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    • Price cut: $504K (7/11)
    $4,995,000

    95 Cardinal Trce, Lake Toxaway, NC 28747

    3beds
    4,924sqft
    : 
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    Single Family Residence
    Built in 1988
    1.82 Acres Lot
    $4,954,500 Zestimate®
    $1,014/sqft
    $340/mo HOA

    What's special

    Stone fireplaceFirepit deckExceptional lake cardinal viewsBeamed ceilingSpectacular lakefront experienceOpen floorplanOversized island
    Presenting the most exquisite turnkey modern mountain home, fully renovated and newly constructed! Perfectly located on the highly desired but rarely available Lake Cardinal within the exclusive Lake Toxaway Estates, just minutes from the Lake Toxaway Country Club, Golf Course, marina, and the Greystone Inn! Curated by a top-notch design build team, quality and attention to detail are evident throughout this stunning home! The 1st floor features a graceful double door entry with views straight through to the lake. The open floorplan includes walls of windows with unobstructed water views, an incredible Great Rm with 16'+ vaulted ceilings, stone fireplace, beamed ceiling, and access to the large, covered deck with fireplace and outdoor grilling station! The chef's Kitchen will delight with Quartz counters, Thermador appliances, and oversized island. Gather in front of the cozy Hearth Rm fireplace and still be part of all the activity. The luxurious Owners Suite offers utopian lake views, a Sitting area, custom spa Bath, and walk-in Closet! Access to the 2 car Garage, Pantry / Laundry Center, firepit Deck, and 1/2 Bath complete the main level. Upstairs you will find 2 Ensuite Bed Rms, each with gorgeous Baths, along with a Loft area, perfect for reading or an Office, all with exceptional Lake Cardinal views! Downstairs is a huge Family Rm with Bar, and access to 2 other Decks. There is a perfect Flex space or Den with full Bath, a lower level Kitchen with outdoor access, and 1/2 Bath. Another 2-car tandem Garage (4 car total) and lots of storage space round out the Lower Level. The site boasts over 150' of waterfront access through the landscaped paths to the dock. Nestled on 1.8 acres, the 65 acre Lake Cardinal offers the most spectacular lakefront experience, with just a few homes, where you will enjoy peace and tranquility. Take advantage of the Lake Toxaway Marine Yacht Club to enjoy easy boating without the expense or maintenance of owning your own! Updates include new mechanicals, roof, windows, appliances, cabinetry, trim, decks, lighting and flooring. Home can be purchased complete with all new designer furnishings. Membership to Lake Toxaway Country Club through application and availability.
    78 days
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    590
    |
    20
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    Zillow last checked:

    Listing updated:

    Listed by:

    Jeff Ramm jeff@nthliving.com,

    Coldwell Banker Advantage,

    Mike Batchelder,

    Coldwell Banker Advantage

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4376336MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 6
      • Full bathrooms: 4
      • 1/2 bathrooms: 2
      • Main level bedrooms: 1
      Primary bedroom
      • Features: Ceiling Fan(s), En Suite Bathroom, Garden Tub, Walk-In Closet(s)
      • Level: Main
      Bedroom s
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bathroom full
      • Level: Main
      Bathroom full
      • Level: Upper
      Bathroom full
      • Level: Basement
      Bathroom half
      • Level: Main
      Bathroom full
      • Level: Upper
      Bathroom half
      • Level: Main
      Bonus room
      • Level: Basement
      Family room
      • Level: Basement
      Other
      • Level: Main
      Other
      • Level: Main
      Kitchen
      • Level: Main
      Loft
      • Level: Upper
      Other
      • Level: Main
      Other
      • Level: Main
      Utility room
      • Level: Main
      Heating
      • Central, Electric, Forced Air, Heat Pump, Zoned
      Cooling
      • Central Air, Electric, Heat Pump, Zoned
      Appliances
      • Included: Microwave, Convection Oven, Dishwasher, Disposal, Double Oven, Down Draft, Filtration System, Gas Cooktop, Gas Water Heater, Ice Maker
      • Laundry: Electric Dryer Hookup, Mud Room, Main Level, Washer Hookup
      Features
      • Soaking Tub, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
      • Flooring: Tile, Wood
      • Doors: French Doors, Insulated Door(s), Sliding Doors
      • Windows: Insulated Windows
      • Basement: Basement Garage Door,Daylight,Exterior Entry,Finished,Storage Space,Sump Pump,Walk-Out Access
      • Fireplace features: Fire Pit, Gas Log, Great Room, Keeping Room, Outside, Propane
      Interior area
      • Total structure area: 3,503
      • Total interior livable area: 4,924 sqft
      • Finished area above ground: 3,503
      • Finished area below ground: 1,421

      Property

      Parking
      • Total spaces: 4
      • Parking features: Circular Driveway, Attached Garage, Garage Door Opener, Garage Faces Front, Garage Faces Side, Golf Cart Garage, Keypad Entry, Tandem, Garage on Main Level
      • Attached garage spaces: 4
      • Has uncovered spaces: Yes
      Features
      • Levels: One and One Half
      • Stories: 1.5
      • Patio & porch: Deck, Front Porch, Porch, Rear Porch, Side Porch
      • Exterior features: Fire Pit, Gas Grill
      • Pool features: Community
      • Has view: Yes
      • View description: Water, Year Round
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Boat Ramp – Community, Dock, Waterfront
      • Body of water: Lake Cardinal
      Lot
      • Size: 1.82 Acres
      • Features: Cul-De-Sac, Sloped, Wooded, Views
      Living quarters
      • Secondary features: Interior Connected,Room w/ Private Bath,Separate Entrance,Separate Kitchen Facilities
      Details
      • Parcel number: 8513522554000
      • Zoning: None
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Transitional
      • Property subtype: Single Family Residence
      Materials
      • Hardboard Siding, Metal, Stone
      • Foundation: Crawl Space
      • Roof: Metal
      Condition
      • New construction: Yes
      • Year built: 1988

      Utilities & green energy

      • Sewer: Private Sewer
      • Water: Well
      • Utilities for property: Cable Connected, Electricity Connected, Propane, Underground Power Lines, Wired Internet Available

      Community & HOA

      Community
      • Features: Clubhouse, Dog Park, Fitness Center, Golf, Lake Access, Picnic Area, Playground, Pond, Tennis Court(s), Walking Trails
      • Security: Carbon Monoxide Detector(s), Security System, Smoke Detector(s)
      • Subdivision: Lake Toxaway Estates
      HOA
      • Has HOA: Yes
      • HOA fee: $4,085 annually
      • HOA name: LTCA
      • HOA phone: 828-966-9453
      Location
      • Region: Lake Toxaway
      • Elevation: 3000 Feet

      Financial & listing details

      • Price per square foot: $1,014/sqft
      • Tax assessed value: $630,430
      • Annual tax amount: $4,150
      • Date on market: 4/30/2026
      • Cumulative days on market: 361 days
      • Electric utility on property: Yes
      • Road surface type: Asphalt, Paved

        Estimated market value

        $4,954,500

        $4.71M - $5.20M

        $5,742/mo

        Price history

        DateEventPrice
        7/11/2026Price change$4,995,000-9.2%$1,014/sqft
        Source: HCMLS #1003183 Report a problem
        4/30/2026Listed for sale$5,499,000-5%$1,117/sqft
        Source: HCMLS #1003183 Report a problem
        4/28/2026Listing removed$5,790,000$1,176/sqft
        Source: Canopy MLS as distributed by MLS GRID #4317545 Report a problem
        11/15/2025Price change$5,790,000-1.9%$1,176/sqft
        Source: HCMLS #1002144 Report a problem
        7/19/2025Listed for sale$5,900,000+230.5%$1,198/sqft
        Source: HCMLS #1001452 Report a problem
        11/1/2024Sold$1,785,000-3.5%$363/sqft
        Source: Canopy MLS as distributed by MLS GRID #4050373 Report a problem
        9/8/2024Contingent$1,850,000$376/sqft
        Source: HCMLS #102557 Report a problem
        8/9/2024Price change$1,850,000-14%$376/sqft
        Source: Canopy MLS as distributed by MLS GRID #4050373 Report a problem
        3/12/2024Price change$2,150,000+2.4%$437/sqft
        Source: HCMLS #102557 Report a problem
        10/4/2023Price change$2,100,000-6.7%$426/sqft
        Source: Canopy MLS as distributed by MLS GRID #4050373 Report a problem
        7/18/2023Listed for sale$2,250,000+52%$457/sqft
        Source: Canopy MLS as distributed by MLS GRID #CAR4050373 Report a problem
        9/30/2022Sold$1,480,000-10.3%$301/sqft
        Source: Canopy MLS as distributed by MLS GRID #3856674 Report a problem
        8/9/2022Contingent$1,650,000$335/sqft
        Source: Canopy MLS as distributed by MLS GRID #3856674 Report a problem
        5/11/2022Listed for sale$1,650,000$335/sqft
        Source: Canopy MLS as distributed by MLS GRID #3856674 Report a problem
        5/1/2022Listing removed--
        Source: Canopy MLS as distributed by MLS GRID #3804635 Report a problem
        12/14/2021Listing removed$1,650,000$335/sqft
        Source: Canopy MLS as distributed by MLS GRID #3804635 Report a problem
        11/9/2021Listed for sale$1,650,000$335/sqft
        Source: Canopy MLS as distributed by MLS GRID #3804635 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,150 $630,430
        2023$4,150 $630,430
        2022$4,150 +0.8%$630,430
        2021$4,119 -32.9%$630,430 -28.5%
        2020$6,135 +0.7%$881,510
        2019$6,091 +22.2%$881,510
        2018$4,984 $881,510
        2017-- $881,510
        2016-- $881,510 -11.7%
        2015-- $997,890
        2014-- $997,890
        2013-- $997,890
        2012-- $997,890
        2011-- $997,890
        2010-- $997,890
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 28747

        Getting around

        0 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: T.C. Henderson
        • Middle: Rosman
        • High: Rosman

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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