MOVE-IN READY! UNIQUE LAKE-ACCESS OPPORTUNITY! Welcome to 2234 Maple Ter, a charming 3-bedroom, 2-bath single-family home in the Maple Terrace area of St. Cloud. Built in 1979 and offering approximately 1,504 heated square feet, this one-story home sits on a spacious 0.40-acre lot in a quiet established neighborhood near Alligator Lake. The property features a private screened pool, in-ground spa, covered carport, mature landscaping, and a peaceful outdoor setting with nearby canal and lake views. The owner has directly stated that the home offers front-door access to Alligator Lake and the connected Chain of Lakes, plus shared ownership interest in a private canal with private boat dock and direct lake access. Inside, the home offers a functional layout with separate living and dining areas, solid-surface kitchen counters, ceiling fans, window treatments, and accessibility-friendly bathroom features including a walk-in tub and shower grab bars. Recent owner-reported updates include a new roof in 2023, new pool screen in 2022, new pool pump in 2025, pool tile and resurfacing in 2026, A/C system serviced in 2025, well pump serviced in 2026, whole-home generator with 100-gallon rented propane tank, and transferable Massey termite bond. Carpet has been removed and not replaced, and seller is offering up to $20,000 in buyer concessions, which may be used toward flooring, repairs, closing costs, prepaid items, or other allowable costs. Conveniently located near US-192, Lake Nona area access, shopping, dining, schools, and major Central Florida roadways. IMPORTANT NOTE TO BUYER AGENT: Limited-service listing. Please see Realtor Only Remarks or Showingtime Instructions on StellarMLS for showing and offer instructions.
For sale
$429,900
2234 Maple Ter, Saint Cloud, FL 34771
3beds
1,504sqft
Single Family Residence
Built in 1979
0.4 Acres Lot
$416,300 Zestimate®
$286/sqft
$-- HOA
What's special
Private screened poolCeiling fansIn-ground spaWindow treatmentsMature landscapingCovered carportSolid-surface kitchen counters
- 51 days |
- 598 |
- 48 |
Zillow last checked:
Listing updated:
Listed by:
Tommy Harris 407-785-9100,
DALTON WADE INC 888-668-8283,
Glenn Harris 407-785-9373,
DALTON WADE INC
Source: Stellar MLS,MLS#: S5149826
Originating MLS: Suncoast Tampa
Originating MLS: Suncoast Tampa
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Built-in Closet
- Level: First
Bedroom 2
- Features: Built-in Closet
- Level: First
Bedroom 3
- Features: Built-in Closet
- Level: First
Primary bathroom
- Features: Walk-In Tub
- Level: First
Bathroom 2
- Features: Built-In Shower Bench
- Level: First
Dining room
- Features: No Closet
- Level: First
Kitchen
- Level: First
Living room
- Features: No Closet
- Level: First
Heating
- Central, Electric, Propane
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Electric Water Heater, Freezer, Range, Refrigerator, Washer, Water Softener
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Features
- Ceiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Solid Surface Counters, Stone Counters
- Flooring: Concrete, Tile
- Doors: French Doors, Sliding Doors
- Windows: Window Treatments
- Has fireplace: No
Interior area
- Total structure area: 2,088
- Total interior livable area: 1,504 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Covered, Driveway
- Carport spaces: 1
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Enclosed, Patio, Porch, Rear Porch, Screened
- Exterior features: Private Yard, Storage
- Has private pool: Yes
- Pool features: Deck, Gunite, Screen Enclosure, Tile
- Has spa: Yes
- Spa features: In Ground
- Fencing: Vinyl
- Has view: Yes
- View description: Pool, Trees/Woods, Water
- Water view: Water
- Waterfront features: Canal - Freshwater, Canal Front, Lake Front, Lake - Chain of Lakes, Freshwater Canal Access, Lake Privileges, Boat Ramp - Private, Fishing Pier
- Body of water: ALLIGATOR LAKE
- Frontage length: Canal: 1
Lot
- Size: 0.4 Acres
- Dimensions: 100 x 175
- Features: In County, Level, Street Dead-End
Details
- Additional structures: Shed(s)
- Parcel number: 102631407000010110
- Zoning: RS-1
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida,Ranch
- Property subtype: Single Family Residence
Materials
- Wood Frame
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1979
Utilities & green energy
- Sewer: Septic Tank
- Water: Private, Well
- Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Water Connected
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: MAPLE TERRACE
HOA
- Has HOA: No
Location
- Region: Saint Cloud
Financial & listing details
- Price per square foot: $286/sqft
- Tax assessed value: $235,700
- Annual tax amount: $2,480
- Date on market: 5/13/2026
- Cumulative days on market: 52 days
- Listing terms: Cash,Conventional,FHA,Other,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved, Asphalt
Estimated market value
$416,300
$395,000 - $437,000
$2,437/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/13/2026 | Listed for sale | $429,900$286/sqft |
Source:  Stellar MLS #S5149826 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,480 +6.3% | $235,700 +30.7% |
| 2024 | $2,334 +2.4% | $180,300 +2.6% |
| 2023 | $2,280 +5% | $175,800 +13.9% |
| 2022 | $2,172 +74.1% | $154,300 +8.7% |
| 2021 | $1,247 +4.9% | $141,900 +12.8% |
| 2020 | $1,189 +1.7% | $125,800 +2.6% |
| 2019 | $1,169 | $122,600 +11.2% |
| 2018 | $1,169 +7.3% | $110,300 +2.1% |
| 2017 | $1,090 -0.6% | $108,032 +2.1% |
| 2016 | $1,096 +1% | $105,810 +0.7% |
| 2015 | $1,085 -24% | $105,075 +0.8% |
| 2014 | $1,428 | $104,242 +1.5% |
| 2013 | -- | $102,702 +1.7% |
| 2012 | -- | $100,986 -9% |
| 2011 | -- | $111,000 -9.3% |
| 2010 | -- | $122,400 -6.9% |
| 2009 | -- | $131,500 -9.4% |
| 2008 | -- | $145,200 +5% |
| 2007 | -- | $138,300 +17.9% |
| 2006 | -- | $117,300 +15.1% |
| 2005 | -- | $101,900 +15.7% |
| 2004 | -- | $88,100 |
| 2003 | -- | $88,100 +9.6% |
| 2002 | $904 +2.4% | $80,397 +1.6% |
| 2001 | $883 +2.2% | $79,131 +3% |
| 2000 | $864 | $76,826 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 34771
Nearby schools
GreatSchools rating
- 5/10Hickory Tree Elementary SchoolGrades: PK-5Distance: 3.5 mi
- 6/10Middle School AAGrades: 6-8Distance: 4.6 mi
- 5/10Harmony High SchoolGrades: 9-12Distance: 4.4 mi
Schools provided by the listing agent
- Elementary: Hickory Tree Elem
- Middle: Harmony Middle
- High: Harmony High
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Osceola County
- Saint Cloud
- 34771
- 2234 Maple Ter
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