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    • Price cut: $21K (6/27)
    $499,000

    191 Waters Edge Way, Tracy City, TN 37387

    3beds
    1,001sqft
    : 
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    Single Family Residence, Residential
    Built in 2021
    0.51 Acres Lot
    $-- Zestimate®
    $499/sqft
    $100/mo HOA

    What's special

    Peaceful settingWooded surroundingsOpen-concept living spacePrivate fire pitSoaring ceilings
    Site-built, turnkey, income-producing retreat in The Retreat at Water’s Edge. Thoughtfully designed and fully furnished, this 2-bedroom, 2-bath home offers 949 square feet that lives well beyond its footprint. Soaring ceilings and an open-concept living space create a light, expansive feel, while the private loft adds flexibility for additional guests, workspace, or quiet retreat. Every detail has been curated for both comfort and usability, making it equally suited for personal enjoyment or immediate short-term rental use. Outside, the experience continues. A private fire pit, wooded surroundings, and peaceful setting create the kind of stay guests seek out and return to. It’s the balance of simplicity and atmosphere that drives strong guest appeal. Located within The Retreat at Water’s Edge, owners and guests enjoy access to a 75-acre lake, community docks, walking trails, and shared gathering spaces. The community’s STR-friendly structure and proximity to hiking, waterfalls, and regional attractions position it well for consistent rental demand. Chattanooga and Nashville remain within easy reach, offering accessibility without sacrificing privacy. For buyers looking at long-term value, the property also offers potential for an additional build, creating flexibility for expansion or future income opportunities. A well-positioned opportunity for those seeking a refined getaway, a low-maintenance investment, or a combination of both.
    93 days
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    115
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    2
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    Zillow last checked:

    Listing updated:

    Listed by:

    Brandi Thigpen 615-417-3585,

    Tyler York Real Estate Brokers, LLC 615-200-8679

    Source: RealTracs MLS as distributed by MLS GRID,MLS#: 3170050MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bedrooms: 2
      Bedroom 1
      • Features: Walk-In Closet(s)
      • Level: Walk-In Closet(s)
      • Area: 100 Square Feet
      • Dimensions: 10x10
      Bedroom 2
      • Area: 90 Square Feet
      • Dimensions: 9x10
      Bedroom 3
      • Area: 45 Square Feet
      • Dimensions: 5x9
      Kitchen
      • Features: Eat-in Kitchen
      • Level: Eat-in Kitchen
      • Area: 120 Square Feet
      • Dimensions: 10x12
      Living room
      • Area: 192 Square Feet
      • Dimensions: 16x12
      Recreation room
      • Features: Second Floor
      • Level: Second Floor
      • Area: 196 Square Feet
      • Dimensions: 14x14
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Electric Oven, Built-In Electric Range, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
      • Laundry: Electric Dryer Hookup, Washer Hookup
      Features
      • Ceiling Fan(s), High Ceilings, Open Floorplan, Redecorated, High Speed Internet
      • Flooring: Laminate
      • Basement: Crawl Space
      Interior area
      • Total structure area: 1,001
      • Total interior livable area: 1,001 sqft
      • Finished area above ground: 1,001

      Property

      Features
      • Levels: One
      • Stories: 2
      • Patio & porch: Porch, Covered
      • Exterior features: Smart Lock(s)
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Year Round Access
      Lot
      • Size: 0.51 Acres
      Details
      • Parcel number: 102J E 12600 000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence, Residential
      Materials
      • Hardboard Siding
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 2021

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Water Available

      Community & HOA

      Community
      • Security: Carbon Monoxide Detector(s)
      • Subdivision: The Retreat At Waters Edge
      HOA
      • Has HOA: Yes
      • Amenities included: Gated, Playground, Trail(s)
      • HOA fee: $100 monthly
      • Second HOA fee: $450 one time
      Location
      • Region: Tracy City

      Financial & listing details

      • Price per square foot: $499/sqft
      • Tax assessed value: $406,700
      • Annual tax amount: $1,825
      • Date on market: 4/8/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/27/2026Price change$499,000-4%$499/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3170050 Report a problem
        4/8/2026Listed for sale$520,000-2.6%$519/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3170050 Report a problem
        9/1/2025Listing removed$534,000$533/sqft
        Source: RealTracs MLS as distributed by MLS GRID #2813492 Report a problem
        6/22/2025Price change$534,000-2.7%$533/sqft
        Source: RealTracs MLS as distributed by MLS GRID #2813492 Report a problem
        4/4/2025Listed for sale$549,000+19.3%$548/sqft
        Source: RealTracs MLS as distributed by MLS GRID #2813492 Report a problem
        6/24/2022Sold$460,000-3.2%$460/sqft
        Source: RealTracs MLS as distributed by MLS GRID #2368157 Report a problem
        5/25/2022Contingent$475,000$475/sqft
        Source: RealTracs MLS as distributed by MLS GRID #2368157 Report a problem
        5/16/2022Price change$475,000-5%$475/sqft
        Source: RealTracs MLS as distributed by MLS GRID #2368157 Report a problem
        4/29/2022Listed for sale$500,000$500/sqft
        Source: RealTracs MLS as distributed by MLS GRID #2368157 Report a problem
        3/28/2022Contingent$500,000$500/sqft
        Source: RealTracs MLS as distributed by MLS GRID #2368157 Report a problem
        3/24/2022Listed for sale$500,000$500/sqft
        Source: RealTracs MLS as distributed by MLS GRID #2368157 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,825 +5.3%$101,675 +5.3%
        2024$1,733 $96,525
        2023$1,733 +8.3%$96,525 +69.7%
        2022$1,600 +2.4%$56,875
        2021$1,563 +727.3%$56,875 +727.3%
        2020$189 $6,875
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 37387

        Getting around

        18 / 100
        Car-Dependent
        11 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Tracy Elementary
        • Middle: Tracy Elementary
        • High: Grundy Co High School

        Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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