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  • $549,000

    6590 BAY SHORE DRIVE, ST CLOUD, FL 34771

    3beds
    2,229sqft
    : 
    $3,538/mo
    Get pre-qualified
    Single Family Residence
    Built in 1992
    0.51 Acres Lot
    $-- Zestimate®
    $246/sqft
    $-- HOA

    What's special

    Welcome home to your canal front property on a half acre leading to Bay Lake! This 3 bedroom, 2 bath home features an open floor plan with soaring ceilings and sliding glass doors all along the back of the house and skylights to let in lots of natural light. The backyard faces a conservation area across the canal, so no rear neighbors! Some of the upgrades include the kitchen, both bathrooms, roof replaced in 2022, HVAC system replaced 2025, hot water heater 2025, screened garage door replaced 2024 and drainfield replaced in 2021. A brand new 16' by 10' barn style shed was just installed in March of 2026. There is lots of lush, mature landscaping for privacy and lots of trees for shade. Relax on the dock in the morning and enjoy all the birds and squirrels! An oversized garage has extra storage for all your toys. An enclosed 48' by 12' lanai is great for entertaining. If you are looking for a beautiful property on the water where you are not on top of your neighbors, look no further. Bay Lake Estates has a boat ramp for the community residents use. Enjoy Florida living at its best!
    9 days
    |
    209
    |
    18
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Kelly Yerkes 407-460-8268,

    GOLDEN PALMS REALTY OF FLORIDA 407-944-4822,

    Cheryl Grieb 407-922-2000,

    GOLDEN PALMS REALTY OF FLORIDA

    Source: Stellar MLS,MLS#: S5154229MLS LogoOriginating MLS: Osceola

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: First
      • Area: 312 Square Feet
      • Dimensions: 12x26
      Bedroom 2
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: First
      • Area: 154 Square Feet
      • Dimensions: 11x14
      Bedroom 3
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: First
      • Area: 132 Square Feet
      • Dimensions: 11x12
      Primary bathroom
      • Features: Bath w Spa/Hydro Massage Tub, Built-In Shower Bench, Dual Sinks, Exhaust Fan, Makeup/Vanity Space, Tub with Separate Shower Stall, Window/Skylight in Bath, Built-in Closet
      • Level: First
      • Area: 192 Square Feet
      • Dimensions: 12x16
      Dining room
      • Features: Granite Counters
      • Level: First
      • Area: 275 Square Feet
      • Dimensions: 25x11
      Family room
      • Level: First
      • Area: 375 Square Feet
      • Dimensions: 25x15
      Florida room
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 576 Square Feet
      • Dimensions: 48x12
      Foyer
      • Features: Coat Closet
      • Level: First
      • Area: 49 Square Feet
      • Dimensions: 7x7
      Kitchen
      • Features: Breakfast Bar, Dual Sinks, Exhaust Fan, Granite Counters, Built-in Closet
      • Level: First
      • Area: 216 Square Feet
      • Dimensions: 12x18
      Heating
      • Central, Electric, Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator
      • Laundry: Electric Dryer Hookup, In Kitchen, Laundry Closet
      Features
      • Cathedral Ceiling(s), Ceiling Fan(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Thermostat, Walk-In Closet(s)
      • Flooring: Carpet, Ceramic Tile
      • Doors: Sliding Doors
      • Windows: Skylight(s), Window Treatments
      • Has fireplace: No
      Interior area
      • Total structure area: 3,437
      • Total interior livable area: 2,229 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Circular Driveway, Garage Door Opener, Garage Faces Side, Oversized
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions: 24X22
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Enclosed, Front Porch, Rear Porch
      • Exterior features: Irrigation System, Lighting, Private Mailbox, Private Yard, Rain Gutters
      • Fencing: Vinyl,Wood
      • Has view: Yes
      • View description: Water, Canal
      • Has water view: Yes
      • Water view: Water,Canal
      • Waterfront features: Canal - Freshwater, Canal Front, Lake Privileges, Skiing Allowed
      • Body of water: BAY LAKE
      • Frontage length: Canal: 110
      Lot
      • Size: 0.51 Acres
      • Dimensions: 110 x 200
      • Features: In County, Landscaped
      • Residential vegetation: Mature Landscaping, Oak Trees, Trees/Landscaped
      Details
      • Additional structures: Shed(s)
      • Parcel number: 132631259500010930
      • Zoning: ORS1
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary,Patio
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 1992

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Canal/Lake For Irrigation, Public
      • Utilities for property: BB/HS Internet Available, Electricity Connected, Public, Water Connected

      Community & HOA

      Community
      • Features: Private Boat Ramp, Deed Restrictions, Golf Carts OK
      • Security: Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: BAY LAKE ESTATES
      HOA
      • Has HOA: No
      Location
      • Region: Saint Cloud

      Financial & listing details

      • Price per square foot: $246/sqft
      • Tax assessed value: $368,600
      • Annual tax amount: $3,098
      • Date on market: 7/22/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        3/22/2002Sold$190,000$85/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,099 +5.7%$368,600 +0.2%
        2024$2,933 +2.2%$367,900 +9.5%
        2023$2,868 +4.6%$335,900 +14.1%
        2022$2,743 +0.9%$294,500 +16.9%
        2021$2,718 +1.9%$251,900 +9.5%
        2020$2,668 +1.6%$230,000 +1.7%
        2019$2,625 $226,100 +26.1%
        2018$2,625 +4%$179,265 +2.1%
        2017$2,526 +0.2%$175,578 +2.1%
        2016$2,521 +1.4%$171,967 +0.7%
        2015$2,485 +0.5%$170,772 +0.8%
        2014$2,471 $169,417 +1.5%
        2013-- $166,914 +1.7%
        2012-- $164,124 -10.5%
        2011-- $183,300 -6.1%
        2010-- $195,200 -16.5%
        2009-- $233,900 -11.9%
        2008-- $265,500 +2.3%
        2007-- $259,600 +32.2%
        2006-- $196,300 +13.8%
        2005-- $172,500 +28.9%
        2004-- $133,800
        2003-- $133,800 +8.2%
        2002$1,611 +2.1%$123,697 +1.6%
        2001$1,578 +1.6%$121,749 +3%
        2000$1,554 $118,203
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 34771

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Harmony Community School (K-5)
        • Middle: Harmony Middle
        • High: Harmony High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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