Cozy wood-burning fireplaceModern finishesAbundant natural lightBedroom on each levelBeautiful birch floors
Tucked among the rolling hills and wooded beauty of the Galena Territory, this charming 2-bedroom, 1.5-bathroom Settler-style townhouse at 7 Settler Lane offers the perfect blend of character, comfort, and low-maintenance living with seasonal views of Lake Galena. Inspired by classic Williamsburg design, these townhouses are thoughtfully arranged in clusters and supported by a monthly maintenance program that covers exterior upkeep and grounds, ideal for an effortless weekend escape or rental investment property (yes, this has a rental license). This two-story home features a bedroom on each level, providing flexibility and privacy for owners and guests alike. The open-concept main living area is warm and inviting, highlighted by beautiful birch floors, a cozy wood-burning fireplace, and abundant natural light. The kitchen was tastefully remodeled in 2024, offering modern finishes while maintaining the home’s timeless charm. Meticulously maintained and truly move-in ready, recent updates include AC unit, baseboard heat, and thermostats (2022), doors and windows (2014), an added half bath on the lower level (2013), and water heater (2013); over $20,000 of improvements since the current owners purchased it in 2013. Offered mostly furnished (with a few exclusions) and transferred via a separate bill of sale, this property is ready for immediate enjoyment. Whether you're looking for a peaceful full-time residence or a low-maintenance vacation retreat, this home delivers exceptional value in one of Galena’s most sought-after communities. Eagle Ridge Townhouse HOA monthly fee of $375.
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Zillow last checked:
Listing updated:
Listed by:
MARK SUMPTER773-209-1987,
Dc Rise Real Estate
Source: NorthWest Illinois Alliance of REALTORS®,MLS#: 202601567
Facts & features
Interior
Bedrooms & bathrooms
Bedrooms: 2
Bathrooms: 2
Full bathrooms: 1
1/2 bathrooms: 1
Main level bathrooms: 1
Main level bedrooms: 1
Primary bedroom
Level: Upper
Area: 154
Dimensions: 14 x 11
Bedroom 2
Level: Main
Area: 132
Dimensions: 11 x 12
Dining room
Level: Main
Area: 112
Dimensions: 8 x 14
Kitchen
Level: Main
Area: 99
Dimensions: 9 x 11
Living room
Level: Main
Area: 110
Dimensions: 10 x 11
Heating
Baseboard, Zoned, Electric
Cooling
Central Air
Appliances
Included: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Cooktop, Washer, Electric Water Heater
Laundry: Upper Level
Features
Windows: Window Treatments
Basement: Crawl Space
Number of fireplaces: 1
Fireplace features: Wood Burning
Interior area
Total structure area: 950
Total interior livable area: 950 sqft
Finished area above ground: 950
Finished area below ground: 0
Property
Parking
Parking features: None
Features
Patio & porch: Deck
Lot
Features: County Taxes, Covenants, Restrictions
Details
Parcel number: 0641000107
Construction
Type & style
Home type: Townhouse
Property subtype: Condominium, Townhouse
Materials
Siding, Cedar
Roof: Shingle
Condition
Year built: 1984
Utilities & green energy
Electric: Circuit Breakers
Sewer: City/Community
Water: City/Community
Community & HOA
Community
Subdivision: IL
HOA
Has HOA: Yes
Services included: Maintenance Grounds, Snow Removal, Pool Access, Water Access, Clubhouse, Trash, Other
HOA fee: $375 monthly
Location
Region: Galena
Financial & listing details
Price per square foot: $237/sqft
Tax assessed value: $175,272
Annual tax amount: $4,618
Price range: $225K - $225K
Date on market: 3/23/2026
Cumulative days on market: 131 days
Ownership: Fee Simple
Road surface type: Hard Surface Road
Estimated market value
Zestimate®
$212,600
Estimated sales range
$202,000 - $223,000
Rent Zestimate®
$1,132/mo
Price history
Date
Event
Price
3/23/2026
Listed for sale
$225,000+246.2%$237/sqft
Source: NorthWest Illinois Alliance of REALTORS® #202601567Report a problem
5/1/2013
Sold
$65,000-22.6%$68/sqft
Source: NorthWest Illinois Alliance of REALTORS® #124533Report a problem
4/3/2013
Price change
$83,950+6.4%$88/sqft
Source: Lori Droessler Real Estate, LLC #1675944Report a problem
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Source: NorthWest Illinois Alliance of REALTORS®. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.