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For sale
    • $269,900

    81 Eagles Bluff Rd, Monticello, KY 42633

    2beds
    1,152sqft
    : 
    $1,700/mo
    Get pre-qualified
    Single Family Residence
    Built in 2019
    0.56 Acres Lot
    $-- Zestimate®
    $234/sqft
    $-- HOA

    What's special

    Open floor plan
    Welcome to Lake Cumberland! This immaculate, move-in ready home is located only 3.4 miles to the nearest public boat ramp (Tom Carroll Landing) and comes mostly furnished! Built in 2019, this property offers peace of mind, convenience and ample space for those lake toys! The open floor plan offers 2 bedrooms, 2 full bathrooms, a modern, eat-in kitchen with island and a generous sized loft perfect for guests! When you step outside you are met by nature and beauty all around. Imagine those peaceful mornings sipping coffee on the deck! The 2-bay garage provides storage for your boat and other lake toys, along with a concrete covered patio perfect for grilling or lounging when you're not on the lake. Most notably, there is community access to Lake Cumberland at the end of Old Sawmill Rd! Whether you're looking for a primary residence or vacation getaway, this property is ready to bring your vision to life. The home has successful short-term rental income through Airbnb, making it a fantastic investment to add to your portfolio. Amenities are close by in Monticello and their thriving downtown. Don't miss out on this opportunity to own your own Lake Cumberland escape!
    13 hours
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    85
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    11
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    Zillow last checked:

    Listing updated:

    Listed by:

    Morgan Harris 423-557-4748,

    Lake Cumberland Real Estate Professionals

    Source: Imagine MLS,MLS#: 26021252MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      Bathroom 1
      • Level: First
      Bathroom 1
      • Level: First
      Bathroom 2
      • Level: First
      Bonus room
      • Level: Second
      Kitchen
      • Level: First
      Living room
      • Level: First
      Utility room
      • Level: First
      Heating
      • Other
      Cooling
      • Multi Units, Wall Unit(s)
      Appliances
      • Included: Dryer, Dishwasher, Microwave, Refrigerator, Washer, Cooktop
      • Laundry: Electric Dryer Hookup, Main Level, Washer Hookup
      Features
      • Breakfast Bar, Ceiling Fan(s)
      • Flooring: Laminate
      • Windows: Blinds
      • Basement: Crawl Space
      • Number of fireplaces: 1
      • Fireplace features: Gas Log, Living Room, Ventless
      Interior area
      • Total structure area: 1,152
      • Total interior livable area: 1,152 sqft
      • Finished area above ground: 1,152
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached Garage, Garage Faces Front
      • Garage spaces: 2
      Features
      • Levels: One and One Half
      • Exterior features: Fire Pit
      • Fencing: None
      Lot
      • Size: 0.56 Acres
      • Features: Wooded
      Details
      • Additional structures: RV/Boat Storage
      • Parcel number: 0054003004.02

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cabin
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding
      • Foundation: Block, Concrete Perimeter
      • Roof: Metal
      Condition
      • Year built: 2019

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Electricity Connected, Underground Utilities, Water Connected

      Community & HOA

      Community
      • Subdivision: Rural
      HOA
      • Has HOA: No
      Location
      • Region: Monticello

      Financial & listing details

      • Price per square foot: $234/sqft
      • Tax assessed value: $197,080
      • Annual tax amount: $1,778
      • Date on market: 8/6/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $1,204/mo

        Price history

        DateEventPrice
        8/6/2026Listed for sale$269,900-9.7%$234/sqft
        Source: Imagine MLS #26021252 Report a problem
        7/4/2026Listing removed$299,000$260/sqft
        Source: Imagine MLS #25501468 Report a problem
        6/3/2026Price change$299,000-14.6%$260/sqft
        Source: Imagine MLS #25501468 Report a problem
        9/16/2025Listed for sale$350,000+100%$304/sqft
        Source: Imagine MLS #25501468 Report a problem
        2/25/2021Sold$175,000$152/sqft
        Source: Imagine MLS #3039031 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,778 -4.4%$197,080
        2023$1,861 +11.7%$197,080 +12.6%
        2022$1,666 $175,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 42633

        Getting around

        0 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Bell
        • Middle: Wayne Co
        • High: Wayne Co

        Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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