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For sale
    • $429,900

    2234 W MAPLE TERRACE, ST CLOUD, FL 34771

    3beds
    1,504sqft
    : 
    $2,802/mo
    Get pre-qualified
    Single Family Residence
    Built in 1979
    0.4 Acres Lot
    $413,900 Zestimate®
    $286/sqft
    $-- HOA

    What's special

    Private screened poolCeiling fansIn-ground spaWindow treatmentsMature landscapingCovered carportSolid-surface kitchen counters
    MOVE-IN READY! UNIQUE LAKE-ACCESS OPPORTUNITY! Welcome to 2234 Maple Ter, a charming 3-bedroom, 2-bath single-family home in the Maple Terrace area of St. Cloud. Built in 1979 and offering approximately 1,504 heated square feet, this one-story home sits on a spacious 0.40-acre lot in a quiet established neighborhood near Alligator Lake. The property features a private screened pool, in-ground spa, covered carport, mature landscaping, and a peaceful outdoor setting with nearby canal and lake views. The owner has directly stated that the home offers front-door access to Alligator Lake and the connected Chain of Lakes, plus shared ownership interest in a private canal with private boat dock and direct lake access. Inside, the home offers a functional layout with separate living and dining areas, solid-surface kitchen counters, ceiling fans, window treatments, and accessibility-friendly bathroom features including a walk-in tub and shower grab bars. Recent owner-reported updates include a new roof in 2023, new pool screen in 2022, new pool pump in 2025, pool tile and resurfacing in 2026, A/C system serviced in 2025, well pump serviced in 2026, whole-home generator with 100-gallon rented propane tank, and transferable Massey termite bond. Carpet has been removed and not replaced, and seller is offering up to $20,000 in buyer concessions, which may be used toward flooring, repairs, closing costs, prepaid items, or other allowable costs. Conveniently located near US-192, Lake Nona area access, shopping, dining, schools, and major Central Florida roadways. IMPORTANT NOTE TO BUYER AGENT: Limited-service listing. Please see Realtor Only Remarks or Showingtime Instructions on StellarMLS for showing and offer instructions.
    97 days
    |
    485
    |
    30
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Tommy Harris 407-785-9100,

    DALTON WADE INC 888-668-8283,

    Glenn Harris 407-785-9373,

    DALTON WADE INC

    Source: Stellar MLS,MLS#: S5149826MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Built-in Closet
      • Level: First
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      Bedroom 3
      • Features: Built-in Closet
      • Level: First
      Primary bathroom
      • Features: Walk-In Tub
      • Level: First
      Bathroom 2
      • Features: Built-In Shower Bench
      • Level: First
      Dining room
      • Features: No Closet
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Features: No Closet
      • Level: First
      Heating
      • Central, Electric, Propane
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Electric Water Heater, Freezer, Range, Refrigerator, Washer, Water Softener
      • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
      Features
      • Ceiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Solid Surface Counters, Stone Counters
      • Flooring: Concrete, Tile
      • Doors: French Doors, Sliding Doors
      • Windows: Window Treatments
      • Has fireplace: No
      Interior area
      • Total structure area: 2,088
      • Total interior livable area: 1,504 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Covered, Driveway
      • Carport spaces: 1
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Enclosed, Patio, Porch, Rear Porch, Screened
      • Exterior features: Private Yard, Storage
      • Has private pool: Yes
      • Pool features: Deck, Gunite, Screen Enclosure, Tile
      • Has spa: Yes
      • Spa features: In Ground
      • Fencing: Vinyl
      • Has view: Yes
      • View description: Pool, Trees/Woods, Water
      • Water view: Water
      • Waterfront features: Canal - Freshwater, Canal Front, Lake Front, Lake - Chain of Lakes, Freshwater Canal Access, Lake Privileges, Boat Ramp - Private, Fishing Pier
      • Body of water: ALLIGATOR LAKE
      • Frontage length: Canal: 1
      Lot
      • Size: 0.4 Acres
      • Dimensions: 100 x 175
      • Features: In County, Level, Street Dead-End
      Details
      • Additional structures: Shed(s)
      • Parcel number: 102631407000010110
      • Zoning: RS-1
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Florida,Ranch
      • Property subtype: Single Family Residence
      Materials
      • Wood Frame
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1979

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Private, Well
      • Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Water Connected

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: MAPLE TERRACE
      HOA
      • Has HOA: No
      Location
      • Region: Saint Cloud

      Financial & listing details

      • Price per square foot: $286/sqft
      • Tax assessed value: $235,700
      • Annual tax amount: $2,480
      • Date on market: 5/13/2026
      • Cumulative days on market: 37 days
      • Listing terms: Cash,Conventional,FHA,Other,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt

        Estimated market value

        $413,900

        $393,000 - $435,000

        $2,130/mo

        Price history

        DateEventPrice
        5/13/2026Listed for sale$429,900$286/sqft
        Source: Stellar MLS #S5149826 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,480 +6.3%$235,700 +30.7%
        2024$2,334 +2.4%$180,300 +2.6%
        2023$2,280 +5%$175,800 +13.9%
        2022$2,172 +74.1%$154,300 +8.7%
        2021$1,247 +4.9%$141,900 +12.8%
        2020$1,189 +1.7%$125,800 +2.6%
        2019$1,169 $122,600 +11.2%
        2018$1,169 +7.3%$110,300 +2.1%
        2017$1,090 -0.6%$108,032 +2.1%
        2016$1,096 +1%$105,810 +0.7%
        2015$1,085 -24%$105,075 +0.8%
        2014$1,428 $104,242 +1.5%
        2013-- $102,702 +1.7%
        2012-- $100,986 -9%
        2011-- $111,000 -9.3%
        2010-- $122,400 -6.9%
        2009-- $131,500 -9.4%
        2008-- $145,200 +5%
        2007-- $138,300 +17.9%
        2006-- $117,300 +15.1%
        2005-- $101,900 +15.7%
        2004-- $88,100
        2003-- $88,100 +9.6%
        2002$904 +2.4%$80,397 +1.6%
        2001$883 +2.2%$79,131 +3%
        2000$864 $76,826
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 34771

        Getting around

        4 / 100
        Car-Dependent
        33 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hickory Tree Elem
        • Middle: Harmony Middle
        • High: Harmony High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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