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For sale
    • Price cut: $2.5K (8/21)
    $322,500

    634 Saddle House, Cibolo, TX 78108

    3beds
    1,958sqft
    : 
    $2,321/mo
    Get pre-qualified
    Single Family Residence
    Built in 2019
    6,969 Square Feet Lot
    $320,200 Zestimate®
    $165/sqft
    $44/mo HOA

    What's special

    Stunning one-story retreatPrivate greenbelt accessDedicated studyQuiet cul-de-sacLuxurious ensuite bath
    VA ASSUMABLE LOAN!! Welcome to your stunning one-story retreat in Saddle Creek Ranch-perfectly positioned on a quiet cul-de-sac and backing to a serene greenbelt with direct backyard access. This beautifully maintained 3bedroom, 2bath home with a dedicated study offers 1,958 sq ft of modern comfort and effortless style. Built in 2019, it features an open concept design ideal for both everyday living and entertaining. Step inside and discover a kitchen that truly anchors the home. With perfectly coordinated cabinetry and countertops, this space blends sophistication with functionality-whether you're hosting a dinner party or enjoying a relaxed morning breakfast. The spacious primary suite provides a peaceful escape, complete with a luxurious ensuite bath. Two additional bedrooms and a full secondary bath offer plenty of room for family, guests, or flexible living. Outside, the charm continues. The timeless brick and stucco exterior, 2car garage, and private greenbelt access create the perfect blend of curb appeal and convenience. This home has it all-location, layout, and lifestyle. Schedule your showing today and experience the best of Saddle Creek Ranch living. Randolph AFB, Ft. Sam, and Lackland in good driving distance.
    69 days
    260
    15

    Zillow last checked:

    Listing updated:

    Listed by:

    Danielle Gulley TREC #807406 (210) 902-6535,

    JB Goodwin, REALTORS

    Source: LERA MLS,MLS#: 1995202MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Walk-In Closet(s), Ceiling Fan(s), Full Bath
      • Area: 255
      • Dimensions: 15 x 17
      Bedroom 2
      • Area: 132
      • Dimensions: 12 x 11
      Bedroom 3
      • Area: 121
      • Dimensions: 11 x 11
      Primary bathroom
      • Features: Tub/Shower Separate
      • Area: 255
      • Dimensions: 15 x 17
      Kitchen
      • Area: 144
      • Dimensions: 12 x 12
      Living room
      • Area: 336
      • Dimensions: 16 x 21
      Office
      • Area: 130
      • Dimensions: 13 x 10
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Self Cleaning Oven, Microwave, Refrigerator, Disposal, Dishwasher
      • Laundry: Washer Hookup, Dryer Connection
      Features
      • One Living Area, Liv/Din Combo, Eat-in Kitchen, Kitchen Island, Pantry, Study/Library, Utility Room Inside, 1st Floor Lvl/No Steps, Open Floorplan, Walk-In Closet(s), Master Downstairs, Ceiling Fan(s)
      • Flooring: Carpet, Ceramic Tile
      • Has basement: No
      • Has fireplace: No
      • Fireplace features: Not Applicable
      Interior area
      • Total interior livable area: 1,958 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Two Car Garage
      • Garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Patio, Covered
      • Pool features: None, Community
      • Fencing: Privacy
      Lot
      • Size: 6,969 Square Feet
      • Features: Cul-De-Sac, Greenbelt, Curbs, Sidewalks
      Details
      • Parcel number: 1G3900602100700000

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick, Stucco
      • Foundation: Slab
      • Roof: Composition
      Condition
      • Pre-Owned
      • New construction: No
      • Year built: 2019
      Details
      • Builder name: Bella Vista

      Utilities & green energy

      • Electric: GVEC
      • Sewer: CITY OF CIBO, Sewer System
      • Water: GREEN VALLEY, Water System

      Community & HOA

      Community
      • Features: Clubhouse, Playground, Basketball Court
      • Subdivision: Saddle Creek Ranch
      HOA
      • Has HOA: Yes
      • HOA fee: $131 quarterly
      • HOA name: SPECTUM ASSOCIATION MANAGEMENT
      Location
      • Region: Cibolo

      Financial & listing details

      • Price per square foot: $165/sqft
      • Tax assessed value: $343,908
      • Annual tax amount: $6,347
      • Price range: $322.5K - $322.5K
      • Date on market: 6/26/2026
      • Cumulative days on market: 69 days
      • Listing terms: Conventional,FHA,VA Loan,Cash
      • Road surface type: Paved

        Estimated market value

        $320,200

        $304,000 - $336,000

        $2,012/mo

        Price history

        DateEventPrice
        9/3/2026Listed for rent$2,000$1/sqft
        Source: LERA MLS #2013710 Report a problem
        8/21/2026Price change$322,500-0.8%$165/sqft
        Source: LERA MLS #1995202 Report a problem
        7/17/2026Price change$325,000-0.8%$166/sqft
        Source: LERA MLS #1995202 Report a problem
        6/26/2026Listed for sale$327,500+2.3%$167/sqft
        Source: LERA MLS #1995202 Report a problem
        5/3/2024Sold--
        Source: LERA MLS #44006_1754664 Report a problem
        3/30/2024Pending sale$320,000$163/sqft
        Source: LERA MLS #1754664 Report a problem
        3/23/2024Contingent$320,000$163/sqft
        Source: LERA MLS #1754664 Report a problem
        2/28/2024Listed for sale$320,000$163/sqft
        Source: LERA MLS #1754664 Report a problem
        3/17/2018Sold--
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $343,908 +1.5%
        2024$1,835 -63.1%$338,824 +6.7%
        2023$4,977 -12.1%$317,467 +10%
        2022$5,662 +3%$288,606 +10%
        2021$5,496 +0.8%$262,369 +2.7%
        2020$5,452 $255,565 +4.1%
        2019-- $245,541 +58.7%
        2018$3,620 $154,744
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 78108

        Getting around

        4 / 100
        Car-Dependent
        20 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Cibolo Valley
        • Middle: Dobie J. Frank
        • High: Steele
        • District: Schertz-Cibolo-Universal City Isd

        Source: LERA MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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