Your own private cottage on the water with dock slip — a low-maintenance Northern MI getaway! Set directly on Clam Lake with beautiful views toward Torch Lake, this renovated stand-alone cottage offers privacy, character and exceptional boating access. Your private dock slip is included, just steps from the cottage, plus access to the association beach, T-dock and waterfront areas. Extensively renovated in 2025, the cottage features new waterproof, luxury vinyl plank flooring, updated interiors and paint, and a completely renovated kitchen with quartz countertops, copper sink, new appliances and refinished original cabinetry. The bathroom features a large soaking tub, and an in-unit washer/dryer adds convenience. A brand-new septic system was installed in 2026. The main floor includes a primary bedroom with direct bathroom access plus a flexible room for an office, nursery or sleeping space. Upstairs, an insulated and wired bonus area with a window is ready to finish as an office, bedroom, workout space or kids' retreat. Monthly association dues include ALL utilities and exterior services: electric, cable TV, WiFi, water, trash, septic, liability & fire insurance, lawn maintenance, snow removal and exterior maintenance. Enjoy the lake without the usual second-home chores. Outside, enjoy a private patio overlooking the water, balcony and secluded yard. Clam Lake connects to the Chain of Lakes and Torch Lake, making boating, kayaking and swimming easy. Bellaire and Alden are minutes away, with restaurants, breweries, shops and year-round activities. Centrally located, near Traverse, Charlevoix, Petoskey and Boyne, all within an hour. Short-term rentals are permitted. The cottage is sold furnished and ready to enjoy. Private cottage. Private outdoor space. Included dock slip. Direct Chain of Lakes access. All utilities included. Minimal maintenance. Just arrive, slow down and enjoy the lake. Check out the virtual tour and schedule your showing today!
For sale
$399,900
9039 Clam Lake Rd, Bellaire, MI 49615
2beds
945sqft
Condominium
Built in 1966
-- sqft lot
$385,300 Zestimate®
$423/sqft
$442/mo HOA
What's special
- 3 days
- 3,193
- 228
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Joseph A Darwish 313-561-0900,
RE/MAX Team 2000 313-561-0900
Source: Realcomp II,MLS#: 20261077673
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Bedroom
- Level: Entry
- Area: 156
- Dimensions: 13 X 12
Bedroom
- Level: Second
- Area: 176
- Dimensions: 22 X 8
Other
- Level: Entry
Kitchen
- Level: Entry
- Area: 220
- Dimensions: 22 X 10
Living room
- Level: Entry
- Area: 192
- Dimensions: 12 X 16
Heating
- Baseboard, Electric
Cooling
- Window Units
Appliances
- Included: Dishwasher, Dryer, Free Standing Electric Range, Free Standing Refrigerator, Washer
- Laundry: In Unit
Features
- Basement: Common,Unfinished
- Has fireplace: No
Interior area
- Total interior livable area: 945 sqft
- Finished area above ground: 945
Video & virtual tour
Property
Parking
- Parking features: Parking Lot, No Garage
Features
- Levels: One And One Half
- Stories: 1.5
- Entry location: GroundLevelwSteps
- Patio & porch: Patio
- Exterior features: Private Entrance
- Pool features: None
- On waterfront: Yes
- Waterfront features: Lake Front
- Body of water: Clam Lake
Details
- Parcel number: 050773002500
- Special conditions: Short Sale No,Standard
Construction
Type & style
- Home type: Condo
- Architectural style: Cottage,Other
- Property subtype: Condominium
Materials
- Wood Siding
- Foundation: Basement, Block, Wood
Condition
- New construction: No
- Year built: 1966
- Major remodel year: 2025
Utilities & green energy
- Sewer: Septic Tank
- Water: Community
Community & HOA
Community
- Subdivision: LAKEWOOD TERRACE
HOA
- Has HOA: Yes
- Services included: Cable TV, Electricity, Gas, Insurance, Maintenance Grounds, Maintenance Structure, Snow Removal, Trash, Utilities, Water
- HOA fee: $442 monthly
- HOA phone: 313-204-5224
Location
- Region: Bellaire
Financial & listing details
- Price per square foot: $423/sqft
- Tax assessed value: $99,106
- Annual tax amount: $4,121
- Date on market: 9/25/2026
- Cumulative days on market: 3 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
Estimated market value
$385,300
$366,000 - $405,000
$1,392/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/25/2026 | Listed for sale | $399,900+17.6%$423/sqft |
Source: | ||
| 11/15/2023 | Sold | $340,000-15%$360/sqft |
Source: | ||
| 10/21/2023 | Pending sale | $399,900$423/sqft |
Source: | ||
| 8/5/2023 | Price change | $399,900-11.1%$423/sqft |
Source: | ||
| 6/22/2023 | Price change | $449,900-9.8%$476/sqft |
Source: | ||
| 6/9/2023 | Listed for sale | $499,000$528/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,897 +256% | $111,300 +18.9% |
| 2024 | $1,095 +1.2% | $93,600 +10.4% |
| 2023 | $1,081 | $84,800 +36.1% |
| 2022 | -- | $62,300 +5.8% |
| 2021 | -- | $58,900 +8.1% |
| 2020 | -- | $54,500 |
| 2017 | $952 | $54,500 +25.6% |
| 2016 | -- | $43,400 +11.6% |
| 2015 | -- | $38,900 +1.6% |
| 2014 | -- | $38,300 +0.5% |
| 2013 | -- | $38,100 -0.8% |
| 2011 | -- | $38,400 -1.4% |
| 2010 | -- | $38,950 |
Find assessor info on the county website
Monthly payment
Est. payment








