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For sale
    • Price cut: $20K (7/28)
    $469,900

    6570 BAY SHORE DRIVE, ST CLOUD, FL 34771

    3beds
    1,894sqft
    : 
    $3,029/mo
    Get pre-qualified
    Single Family Residence
    Built in 1974
    0.51 Acres Lot
    $-- Zestimate®
    $248/sqft
    $-- HOA

    What's special

    Private poolPrivate wood dockHalf-acre lifestyleSparkling freeform screened pool
    Waterfront living, a private pool, and a half-acre lifestyle — welcome home to Bay Shore Drive. This 3-bedroom, 2-bath CBS pool home sits on over half an acre with 110 feet of canal frontage leading directly to Bay Lake. Drop your kayak or tie up your boat at the private wood dock, take a dip in the sparkling freeform screened pool, and enjoy everything this established waterfront neighborhood has to offer — including a private community boat ramp and tennis courts, all with no mandatory HOA. Step inside and you'll immediately notice the new laminate flooring flowing through the main living areas and the striking exposed wood beam ceiling detail that gives this home real character. The spacious living room features a large picture window that fills the space with natural light, and the open staircase leads to the upper level with its own covered balcony overlooking the neighborhood. The kitchen offers solid wood cabinetry, plenty of counter space, and a window with views out toward the pool and lanai — making meal prep feel a little more like Florida living. A mud room connects the kitchen directly to the covered back porch, keeping your home clean after pool days and boating adventures. Out back is where this property truly shines. The enormous covered and painted lanai runs the full length of the home — perfect for outdoor dining, entertaining, or just relaxing in the shade. Step through to the screened pool enclosure with its freshly replaced screens and generous pool deck, and take in the wide open yard that stretches down to your seawall and dock on the canal. Peace of mind is built in: new roof (2021), new electrical panel (2026), new water heater (2025), and new laminate flooring (2026) mean the big-ticket items are already done. The 2-car finished garage adds even more utility. Bay Lake access. Private dock. Pool. Half acre. Optional HOA. This is the Florida waterfront lifestyle — without the waterfront price tag of newer construction.
    96 days
    |
    911
    |
    38
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Racquel Schroeder 321-624-5780,

    EAST PARK REALTY LLC 321-624-5780

    Source: Stellar MLS,MLS#: S5148617MLS LogoOriginating MLS: Osceola

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Family Room, Dining Room, Living Room
      Primary bedroom
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: Second
      Bedroom 2
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      Bedroom 3
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      Primary bathroom
      • Level: Second
      Bathroom 2
      • Level: First
      Dining room
      • Level: First
      Family room
      • Features: Ceiling Fan(s)
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Features: Ceiling Fan(s)
      • Level: First
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Electric Water Heater, Refrigerator
      • Laundry: In Garage
      Features
      • Ceiling Fan(s), Thermostat
      • Flooring: Laminate, Tile
      • Has fireplace: No
      Interior area
      • Total structure area: 2,978
      • Total interior livable area: 1,894 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage Door Opener
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Patio, Rear Porch, Screened
      • Exterior features: Lighting
      • Has private pool: Yes
      • Pool features: Diving Board, Gunite, In Ground, Screen Enclosure
      • Fencing: Chain Link,Fenced
      • Has view: Yes
      • View description: Canal
      • Has water view: Yes
      • Water view: Canal
      • Waterfront features: Canal - Freshwater, Canal Front, Freshwater Canal Access, Lake Privileges, Skiing Allowed
      Lot
      • Size: 0.51 Acres
      • Dimensions: 110 x 200
      • Residential vegetation: Mature Landscaping, Oak Trees, Trees/Landscaped
      Details
      • Parcel number: 132631259500010950
      • Zoning: ORS1
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Concrete, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 1974

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Electricity Connected, Phone Available, Underground Utilities

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: BAY LAKE ESTATES
      HOA
      • Has HOA: No
      Location
      • Region: Saint Cloud

      Financial & listing details

      • Price per square foot: $248/sqft
      • Tax assessed value: $339,100
      • Annual tax amount: $4,844
      • Date on market: 4/24/2026
      • Cumulative days on market: 96 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/28/2026Price change$469,900-4.1%$248/sqft
        Source: Stellar MLS #S5148617 Report a problem
        7/19/2026Price change$489,900-2%$259/sqft
        Source: Stellar MLS #S5148617 Report a problem
        7/3/2026Price change$499,900-3.8%$264/sqft
        Source: Stellar MLS #S5148617 Report a problem
        6/10/2026Price change$519,900-1%$274/sqft
        Source: Stellar MLS #S5148617 Report a problem
        4/24/2026Listed for sale$524,900$277/sqft
        Source: Stellar MLS #S5148617 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,845 +2.7%$339,100 +0.8%
        2024$4,720 +86.9%$336,500 +9.8%
        2023$2,525 +4.8%$306,400 +14.1%
        2022$2,409 +1%$268,600 +16.9%
        2021$2,384 +2.1%$229,700 +11%
        2020$2,336 +1.8%$206,900 +2.1%
        2019$2,295 $202,700 +28.8%
        2018$2,295 +4.4%$157,324 +2.1%
        2017$2,197 +0.3%$154,089 +2.1%
        2016$2,191 +1.5%$150,920 +0.7%
        2015$2,158 -1.1%$149,871 +0.8%
        2014$2,183 $148,682 +1.5%
        2013-- $146,485 +1.7%
        2012-- $144,037 -10.8%
        2011-- $161,500 -6%
        2010-- $171,800 -15.8%
        2009-- $204,100 -11.7%
        2008-- $231,200 -1.1%
        2007-- $233,800 +24.9%
        2006-- $187,200 +13.7%
        2005-- $164,600 +27.3%
        2004-- $129,300
        2003-- $129,300 +12.8%
        2002$1,464 +2.1%$114,672 +1.6%
        2001$1,433 +1.6%$112,866 +3%
        2000$1,410 $109,579
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 34771

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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