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For sale
  • $599,900

    840 Cross Cir, Oxford, MI 48371

    4beds
    3,720sqft
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    Single Family Residence
    Built in 2004
    0.36 Acres Lot
    $589,500 Zestimate®
    $161/sqft
    $49/mo HOA

    What's special

    LAKE LIFE IS CALLING! Welcome to your own slice of paradise on beautiful all-sports Waterstone Lake! Perfectly positioned on a premium corner lot, this built home offers breathtaking lake views, unforgettable sunsets, and the waterfront lifestyle you've been dreaming about. With 4 spacious bedrooms plus a potential 5th bedroom in the newly finished basement, there's plenty of room for family, guests, and entertaining. Two-story family room, abundant natural light, and thoughtfully designed open layout that brings everyone together. The beautifully updated kitchen shines with brand-new quartz countertops, stainless steel appliances, and plenty of space for gathering. Recent updates throughout the home include fresh interior and exterior paint, new fenced area perfect for pets, brand new washer and dryer, refinished hardwood floors, new carpeting, updated lighting, modern hardware, a new water heater, new water softener, and new exterior shutters—allowing you to move right in and start enjoying lake life. The finished basement adds valuable living space and is already framed and plumbed for a future half bath, giving you room to grow and customize. A convenient first-floor laundry and mudroom make everyday living easy and functional. Outside is where the magic happens. Relax on the covered front porch, entertain on the spacious deck, or head down to your private rock-wall beach. The included floating raft sets the stage for endless summer memories on the water. Whether you're cruising on your pontoon, casting a fishing line, paddleboarding at sunrise, or simply enjoying the peaceful lake views, every day feels like a vacation. Located just minutes from downtown Oxford and award-winning Oxford Schools, this exceptional waterfront home combines the tranquility of lakeside living with the convenience of nearby shopping, dining, and community events. Summer is here—bring your boat, your friends, and your sense of adventure. (Electric motors only)
    47 days
    |
    1,677
    |
    91
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Jill K Bailey 248-792-2621,

    RE/MAX Eclipse 248-620-1000

    Source: Realcomp II,MLS#: 20261039203MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Second
      • Area: 208
      • Dimensions: 16 X 13
      Bedroom
      • Level: Second
      • Area: 154
      • Dimensions: 14 X 11
      Bedroom
      • Level: Second
      • Area: 121
      • Dimensions: 11 X 11
      Bedroom
      • Level: Second
      • Area: 154
      • Dimensions: 14 X 11
      Primary bathroom
      • Level: Second
      • Area: 98
      • Dimensions: 14 X 7
      Other
      • Level: Second
      • Area: 50
      • Dimensions: 10 X 5
      Other
      • Level: Entry
      • Area: 25
      • Dimensions: 5 X 5
      Bonus room
      • Level: Basement
      • Area: 80
      • Dimensions: 10 X 8
      Other
      • Level: Entry
      • Area: 110
      • Dimensions: 11 X 10
      Dining room
      • Level: Entry
      • Area: 110
      • Dimensions: 11 X 10
      Flex room
      • Level: Basement
      • Area: 920
      • Dimensions: 40 X 23
      Kitchen
      • Level: Entry
      • Area: 156
      • Dimensions: 12 X 13
      Laundry
      • Level: Entry
      • Area: 25
      • Dimensions: 5 X 5
      Living room
      • Level: Entry
      • Area: 154
      • Dimensions: 14 X 11
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Ceiling Fans, Central Air
      Features
      • Entrance Foyer, High Speed Internet, Jetted Tub, Programmable Thermostat
      • Basement: Finished,Full
      • Has fireplace: Yes
      • Fireplace features: Family Room, Gas
      Interior area
      • Total interior livable area: 3,720 sqft
      • Finished area above ground: 2,200
      • Finished area below ground: 1,520

      Property

      Parking
      • Total spaces: 2
      • Parking features: Two Car Garage, Attached, Electricityin Garage, Garage Faces Side, Side Entrance
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: GroundLevel
      • Patio & porch: Covered, Deck, Porch
      • Exterior features: Lighting
      • Pool features: None
      • On waterfront: Yes
      • Waterfront features: All Sports Lake, Beach Access, Direct Water Frontage, Lake Front, Private Water Frontage, Waterfront
      • Body of water: Waterstone Lake
      Lot
      • Size: 0.36 Acres
      • Dimensions: 75 x 210 x 75 x 210
      • Features: Level
      Details
      • Parcel number: 0421101067
      • Special conditions: Short Sale No,Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Basement, Poured, Sump Pump
      Condition
      • New construction: No
      • Year built: 2004
      • Major remodel year: 2021

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Sidewalks
      • Subdivision: BAY VILLAGE OF WATERSTONE OCCPN 1392
      HOA
      • Has HOA: Yes
      • HOA fee: $585 annually
      Location
      • Region: Oxford

      Financial & listing details

      • Price per square foot: $161/sqft
      • Tax assessed value: $128,170
      • Annual tax amount: $5,657
      • Date on market: 5/30/2026
      • Cumulative days on market: 47 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,Va Loan

        Estimated market value

        $589,500

        $560,000 - $619,000

        $3,348/mo

        Price history

        DateEventPrice
        5/30/2026Listed for sale$599,900+9.3%$161/sqft
        Source: Realcomp II #20261039203 Report a problem
        7/24/2025Sold$549,000$148/sqft
        Source: Realcomp II #20251012199 Report a problem
        7/1/2025Pending sale$549,000$148/sqft
        Source: Realcomp II #20251012199 Report a problem
        6/26/2025Price change$549,000-8.5%$148/sqft
        Source: Realcomp II #20251012199 Report a problem
        6/20/2025Listed for sale$599,900+158.7%$161/sqft
        Source: Realcomp II #20251009608 Report a problem
        9/8/2004Sold$231,900$62/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$5,738 +11.1%$207,700 +13.8%
        2023$5,165 +5.1%$182,450 +11.7%
        2022$4,915 -0.5%$163,410 +4.3%
        2021$4,940 $156,610 +3.7%
        2020-- $151,020 +4%
        2019$3,694 -7.6%$145,200 +0.6%
        2018$3,997 +4.2%$144,330 -0.1%
        2017$3,837 $144,460 +3.9%
        2016$3,837 $139,010 +5.9%
        2015-- $131,300 +10.5%
        2014-- $118,850 +9.9%
        2011-- $108,140 +0.4%
        2010$3,574 +51.4%$107,690 -14.9%
        2009$2,360 $126,610
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 48371

        Getting around

        1 / 100
        Car-Dependent
        24 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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