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For sale
  • $399,900

    9039 Clam Lake Rd, Bellaire, MI 49615

    2beds
    945sqft
    : 
    $3,477/mo
    Get pre-qualified
    Condominium
    Built in 1966
    -- sqft lot
    $385,300 Zestimate®
    $423/sqft
    $442/mo HOA

    What's special

    Your own private cottage on the water with dock slip — a low-maintenance Northern MI getaway! Set directly on Clam Lake with beautiful views toward Torch Lake, this renovated stand-alone cottage offers privacy, character and exceptional boating access. Your private dock slip is included, just steps from the cottage, plus access to the association beach, T-dock and waterfront areas. Extensively renovated in 2025, the cottage features new waterproof, luxury vinyl plank flooring, updated interiors and paint, and a completely renovated kitchen with quartz countertops, copper sink, new appliances and refinished original cabinetry. The bathroom features a large soaking tub, and an in-unit washer/dryer adds convenience. A brand-new septic system was installed in 2026. The main floor includes a primary bedroom with direct bathroom access plus a flexible room for an office, nursery or sleeping space. Upstairs, an insulated and wired bonus area with a window is ready to finish as an office, bedroom, workout space or kids' retreat. Monthly association dues include ALL utilities and exterior services: electric, cable TV, WiFi, water, trash, septic, liability & fire insurance, lawn maintenance, snow removal and exterior maintenance. Enjoy the lake without the usual second-home chores. Outside, enjoy a private patio overlooking the water, balcony and secluded yard. Clam Lake connects to the Chain of Lakes and Torch Lake, making boating, kayaking and swimming easy. Bellaire and Alden are minutes away, with restaurants, breweries, shops and year-round activities. Centrally located, near Traverse, Charlevoix, Petoskey and Boyne, all within an hour. Short-term rentals are permitted. The cottage is sold furnished and ready to enjoy. Private cottage. Private outdoor space. Included dock slip. Direct Chain of Lakes access. All utilities included. Minimal maintenance. Just arrive, slow down and enjoy the lake. Check out the virtual tour and schedule your showing today!
    3 days
    3,193
    228

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Joseph A Darwish 313-561-0900,

    RE/MAX Team 2000 313-561-0900

    Source: Realcomp II,MLS#: 20261077673MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      Bedroom
      • Level: Entry
      • Area: 156
      • Dimensions: 13 X 12
      Bedroom
      • Level: Second
      • Area: 176
      • Dimensions: 22 X 8
      Other
      • Level: Entry
      Kitchen
      • Level: Entry
      • Area: 220
      • Dimensions: 22 X 10
      Living room
      • Level: Entry
      • Area: 192
      • Dimensions: 12 X 16
      Heating
      • Baseboard, Electric
      Cooling
      • Window Units
      Appliances
      • Included: Dishwasher, Dryer, Free Standing Electric Range, Free Standing Refrigerator, Washer
      • Laundry: In Unit
      Features
      • Basement: Common,Unfinished
      • Has fireplace: No
      Interior area
      • Total interior livable area: 945 sqft
      • Finished area above ground: 945
      Video & virtual tour

      Property

      Parking
      • Parking features: Parking Lot, No Garage
      Features
      • Levels: One And One Half
      • Stories: 1.5
      • Entry location: GroundLevelwSteps
      • Patio & porch: Patio
      • Exterior features: Private Entrance
      • Pool features: None
      • On waterfront: Yes
      • Waterfront features: Lake Front
      • Body of water: Clam Lake
      Details
      • Parcel number: 050773002500
      • Special conditions: Short Sale No,Standard

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Cottage,Other
      • Property subtype: Condominium
      Materials
      • Wood Siding
      • Foundation: Basement, Block, Wood
      Condition
      • New construction: No
      • Year built: 1966
      • Major remodel year: 2025

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Community

      Community & HOA

      Community
      • Subdivision: LAKEWOOD TERRACE
      HOA
      • Has HOA: Yes
      • Services included: Cable TV, Electricity, Gas, Insurance, Maintenance Grounds, Maintenance Structure, Snow Removal, Trash, Utilities, Water
      • HOA fee: $442 monthly
      • HOA phone: 313-204-5224
      Location
      • Region: Bellaire

      Financial & listing details

      • Price per square foot: $423/sqft
      • Tax assessed value: $99,106
      • Annual tax amount: $4,121
      • Date on market: 9/25/2026
      • Cumulative days on market: 3 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional

        Estimated market value

        $385,300

        $366,000 - $405,000

        $1,392/mo

        Price history

        DateEventPrice
        9/25/2026Listed for sale$399,900+17.6%$423/sqft
        Source: Realcomp II #20261077673 Report a problem
        11/15/2023Sold$340,000-15%$360/sqft
        Source: NGLRMLS #1912038 Report a problem
        10/21/2023Pending sale$399,900$423/sqft
        Source: NGLRMLS #1912038 Report a problem
        8/5/2023Price change$399,900-11.1%$423/sqft
        Source: NGLRMLS #1912038 Report a problem
        6/22/2023Price change$449,900-9.8%$476/sqft
        Source: NGLRMLS #1912038 Report a problem
        6/9/2023Listed for sale$499,000$528/sqft
        Source: NGLRMLS #1912038 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,897 +256%$111,300 +18.9%
        2024$1,095 +1.2%$93,600 +10.4%
        2023$1,081 $84,800 +36.1%
        2022-- $62,300 +5.8%
        2021-- $58,900 +8.1%
        2020-- $54,500
        2017$952 $54,500 +25.6%
        2016-- $43,400 +11.6%
        2015-- $38,900 +1.6%
        2014-- $38,300 +0.5%
        2013-- $38,100 -0.8%
        2011-- $38,400 -1.4%
        2010-- $38,950
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 49615

        Getting around

        6 / 100
        Car-Dependent
        15 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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