Pending

$400,000

90 Charlotte St, Hagerstown, MD 21740

5beds

2,240sqft

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Single Family Residence

Built in 2023

0.25 Acres Lot

$479,600 Zestimate^®

$179/sqft

$40/mo HOA

What's special

Open loftOpen-concept main levelSpacious backyardLarge deckSun-filled dining areaSpacious great roomSpa-inspired bath

SHORT SALE!! -Contemporary Craftsman Colonial on a Corner Lot in Gaver Meadows! Major Price Reduction - Short Sale Opportunity! Spacious 4-bedroom, 3-bath corner lot home offering 2,240 sq. ft. above grade plus a 920 sq. ft. unfinished basement. This property features an open floor plan, generous bedrooms, and a large backyard with attached deck—perfect for entertaining or future upgrades. Energy-efficient construction, 2-car garage, and low HOA. Convenient to shopping, dining, parks, schools, and I-70/I-81 for easy commutes Home is in need of TLC, paint, carpet, and minor repairs, making it a great opportunity for buyers seeking sweat equity or investors looking for their next project. Bring your vision and creativity—this home has excellent potential! Property sold strictly AS-IS. Short sale requires third-party approval.

335 days

17

0

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 5
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1
Main level bathrooms: 1
Main level bedrooms: 1

Rooms

Room types: Living Room, Dining Room, Kitchen, Breakfast Room, Bedroom 1, Other, Bonus Room

Bedroom 1

Level: Main

Bonus room

Level: Upper

Breakfast room

Level: Main

Dining room

Level: Main

Kitchen

Level: Main

Living room

Level: Main

Other

Level: Main

Heating

Heat Pump, Electric

Cooling

Central Air, ENERGY STAR Qualified Equipment, Electric

Appliances

Included: Microwave, Stainless Steel Appliance(s), Cooktop, Refrigerator, Dishwasher, Electric Water Heater
Laundry: Has Laundry, Upper Level

Features

Family Room Off Kitchen, Open Floorplan, Kitchen Island, Dining Area, Pantry, Recessed Lighting, Dry Wall
Flooring: Luxury Vinyl, Carpet, Ceramic Tile
Windows: Double Hung
Basement: Connecting Stairway,Full,Concrete
Has fireplace: No

Interior area

Total structure area: 3,160
Total interior livable area: 2,240 sqft
Finished area above ground: 2,240
Finished area below ground: 0

Property

Parking

Total spaces: 4
Parking features: Garage Door Opener, Inside Entrance, Attached, Driveway
Attached garage spaces: 2
Uncovered spaces: 2
Details: Garage Sqft: 400

Accessibility

Accessibility features: Doors - Lever Handle(s)

Features

Levels: Two
Stories: 2
Patio & porch: Deck, Porch
Exterior features: Lighting
Pool features: None

Lot

Size: 0.25 Acres

Details

Additional structures: Above Grade, Below Grade
Parcel number: 2210067145
Zoning: TR
Special conditions: Short Sale

Construction

Type & style

Home type: SingleFamily
Architectural style: Contemporary,Craftsman,Colonial
Property subtype: Single Family Residence

Materials

Mixed, Concrete, Vinyl Siding
Foundation: Concrete Perimeter, Slab
Roof: Shingle

Condition

Very Good
New construction: No
Year built: 2023

Details

Builder model: Elder
Builder name: Ryan

Utilities & green energy

Sewer: No Septic System
Water: Public
Utilities for property: Electricity Available, Phone, Other, Cable

Green energy

Energy efficient items: Appliances
Indoor air quality: Ventilation

Community & HOA

Community

Subdivision: Gaver Meadows

HOA

Has HOA: Yes
HOA fee: $40 monthly

Location

Region: Hagerstown
Municipality: Funkstown

Financial & listing details

Price per square foot: $179/sqft
Tax assessed value: $407,567
Annual tax amount: $5,015
Date on market: 8/15/2025
Listing agreement: Exclusive Right To Sell
Listing terms: FHA,Conventional,VA Loan,Cash,Other
Inclusions: Clothes Dryer, Clothes Washer, Dishwasher, Exhaust Fan2, Garage Opener, Garbage Disposal, Microwave, Refrigerator, Stove,
Ownership: Fee Simple

Estimated market value

$479,600

$456,000 - $504,000

$2,972/mo

Price history

Date	Event	Price
10/23/2025	Pending sale	$400,000$179/sqft
Source: Bright MLS #MDWA2030762 Report a problem
8/31/2025	Contingent	$400,000$179/sqft
Source: Bright MLS #MDWA2030762 Report a problem
8/20/2025	Price change	$400,000-14%$179/sqft
Source: Bright MLS #MDWA2030762 Report a problem
8/15/2025	Listed for sale	$465,000+3.3%$208/sqft
Source: Bright MLS #MDWA2030762 Report a problem
10/2/2023	Sold	$450,357$201/sqft
Source: Bright MLS #MDWA2016740 Report a problem
8/2/2023	Pending sale	$450,357$201/sqft
Source: Bright MLS #MDWA2016740 Report a problem
8/1/2023	Listed for sale	$450,357$201/sqft
Source: Bright MLS #MDWA2016740 Report a problem
7/21/2023	Sold	$450,357$201/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,729 -25.6%	$407,567 +4.4%
2024	$5,015 +4.2%	$390,300 +4.2%
2023	$4,813	$374,567

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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