Skip main navigation
For sale
  • $325,000

    292 Waters Edge Way, Tracy City, TN 37387

    3beds
    737sqft
    : 
    $1,991/mo
    Get pre-qualified
    Single Family Residence
    Built in 2021
    0.41 Acres Lot
    $316,200 Zestimate®
    $441/sqft
    $100/mo HOA

    What's special

    Welcome to your mountain retreat on the Cumberland Plateau. Nestled in the serene, gated community of The Retreat at Waters Edge, this one-of-a-kind, custom site-built cottage seamlessly combines rustic charm with refined detail. Every square foot of this home has been thoughtfully designed to maximize space, comfort, and everyday functionality. Your outdoor living experience begins on the expansive screened-in front porch, featuring beautifully stained tongue-and-groove ceilings, durable outdoor tile, and ample room to gather and unwind. Stepping through the front door, you are welcomed by a bright, open-concept living and kitchen area flooded with natural light. The kitchen has been intelligently crafted with custom layouts to maximize both counter space and storage. Do not let the efficient footprint fool you, as the home comfortably offers two spacious bedrooms, two full bathrooms, and a versatile loft, giving everyone plenty of room to spread out and relax. Best of all, this property is being offered completely turnkey. Furniture and major appliances, including the refrigerator, freezer, washer, and dryer convey with the sale, making this an effortless, worry-free acquisition for homebuyers and investors alike. Residents of The Retreat at Waters Edge enjoy community amenities, including walking trails, peaceful communal spaces, fire pits, and a private lake complete with a community dock. Conveniently located near major interstates and roadways for easy travel, the property puts you close to top outdoor destinations such as Fiery Gizzard, Head of the Crowe, Tims Ford Lake, and the Mountain Goat Trail. You will also enjoy quick access to regional cultural hubs like The Caverns music venue, The University of the South in Sewanee, and the vibrant lakeside town of Winchester. This property has been successfully utilized as a short term rental, making this home not just a peaceful retreat but also a great investment.
    23 days
    317
    17

    Zillow last checked:

    Listing updated:

    Listed by:

    Wade Trammell 423-718-4815,

    Keller Williams Realty 423-664-1900,

    Clark Dixon 423-660-7515,

    Keller Williams Realty

    Source: Greater Chattanooga Realtors,MLS#: 1540219

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Microwave, Oven, Refrigerator, Washer/Dryer
      • Laundry: Washer Hookup
      Features
      • High Ceilings, Primary Downstairs
      • Flooring: Engineered Hardwood
      • Windows: Double Pane Windows, Insulated Windows
      • Basement: Crawl Space
      • Number of fireplaces: 1
      • Fireplace features: Wood Burning
      Interior area
      • Total structure area: 737
      • Total interior livable area: 737 sqft
      • Finished area above ground: 737

      Property

      Parking
      • Parking features: Driveway
      Features
      • Levels: One
      • Patio & porch: Front Porch, Rear Porch, Porch - Screened
      • Exterior features: Fire Pit
      • Pool features: None
      • Spa features: None
      • Waterfront features: Lake Privileges
      Lot
      • Size: 0.41 Acres
      • Dimensions: 63 x 280 x 64 x 287
      • Features: Back Yard, Secluded
      Details
      • Additional structures: None
      • Parcel number: 102j E 019.00
      • Special conditions: Standard
      • Other equipment: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Cement Siding, Stone
      • Foundation: Block
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2021

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Dock, Gated, Lake, Park, Sidewalks
      • Security: Gated Community
      • Subdivision: The Retreat at Waters Edge
      HOA
      • Has HOA: Yes
      • Amenities included: Jogging Path, Maintenance Grounds, Playground
      • HOA fee: $100 monthly
      Location
      • Region: Tracy City

      Financial & listing details

      • Price per square foot: $441/sqft
      • Tax assessed value: $393,400
      • Annual tax amount: $1,765
      • Date on market: 8/13/2026
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Inclusions: All furniture with the exception of dining table and art.
      • Road surface type: Asphalt

        Estimated market value

        $316,200

        $300,000 - $332,000

        $1,538/mo

        Price history

        DateEventPrice
        8/13/2026Listed for sale$325,000-7.1%$441/sqft
        Source: Greater Chattanooga Realtors #1540219 Report a problem
        7/28/2026Listing removed$350,000$475/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3183518 Report a problem
        4/28/2026Listed for sale$350,000$475/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3183518 Report a problem
        4/22/2026Listing removed$350,000$475/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3043031 Report a problem
        3/30/2026Price change$350,000-12.3%$475/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3043031 Report a problem
        11/10/2025Listed for sale$399,000$541/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3043031 Report a problem
        11/1/2025Listing removed$399,000$541/sqft
        Source: RealTracs MLS as distributed by MLS GRID #2798389 Report a problem
        8/11/2025Listed for sale$399,000$541/sqft
        Source: RealTracs MLS as distributed by MLS GRID #2798389 Report a problem
        8/1/2025Listing removed$399,000$541/sqft
        Source: RealTracs MLS as distributed by MLS GRID #2798389 Report a problem
        3/3/2025Listed for sale$399,000$541/sqft
        Source: RealTracs MLS as distributed by MLS GRID #2798389 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,765 +3.7%$98,350 +3.7%
        2024$1,703 $94,850
        2023$1,703 +7.5%$94,850 +68.4%
        2022$1,584 +2.4%$56,325
        2021$1,548 +421.5%$56,325 +421.5%
        2020$297 $10,800
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 37387

        Getting around

        7 / 100
        Car-Dependent
        10 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Tracy City Elementary
        • Middle: Grundy County Middle
        • High: Grundy County High

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts