Own a piece of WATERFRONT paradise in the gated Retreat at Water’s Edge. This brand new, never-lived in, fully furnished custom home offers stunning panoramic views of the quiet lake, and high-end finishes. The private cottage, with vaulted ceilings, natural wood, designer kitchen, main-floor primary suite, and massive porch, is a unique opportunity to acquire your year-round vacation property for personal use, or as an income-generating asset, or both.
Enjoy stunning sunsets, dock, waterside private fire pit, grill area, custom landscaping, and outdoor lighting on the pristine 75-acre lake, located on a quiet cul-de-sac with access to hiking trails and community amenities.
The buzzing and adorable community of Tracy City, Tennessee is full of experiences from the iconic Fiery Gizzard Trail, to vibrant and historic restaurants. The community combines the serene woodlands of the mountains with the luxury of waterfront living. Fish, kayak, golf at world class courses, visit friends and family at Univ. Of The South Sewanee, hike and see music at The Caverns, and host gatherings for Bonnaroo.
90min from Nashville and 35min to Chattanooga!
123 days
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110
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3
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Zillow last checked:
Listing updated:
Listed by:
Owen Canavan917-297-5436,
Miracle, LLC615-348-9994
Source: RealTracs MLS as distributed by MLS GRID,MLS#: 3152330
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Facts & features
Interior
Bedrooms & bathrooms
Bedrooms: 2
Bathrooms: 2
Full bathrooms: 2
Main level bedrooms: 1
Heating
Central
Cooling
Central Air
Appliances
Included: Built-In Electric Oven, Electric Oven, Built-In Electric Range, Electric Range, Trash Compactor, Dishwasher, Disposal, Dryer, Freezer, Ice Maker, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer, Smart Appliance(s)
Laundry: Electric Dryer Hookup, Washer Hookup
Features
Air Filter, Built-in Features, Ceiling Fan(s), Entrance Foyer, High Ceilings, Open Floorplan, Smart Thermostat, Walk-In Closet(s), High Speed Internet
Flooring: Wood
Basement: Crawl Space,Partial
Number of fireplaces: 1
Fireplace features: Electric
Common walls with other units/homes: End Unit
Interior area
Total structure area: 766
Total interior livable area: 766 sqft
Finished area above ground: 766
Property
Parking
Total spaces: 4
Parking features: Open
Uncovered spaces: 4
Features
Levels: One
Stories: 2
Patio & porch: Patio, Covered
Exterior features: Balcony, Gas Grill
On waterfront: Yes
Waterfront features: Lake Front
Lot
Features: Cul-De-Sac
Topography: Cul-De-Sac
Details
Special conditions: Standard
Other equipment: Air Purifier
Construction
Type & style
Home type: SingleFamily
Property subtype: Single Family Residence, Residential
Attached to another structure: Yes
Materials
Fiber Cement
Condition
New construction: Yes
Year built: 2025
Utilities & green energy
Sewer: Septic Tank
Water: Public
Utilities for property: Water Available, Cable Connected
Community & HOA
Community
Security: Smoke Detector(s)
Subdivision: The Retreat At Water's Edge
HOA
Has HOA: Yes
Amenities included: Boat Dock, Dog Park, Gated, Playground, Sidewalks, Trail(s)
Services included: Maintenance Grounds, Trash
HOA fee: $105 monthly
Location
Region: Tracy City
Financial & listing details
Price per square foot: $666/sqft
Annual tax amount: $1,500
Date on market: 3/17/2026
Estimated market value
Zestimate®
Not available
Estimated sales range
Not available
Rent Zestimate®
Not available
Price history
Date
Event
Price
5/7/2026
Price change
$509,990-3.6%$666/sqft
Source: RealTracs MLS as distributed by MLS GRID #3152330Report a problem
3/18/2026
Listed for sale
$529,000$691/sqft
Source: RealTracs MLS as distributed by MLS GRID #3152330Report a problem
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment$--/mo
Payment breakdown
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.