New construction

$385,000

78 Dwellings Dr Lot 181, Tracy City, TN 37387

2beds

879sqft

$2,386/mo

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Single Family Residence

Built in 2026

8,276 Square Feet Lot

$378,600 Zestimate^®

$438/sqft

$120/mo HOA

What's special

Open floor planGenerous natural lightHigh ceilings

This 2-bedroom, 2-bath home in The Retreat at Water's Edge offer a bright, airy interior that showcases the mountain charm of the area. With an open floor plan, high ceilings, and generous natural light, the home feels spacious and inviting. Designed for low maintenance and easy enjoyment, the property works equally well as a primary home where you can escape from the noise of the city or income-producing short-term rental. Residents enjoy access to a 95-acre lake, hiking trails, and community gathering spaces. Convenient to Sewanee and several of Tennessee's most popular waterfalls and outdoor destinations, this home is located in a place that is sure to offer refreshment. Move-in ready and waiting to be enjoyed. We are offering a limited-time investor special for those purchasing multiple homes as a bundled package. This a great opportunity to build a short term rental portfolio in a beautiful part of Tennessee.

125 days
18
2

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 2

Heating

Central

Cooling

Central Air

Features

Flooring: Luxury Vinyl, Tile
Has basement: No
Has fireplace: No

Interior area

Total structure area: 879
Total interior livable area: 879 sqft
Finished area above ground: 879

Property

Parking

Parking features: Off Street

Features

Exterior features: None
Has view: Yes

Lot

Size: 8,276 Square Feet
Dimensions: 91 x 86 x 92 x 86

Details

Parcel number: 101d A 00400 000

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Wood Siding
Foundation: Other

Condition

New construction: Yes
Year built: 2026

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Electricity Available, Sewer Connected, Water Available

Community & HOA

Community

Features: Gated, Pool
Subdivision: The Retreat at Waters Edge

HOA

Has HOA: Yes
Amenities included: Gated, Maintenance Grounds, Pool, Tennis Court(s), Trail(s), Trash
Services included: Maintenance Grounds, Pest Control, Trash
HOA fee: $120 monthly

Location

Region: Tracy City

Financial & listing details

Price per square foot: $438/sqft
Annual tax amount: $393
Date on market: 4/30/2026
Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan

Estimated market value

$378,600

$360,000 - $398,000

$1,491/mo

Price history

Date	Event	Price
4/30/2026	Listed for sale	$385,000$438/sqft
Source: Greater Chattanooga Realtors #1533655 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 37387

Getting around

0 / 100

Car-Dependent

16 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

4/10
Tracy Elementary School
Grades: PK-8Distance: 1.2 mi
4/10
Grundy County High School
Grades: 9-12Distance: 8 mi
6/10
Pelham Elementary School
Grades: PK-8Distance: 7.3 mi

Schools provided by the listing agent

Elementary: Tracy City Elementary
Middle: Tracy City Middle
High: Grundy County High

Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.