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For sale
  • Price cut: $10K (11/9)
    $570,000

    689 Ladd Ave, Chattanooga, TN 37405

    4beds
    2,840sqft
    : 
    $3,444/mo
    Get pre-qualified
    Townhouse
    Built in 2018
    4,791 Square Feet Lot
    $-- Zestimate®
    $201/sqft
    $-- HOA

    What's special

    Cozy gas fireplaceSeparate dining areaRemodeled bathroomUpdated backsplashFresh interior paint throughoutHardwood floorsSpacious primary suite
    If you've been looking for a home in North Chattanooga with room for guests, extended family, or potential rental income, take a closer look at 689 Ladd Avenue. Just minutes from downtown and the restaurants, shops, and parks of the Northshore, this four-bedroom, three-and-a-half-bath home offers approximately 2,840 square feet across three levels, including a fully furnished lower-level apartment with its own exterior entrance. The downstairs space is what makes this home especially interesting. With a full kitchen, bedroom, bathroom, living area, and separate laundry hookups, it is already furnished for someone looking to host family or explore short, mid, or long-term rental possibilities, subject to applicable regulations, permits, and eligibility. A replacement mini-split HVAC system and a French drain added near the lower entrance are among the recent improvements. On the main level, hardwood floors and a gas fireplace make the living area feel welcoming. The kitchen has an island with bar seating and an updated backsplash, with a separate dining area nearby. Fresh interior paint gives the home a refreshed look. Upstairs, the spacious primary suite includes a remodeled bathroom, with additional bedrooms and laundry hookups on the same level. Outside, the fenced yard offers space for pets, gardening, or simply enjoying some time outdoors without a large yard to maintain. Whether you'd use the lower level for visiting family, a separate household space, or a potential income-producing rental, it's easy to see the appeal of having those options in this location. At 689 Ladd Avenue, you're close to downtown Chattanooga and the Northshore, with the added benefit of a furnished apartment that's already in place.
    33 days
    229
    22

    Zillow last checked:

    Listing updated:

    Listed by:

    David Henson 423-322-8917,

    Keller Williams Realty 423-664-1900,

    Natalie J Henson 423-316-7656,

    Keller Williams Realty

    Source: Greater Chattanooga Realtors,MLS#: 1544327

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Primary bathroom
      • Level: Second
      Bathroom
      • Level: Second
      Bathroom
      • Level: Basement
      Other
      • Level: First
      Great room
      • Level: First
      Great room
      • Level: Basement
      Laundry
      • Level: Second
      Office
      • Level: Basement
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Disposal, Dishwasher, Free-Standing Electric Range, Microwave
      • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Washer Hookup
      Features
      • Double Vanity, Granite Counters, In-Law Floorplan, Soaking Tub, Walk-In Closet(s), Separate Shower, Tub/shower Combo, En Suite, Separate Dining Room
      • Flooring: Concrete, Hardwood
      • Basement: Finished,Full
      • Number of fireplaces: 1
      • Fireplace features: Gas Starter, Gas Log
      Interior area
      • Total structure area: 2,840
      • Total interior livable area: 2,840 sqft
      • Finished area above ground: 1,892

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage, Garage Door Opener, Off Street
      • Attached garage spaces: 2
      Features
      • Patio & porch: Covered, Deck, Patio
      • Exterior features: None
      • Has spa: Yes
      • Fencing: Back Yard,Fenced
      Lot
      • Size: 4,791 Square Feet
      • Dimensions: 35 x 141
      Details
      • Parcel number: 135b C 002.02

      Construction

      Type & style
      • Home type: Townhouse
      • Property subtype: Townhouse
      Materials
      • HardiPlank Type, Stone
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2018

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Phone Available, Sewer Connected

      Community & HOA

      Community
      • Subdivision: None
      HOA
      • Has HOA: No
      Location
      • Region: Chattanooga

      Financial & listing details

      • Price per square foot: $201/sqft
      • Tax assessed value: $617,300
      • Annual tax amount: $5,317
      • Date on market: 10/9/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        11/9/2026Price change$570,000-1.7%$201/sqft
        Source: Greater Chattanooga Realtors #1544327 Report a problem
        10/23/2026Price change$580,000-3.2%$204/sqft
        Source: Greater Chattanooga Realtors #1544327 Report a problem
        10/9/2026Listed for sale$599,000+1.5%$211/sqft
        Source: Greater Chattanooga Realtors #1544327 Report a problem
        6/5/2024Sold$590,000-1.7%$208/sqft
        Source: Greater Chattanooga Realtors #1390919 Report a problem
        5/8/2024Contingent$599,900$211/sqft
        Source: Greater Chattanooga Realtors #1390919 Report a problem
        5/2/2024Price change$599,900-1.6%$211/sqft
        Source: Greater Chattanooga Realtors #1390919 Report a problem
        4/26/2024Listed for sale$609,900+20.8%$215/sqft
        Source: Greater Chattanooga Realtors #1390919 Report a problem
        10/11/2022Sold$504,800$178/sqft
        Source: Public Record Report a problem
        1/15/2022Listing removed--
        Source: Zillow Rental Manager Report a problem
        1/1/2022Listed for rent$4,000$1/sqft
        Source: Zillow Rental Manager Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,339 -3.5%$154,325 +42.4%
        2024$2,425 $108,375
        2023$2,425 $108,375
        2022$2,425 $108,375
        2021$2,425 +21.3%$108,375
        2020$1,999 --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 37405

        Getting around

        7 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        16 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Red Bank Elementary
        • Middle: Red Bank Middle
        • High: Red Bank High School

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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