Skip main navigation
For sale
    • Price cut: $10K (8/10)
    $489,900

    644 ISLAND WAY #405, CLEARWATER, FL 33767

    2beds
    1,335sqft
    : 
    $4,604/mo
    Get pre-qualified
    Condominium
    Built in 1972
    -- sqft lot
    $464,200 Zestimate®
    $367/sqft
    $1,091/mo HOA

    What's special

    Waterfront poolBright and inviting homePremium finishesFully furnished waterfront condominiumPartial intracoastal water viewsGenerously sized bedroomsBreakfast bar
    Experience the best of Island Estates living in this pristine, UPDATED, FULLY FURNISHED, move-in ready 2-bedroom, 2-bath condominium. Showcasing chic décor, premium finishes, and an open floor plan, this beautifully updated residence features luxury vinyl flooring throughout. The gourmet kitchen offers stainless steel appliances, solid surface countertops, a breakfast bar, and a stylish dry bar in the dining area that's perfect for entertaining. Located on the fourth floor, this bright and inviting home enjoys beautiful morning sun and partial Intracoastal water views. The spacious floor plan offers generously sized bedrooms, with the guest bedroom large enough to accommodate two queen-size beds. The primary suite features two closets, including a walk-in closet, along with abundant storage throughout the home, including storage solutions throughout the property. In unit washer and dryer are also included for added convenience. Major updates include the HVAC system and water heater (2020). This secure building offers key fob entry, security cameras, an assigned covered parking space #20. The HOA fee includes cable, water, and high-speed internet. Perfectly located on Island Estates, you'll be just minutes from Clearwater Beach and within walking distance of Publix, banks, restaurants including Island Way Grill, shops, the Clearwater Marine Aquarium, and a variety of waterfront activities. Enjoy scenic waterfront walks, bike rides, or simply relax and embrace the coastal lifestyle this highly desirable community has to offer. Boating enthusiasts will appreciate the private community dock on the Channel, with boat slips available for rent through management (subject to availability), as well as a kayak rack. Spend your evenings relaxing by the waterfront pool or private dock while watching spectacular sunsets, dolphins, and boats cruise by. Don't miss this exceptional opportunity to own a beautifully updated, fully furnished waterfront condominium in one of Clearwater's most desirable communities. Furnishings are included, making this the perfect primary residence, vacation home, or investment opportunity.
    108 days
    287
    16

    Zillow last checked:

    Listing updated:

    Listed by:

    Chrisy Tellis 727-424-6499,

    MAGNATE REALTY, LLC 727-424-6499

    Source: Stellar MLS,MLS#: TB8521698MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 165 Square Feet
      • Dimensions: 15x11
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      • Area: 165 Square Feet
      • Dimensions: 15x11
      Dining room
      • Level: First
      • Area: 132 Square Feet
      • Dimensions: 12x11
      Kitchen
      • Level: First
      • Area: 198 Square Feet
      • Dimensions: 18x11
      Laundry
      • Level: First
      • Area: 64 Square Feet
      • Dimensions: 8x8
      Living room
      • Level: First
      • Area: 375 Square Feet
      • Dimensions: 15x25
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
      • Laundry: Inside, Laundry Closet
      Features
      • Dry Bar, Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Thermostat, Walk-In Closet(s)
      • Flooring: Ceramic Tile
      • Doors: Outdoor Grill
      • Has fireplace: No
      • Furnished: Yes
      Interior area
      • Total structure area: 1,335
      • Total interior livable area: 1,335 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Carport
      • Carport spaces: 1
      Features
      • Levels: Three Or More
      • Stories: 3
      • Exterior features: Outdoor Grill, Sidewalk
      • Pool features: Gunite, Heated, In Ground
      • On waterfront: Yes
      • Waterfront features: Waterfront, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, Bay/Harbor Access, Gulf/Ocean to Bay Access, Intracoastal Waterway Access, Marina Access, Minimum Wake Zone, Sailboat Water
      Lot
      • Size: 1.53 Acres
      Details
      • Parcel number: 052915434650004050
      • Special conditions: None

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Built-Up
      Condition
      • New construction: No
      • Year built: 1972

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Boat Slip, Dock, Intracoastal Waterway, Water Access, Waterfront, Buyer Approval Required, Deed Restrictions, Pool, Sidewalks
      • Pet fee: $0 monthly
      • Subdivision: ISLAND POINT 1 CONDO
      HOA
      • Has HOA: Yes
      • Amenities included: Elevator(s)
      • Services included: Cable TV, Common Area Taxes, Community Pool, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Manager, Pool Maintenance, Sewer, Trash, Water
      • HOA fee: $1,091 monthly
      • HOA name: Lisa Tholen, LCAM
      • HOA phone: 727-796-5900
      Location
      • Region: Clearwater

      Financial & listing details

      • Price per square foot: $367/sqft
      • Tax assessed value: $364,981
      • Annual tax amount: $5,705
      • Date on market: 6/28/2026
      • Cumulative days on market: 108 days
      • Listing terms: Cash,Conventional
      • Ownership: Condominium
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $464,200

        $441,000 - $487,000

        $2,867/mo

        Price history

        DateEventPrice
        8/10/2026Price change$489,900-2%$367/sqft
        Source: Stellar MLS #TB8521698 Report a problem
        6/28/2026Listed for sale$499,900+25%$374/sqft
        Source: Stellar MLS #TB8521698 Report a problem
        6/26/2026Listing removed$4,200$3/sqft
        Source: Zillow Rentals Report a problem
        6/12/2026Listed for rent$4,200$3/sqft
        Source: Zillow Rentals Report a problem
        6/1/2022Sold$400,000-2.4%$300/sqft
        Source: Public Record Report a problem
        3/12/2022Pending sale$410,000$307/sqft
        Source: Stellar MLS #O5994127 Report a problem
        2/24/2022Price change$410,000-4.2%$307/sqft
        Source: Stellar MLS #O5994127 Report a problem
        1/19/2022Price change$428,000-1.8%$321/sqft
        Source: Stellar MLS #O5994127 Report a problem
        1/2/2022Listed for sale$435,900+156.4%$327/sqft
        Source: Stellar MLS #O5994127 Report a problem
        2/20/2009Sold$170,000-2.8%$127/sqft
        Source: Stellar MLS #U7368133 Report a problem
        11/12/2008Price change$174,877-12.5%$131/sqft
        Source: Keller Williams Realty #7368133 Report a problem
        6/29/2008Price change$199,877-9.1%$150/sqft
        Source: Keller Williams Realty #7368133 Report a problem
        4/11/2008Listed for sale$219,877+17.9%$165/sqft
        Source: Keller Williams Realty #7335391 Report a problem
        3/13/2008Sold$186,500+15441.7%$140/sqft
        Source: Public Record Report a problem
        3/9/2008Listed for sale$1,200-99.1%$1/sqft
        Source: Keller Williams Realty #7335391 Report a problem
        6/21/2000Sold$127,000$95/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,943 +5.5%$349,465 +2.9%
        2024$5,633 -15.8%$339,616 -2.2%
        2023$6,693 +32%$347,234 +46.6%
        2022$5,071 +15.9%$236,851 +10%
        2021$4,376 +3.9%$215,319 +5.2%
        2020$4,212 +5.1%$204,618 +6.7%
        2019$4,007 $191,846 +1%
        2018$4,007 +6.8%$189,878 +6.2%
        2017$3,752 +19.6%$178,730 +8.6%
        2016$3,137 +13.1%$164,617 +25.6%
        2015$2,774 +0%$131,033 +0.2%
        2014$2,773 -0.3%$130,806 -11.5%
        2013$2,781 +20.3%$147,735 +37.3%
        2012$2,312 $107,634 -26%
        2011-- $145,488 +12.6%
        2010-- $129,231 -15.5%
        2009-- $153,002 -19%
        2008$3,844 $188,800 -20%
        2007-- $236,000 +25.3%
        2005-- $188,400 +26.2%
        2004$3,429 -0.8%$149,300 -0.3%
        2003$3,458 +49.1%$149,800 +11.1%
        2002$2,319 $134,800 +34.3%
        2001$2,319 +121.7%$100,400 +15.9%
        2000$1,046 $86,600
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: Island Estate

        Getting around

        26 / 100
        Car-Dependent
        31 / 100
        Some Transit
        35 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

              Nearby cities

              Nearby neighborhoods

              Nearby zip codes

              Other Clearwater Topics

                Search
                Updates
                Favorites
                Plan
                Inbox