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    • Listed by: Gateway Real Estate • Susan W McKinley
    $499,500

    88 James River Ct, Saint Charles, MO 63304

    4beds
    3,116sqft
    : 
    $3,226/mo
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    Single Family Residence
    Built in 1994
    9,583 Square Feet Lot
    $-- Zestimate®
    $160/sqft
    $33/mo HOA

    What's special

    Cozy fireplaceOutdoor fireplaceTranquil koi pondSpacious level fenced backyardGranite countertopsThree-season roomNew roof
    Meticulously maintained by its original owner, this exceptional 4-bedroom, 4-bath home is the perfect blend of comfort, quality, and outdoor living. With over 3,100 approx square foot of living area this home has the space you need. The inviting open floor plan features a spacious family room with a cozy fireplace, beautiful bay window, custom built book shelves and ceiling fan, creating the ideal gathering space for family and friends. The updated kitchen showcases granite countertops, stainless steel appliances, center island, pantry and plenty of countertop space and cabinets. The main floor oversized laundry room is sure to please. Custom window shades add a touch of elegance throughout the home. Major improvements, including a new roof, updated HVAC system, and new windows, which provide peace of mind for years to come. Step outside and discover your own private backyard paradise! The incredible outdoor living space is designed for entertaining with a stunning bar, outdoor fireplace, tranquil koi pond, beautifully landscaped yard, irrigation system, and a spacious, level fenced backyard. The three-season room offers the perfect place to relax and enjoy the scenery in every season. The finished lower level provides additional living and entertaining space, making this home as functional as it is beautiful. Conveniently located just minutes from shopping, dining, and the everyday amenities O’Fallon has to offer. This one-owner home truly has it all. Don’t miss your opportunity to make it yours!
    2 days
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    542
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    27
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    Zillow last checked:

    Listing updated:

    Listed by:

    Susan W McKinley 314-805-1427,

    Gateway Real Estate

    Source: MARIS,MLS#: 26048582MLS LogoOriginating MLS: St. Louis Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 2
      • 1/2 bathrooms: 2
      • Main level bathrooms: 1
      Primary bedroom
      • Features: Floor Covering: Carpeting
      • Level: Second
      • Area: 238
      • Dimensions: 17x14
      Bedroom 2
      • Features: Floor Covering: Carpeting
      • Level: Second
      • Area: 132
      • Dimensions: 12x11
      Bedroom 3
      • Features: Floor Covering: Carpeting
      • Level: Second
      • Area: 110
      • Dimensions: 11x10
      Bedroom 4
      • Features: Floor Covering: Carpeting
      • Level: Second
      • Area: 90
      • Dimensions: 10x9
      Bonus room
      • Features: Floor Covering: Carpeting
      • Level: Lower
      • Area: 132
      • Dimensions: 12x11
      Dining room
      • Features: Floor Covering: Carpeting
      • Level: Main
      • Area: 132
      • Dimensions: 12x11
      Family room
      • Features: Floor Covering: Carpeting
      • Level: Main
      • Area: 280
      • Dimensions: 20x14
      Family room
      • Features: Floor Covering: Carpeting
      • Level: Lower
      • Area: 228
      • Dimensions: 19x12
      Kitchen
      • Features: Floor Covering: Wood
      • Level: Main
      • Area: 294
      • Dimensions: 21x14
      Laundry
      • Features: Floor Covering: Ceramic Tile
      • Level: Main
      • Area: 54
      • Dimensions: 9x6
      Office
      • Features: Floor Covering: Carpeting
      • Level: Main
      • Area: 132
      • Dimensions: 12x11
      Other
      • Features: Floor Covering: Concrete
      • Level: Main
      • Area: 121
      • Dimensions: 11x11
      Recreation room
      • Features: Floor Covering: Carpeting
      • Level: Lower
      • Area: 130
      • Dimensions: 13x10
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Attic Fan, Ceiling Fan(s), Central Air, Dual
      Appliances
      • Included: Dishwasher, Disposal, Microwave, Gas Range, Bar Fridge
      • Laundry: Main Level
      Features
      • Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Granite Counters, Kitchen Island, Pantry, Separate Dining, Separate Shower, Soaking Tub, Solid Surface Countertop(s), Walk-In Closet(s), Wet Bar
      • Doors: Sliding Doors, Storm Door(s)
      • Basement: Concrete,Partially Finished,Storage Space
      • Number of fireplaces: 1
      • Fireplace features: Family Room
      Interior area
      • Total structure area: 3,116
      • Total interior livable area: 3,116 sqft
      • Finished area above ground: 2,329
      • Finished area below ground: 787
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Features
      • Levels: Two
      • Patio & porch: Front Porch, Patio, Screened
      • Exterior features: Lighting, Private Yard
      Lot
      • Size: 9,583 Square Feet
      • Features: Back Yard, Cul-De-Sac, Front Yard, Landscaped, Level, Some Trees, Sprinklers In Front, Sprinklers In Rear
      Details
      • Parcel number: 3157C7053000187.0000000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      Condition
      • Year built: 1994

      Utilities & green energy

      • Electric: Ameren
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Monticello Estate #3
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Common Ground, Pool, Tennis Court(s)
      • Services included: Clubhouse, Common Area Maintenance, Pool, Snow Removal
      • HOA fee: $394 annually
      • HOA name: Monticello Estates
      Location
      • Region: Saint Charles

      Financial & listing details

      • Price per square foot: $160/sqft
      • Tax assessed value: $371,098
      • Annual tax amount: $4,257
      • Date on market: 7/29/2026
      • Cumulative days on market: 3 days
      • Listing terms: Cash,Conventional,Private
      • Ownership: Private
      • Electric utility on property: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/29/2026Listed for sale$499,500$160/sqft
        Source: MARIS #26048582 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,257 +0.9%$70,509 +7.5%
        2024$4,219 -0.1%$65,582
        2023$4,221 +17%$65,582 +26.1%
        2022$3,609 $52,016
        2021-- $52,016 +2.9%
        2020-- $50,564
        2019$3,459 $50,564 +10%
        2018$3,459 +1.5%$45,975
        2017$3,408 +8.5%$45,975 +12.6%
        2016$3,141 +0.5%$40,844
        2015$3,127 +9.8%$40,844 +12.4%
        2014$2,848 $36,346
        2013-- $36,346 -10%
        2012-- $40,380 -0.8%
        2011-- $40,690
        2010-- $40,690
        2009-- $40,690 -6.5%
        2008-- $43,500 -79.5%
        2007-- $212,240
        2006-- $212,240
        2005-- $212,240 +9.5%
        2004-- $193,800
        2003-- $193,800
        2002-- --
        2001-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 63304

        Getting around

        31 / 100
        Car-Dependent
        41 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: John Weldon Elem.
        • Middle: Francis Howell Middle
        • High: Francis Howell High

        Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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