features

Cathedral Ceiling(s), Vaulted Ceiling(s)
Flooring: Carpet, Tile, Vinyl
Number of fireplaces: 1
Fireplace features: Living Room, Pellet Stove

Interior area

Total interior livable area: 1,069 sqft
Finished area above ground: 1,069
Finished area below ground: 0

Video & virtual tour

Property

Parking

Total spaces: 2
Parking features: Carport, Detached, Garage, Two Car Garage, Two Spaces
Garage spaces: 2

Features

Patio & porch: Covered, Deck, Open, Porch
Exterior features: Deck, Landscaping, Porch
Has view: Yes
View description: River
Has water view: Yes
Water view: River
Waterfront features: River Front

Lot

Size: 0.39 Acres
Dimensions: 88 x 192
Features: Level, Views, Wooded

Details

Parcel number: 49308912900224

Construction

Type & style

Home type: SingleFamily
Architectural style: Cottage
Property subtype: Single Family Residence

Materials

Hardboard
Foundation: Pillar/Post/Pier, Slab

Condition

Year built: 1996

Utilities & green energy

Sewer: Septic Tank
Water: Well

Community & HOA

Location

Region: Owego

Financial & listing details

Price per square foot: $196/sqft
Tax assessed value: $40,500
Annual tax amount: $2,056
Date on market: 7/28/2026
Listing agreement: Exclusive Right To Sell
Inclusions: CARBON MONOXIDE DETECTOR, LIGHTING FIXTURE, MIRRORS-Perm affixed, SMOKE DETECTORS, SOME FURNISHINGS/CALL LO
Ownership: OWNER

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/28/2026	Listed for sale	$210,000+50%$196/sqft
Source: GBMLS #337203 Report a problem
7/13/2023	Sold	$140,000-6.6%$131/sqft
Source: GBMLS #321141 Report a problem
5/10/2023	Contingent	$149,900$140/sqft
Source: GBMLS #321141 Report a problem
5/3/2023	Listed for sale	$149,900$140/sqft
Source: GBMLS #321141 Report a problem
8/6/2022	Listing removed	--
Source: GBMLS #317055 Report a problem
6/15/2022	Contingent	$149,900$140/sqft
Source: GBMLS #317055 Report a problem
5/14/2022	Listed for sale	$149,900$140/sqft
Source: GBMLS #317055 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	--	$40,500
2024	--	$40,500 +25%
2023	--	$32,400
2022	--	$32,400
2021	--	$32,400
2020	--	$32,400
2019	--	$32,400
2018	--	$32,400 +18.7%
2017	$1,466	$27,300
2016	--	$27,300
2015	--	$27,300
2014	--	$27,300
2013	--	$27,300
2012	--	$27,300 -22.9%
2011	--	$35,400
2010	--	$35,400
2009	--	$35,400

Find assessor info on the county website

Monthly payment

Estimated monthly payment$1,822

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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