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Pending
    • Price cut: $36K (8/5)
    $459,000

    8706 Surf Dr #A, Panama City Beach, FL 32408

    2beds
    1,150sqft
    : 
    $2,887/mo
    Get pre-qualified
    Triplex, Single Family Residence
    Built in 1983
    2,040 Square Feet Lot
    $-- Zestimate®
    $399/sqft
    $-- HOA

    What's special

    Quick beach accessGulf viewsFull-size washer and dryer
    Directly across the street from the Gulf, this 2 bedroom, 2 bathroom townhome offers quick beach access, Gulf views, and updates that help reduce near-term maintenance. Two public beach access points are nearby, and the home is being sold fully furnished, making it a practical option for personal use, a second home, or rental use. For buyers exploring added rental flexibility, the neighboring townhome is also available, creating a rare opportunity to own side-by-side units. Inside, the layout is set up to comfortably host guests with one king bed and two queen beds. The kitchen, bathrooms, and flooring were renovated in 2019, and the entire unit was freshly painted in 2025, including the walls, trim, and doors. All furnishings were also replaced in 2025, giving the interior a clean, updated feel. A full-size washer and dryer adds everyday convenience. The living area opens to a private patio where you can enjoy Gulf views and coastal breezes. A fenced backyard provides private outdoor space to unwind after time at the beach. The home also includes a private garage for beach gear, bikes, and other coastal essentials, plus additional driveway parking for guests. Nearby destinations include Pier Park, St. Andrews State Park, marinas, waterfront dining, shopping, and local restaurants. Buyer to verify all dimensions.
    144 days
    |
    435
    |
    25
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Christina M Schlink 850-368-1474,

    Compass Florida, LLC

    Source: CPAR,MLS#: 787634MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bedroom, Dining Room, Kitchen, Laundry, Living Room, Primary Bathroom
      Bedroom
      • Level: First
      • Dimensions: 14 x 10
      Primary bathroom
      • Level: First
      • Dimensions: 17 x 12
      Dining room
      • Level: Second
      • Dimensions: 10 x 8
      Kitchen
      • Level: Second
      • Dimensions: 14 x 8
      Laundry
      • Level: First
      • Dimensions: 7 x 7
      Living room
      • Level: Second
      • Dimensions: 18.3 x 14
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Electric Range, Electric Water Heater, Ice Maker
      Features
      • Main Level Primary, Tub Shower
      • Windows: Double Pane Windows
      Interior area
      • Total structure area: 1,150
      • Total interior livable area: 1,150 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Balcony
      • Exterior features: Outdoor Shower
      • Fencing: Privacy
      • Has view: Yes
      • View description: Gulf
      • Has water view: Yes
      • Water view: Gulf
      Lot
      • Size: 2,040 Square Feet
      • Dimensions: 17 x 120
      • Features: Paved
      Details
      • Parcel number: 30466008000
      • Zoning description: Resid Multi-Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Triplex
      • Property subtype: Triplex, Single Family Residence
      • Attached to another structure: Yes
      Materials
      • Stucco
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1983

      Utilities & green energy

      • Utilities for property: Electricity Available

      Community & HOA

      Community
      • Features: Short Term Rental Allowed
      • Subdivision: Bel Air 2nd Add
      HOA
      • Has HOA: No
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $399/sqft
      • Tax assessed value: $260,315
      • Annual tax amount: $2,535
      • Date on market: 3/31/2026
      • Cumulative days on market: 142 days
      • Electric utility on property: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/18/2026Pending sale$459,000$399/sqft
        Source: ECAOR #999342 Report a problem
        8/5/2026Price change$459,000-7.3%$399/sqft
        Source: ECAOR #999342 Report a problem
        6/9/2026Price change$495,000-9.7%$430/sqft
        Source: CPAR #787634 Report a problem
        5/23/2026Price change$548,000-0.2%$477/sqft
        Source: ECAOR #999342 Report a problem
        5/16/2026Price change$549,000-8.3%$477/sqft
        Source: ECAOR #999342 Report a problem
        4/17/2026Price change$599,000-7.8%$521/sqft
        Source: ECAOR #999342 Report a problem
        3/31/2026Listed for sale$650,000+263.1%$565/sqft
        Source: CPAR #787634 Report a problem
        1/15/2012Listing removed$179,000$156/sqft
        Source: Coldwell Banker Carroll Realty, Inc. #415248 Report a problem
        1/14/2012Listed for sale$179,000+5.9%$156/sqft
        Source: Coldwell Banker Carroll Realty, Inc. #415248 Report a problem
        1/13/2012Sold$169,000-5.6%$147/sqft
        Source: Public Record Report a problem
        10/21/2011Price change$179,000-10.1%$156/sqft
        Source: Coldwell Banker Carroll Realty #415248 Report a problem
        3/31/2011Listed for sale$199,000$173/sqft
        Source: Coldwell Banker Carroll Realty, Inc. #415248 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,504 +2.2%$155,008 +10%
        2023$2,451 +41.2%$140,916 +10%
        2022$1,736 $128,105
        2021-- --
        2020$1,328 +69.4%$105,872 +75.4%
        2019$784 $60,365 -54.9%
        2018$784 -54.3%$133,781 +0.3%
        2017$1,715 -0.4%$133,394 +0.6%
        2016$1,721 -4.8%$132,642 -1%
        2015$1,808 $133,974 -1.5%
        2014$1,808 $135,990 -1.7%
        2013-- $138,305 +13.1%
        2012-- $122,339 -1.6%
        2011-- $124,299 +4.9%
        2010-- $118,533 -8.5%
        2009-- $129,594 -38.8%
        2008-- $211,820 +6.8%
        2007-- $198,399 -48.6%
        2006-- $385,875 +241.9%
        2005-- $112,877 +36.7%
        2004-- $82,588
        2003-- $82,588 +8.8%
        2002-- $75,900
        2001-- $75,900 -2.4%
        2000-- $77,801
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: Lower Grand Lagoon

        Getting around

        47 / 100
        Car-Dependent
        52 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Breakfast Point
        • Middle: Breakfast Point
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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