Set along the pristine shores of Lake Toxaway, this exceptional custom home offers a rare blend of luxury, comfort, and breathtaking natural beauty. Featuring 4 spacious bedrooms and 5½ baths, the residence is thoughtfully designed to capture stunning lake views from nearly every angle.
At the heart of the home, a grand great room showcases a striking stone wood-burning fireplace, soaring beamed cathedral ceilings, and a dramatic wall of windows that frame panoramic views of the water. The chef’s kitchen is equally impressive, equipped with a Viking oven and range, multiple dishwashers, a generous island, and even a built-in pizza oven located in the den—perfect for entertaining family and guests.
Designed for both relaxation and convenience, the home includes a private sauna, elevator access, and a whole-home generator for peace of mind. Outside, a circular drive provides easy access, while expansive lakeside porches invite you to unwind and take in the serene surroundings.
The property’s extensive docking and boathouse, connected by a paved cart path from the home, make enjoying lake life effortless. Ideally located across lake from the Club, golf course, and marina, this residence offers the ultimate Lake Toxaway lifestyle—where refined living meets the tranquility of the mountains.
Active
$4,750,000
1957 Cold Mountain Rd, Lake Toxaway, NC 28747
4beds
4,577sqft
Single Family Residence
Built in 2001
0.68 Acres Lot
$4,270,600 Zestimate®
$1,038/sqft
$340/mo HOA
What's special
Elevator accessPrivate saunaSoaring beamed cathedral ceilingsExtensive docking and boathouseExpansive lakeside porchesGenerous islandWhole-home generator
- 55 days |
- 339 |
- 9 |
Zillow last checked:
Listing updated:
Listed by:
Kenneth McCall scott@laketoxaway.com,
Lake Toxaway Co.
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4377790
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Level: Main
Bedroom s
- Level: Basement
Bedroom s
- Level: Basement
Bedroom s
- Level: Basement
Bonus room
- Level: Upper
Den
- Level: Main
Dining room
- Level: Main
Family room
- Level: Basement
Great room
- Level: Main
Kitchen
- Level: Main
Other
- Level: Main
Office
- Level: Upper
Heating
- Forced Air, Heat Pump, Propane
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Exhaust Hood, Gas Range, Refrigerator, Washer, Washer/Dryer
- Laundry: Mud Room
Features
- Built-in Features, Kitchen Island
- Flooring: Carpet, Concrete, Tile, Wood
- Doors: Insulated Door(s)
- Windows: Insulated Windows, Skylight(s)
- Basement: Exterior Entry,Interior Entry,Partially Finished,Storage Space,Walk-Out Access
- Fireplace features: Great Room
Interior area
- Total structure area: 2,897
- Total interior livable area: 4,577 sqft
- Finished area above ground: 2,897
- Finished area below ground: 1,680
Property
Parking
- Total spaces: 2
- Parking features: Attached Carport, Circular Driveway, Attached Garage, Garage on Main Level
- Attached garage spaces: 1
- Carport spaces: 1
- Covered spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck, Front Porch
- Has view: Yes
- View description: Mountain(s), Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Boat Ramp – Community, Waterfront
- Body of water: Lake Toxaway
Lot
- Size: 0.68 Acres
- Features: Sloped, Wooded, Views
Details
- Additional structures: Other
- Parcel number: 8513815471000
- Zoning: None
- Special conditions: Standard
- Other equipment: Generator
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Fiber Cement, Stone
- Roof: Metal
Condition
- New construction: No
- Year built: 2001
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
Community & HOA
Community
- Features: Lake Access, Picnic Area, Playground, Pond, Walking Trails, Other
- Security: Security System
- Subdivision: Lake Toxaway Estates
HOA
- Has HOA: Yes
- HOA fee: $4,085 annually
Location
- Region: Lake Toxaway
- Elevation: 3000 Feet
Financial & listing details
- Price per square foot: $1,038/sqft
- Tax assessed value: $5,019,520
- Annual tax amount: $8,678
- Date on market: 5/8/2026
- Cumulative days on market: 586 days
- Listing terms: Cash,Conventional
- Road surface type: Concrete, Paved
Estimated market value
$4,270,600
$4.06M - $4.48M
$5,549/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/8/2026 | Listed for sale | $4,750,000-4%$1,038/sqft |
Source: HCMLS #1003249 Report a problem | ||
| 5/1/2026 | Listing removed | $4,950,000-47.6%$1,081/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4259029 Report a problem | ||
| 6/30/2025 | Price change | $9,450,000+90.9%$2,065/sqft |
Source: HCMLS #1000938 Report a problem | ||
| 6/30/2025 | Price change | $4,950,000-49.7%$1,081/sqft |
Source: Canopy MLS as distributed by MLS GRID #4259029 Report a problem | ||
| 5/16/2025 | Price change | $9,850,000+84.1%$2,152/sqft |
Source: HCMLS #1000938 Report a problem | ||
| 5/16/2025 | Listed for sale | $5,350,000-18.3%$1,169/sqft |
Source: HCMLS #1000926 Report a problem | ||
| 5/1/2025 | Listing removed | $6,550,000$1,431/sqft |
Source: Canopy MLS as distributed by MLS GRID #4196772 Report a problem | ||
| 10/31/2024 | Listed for sale | $6,550,000$1,431/sqft |
Source: HCMLS #106303 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $8,678 | $1,318,220 |
| 2023 | $8,678 | $1,318,220 |
| 2022 | $8,678 +0.8% | $1,318,220 |
| 2021 | $8,612 -9.1% | $1,318,220 -3.1% |
| 2020 | $9,470 -1.1% | $1,360,670 |
| 2019 | $9,574 +26.1% | $1,360,670 +1.3% |
| 2018 | $7,595 -0.7% | $1,343,300 |
| 2017 | $7,647 | $1,343,300 |
| 2016 | $7,647 +16.6% | $1,343,300 -11.3% |
| 2015 | $6,557 | $1,515,140 |
| 2014 | $6,557 | $1,515,140 |
| 2013 | -- | $1,515,140 |
| 2012 | -- | $1,515,140 |
| 2011 | -- | $1,515,140 |
| 2010 | -- | $1,515,140 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 28747
Nearby schools
GreatSchools rating
- 4/10T C Henderson ElementaryGrades: PK-5Distance: 3.9 mi
- 8/10Rosman MiddleGrades: 6-8Distance: 7.5 mi
- 7/10Rosman HighGrades: 9-12Distance: 7.5 mi
Schools provided by the listing agent
- Elementary: T.C. Henderson
- Middle: Rosman
- High: Rosman
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- North Carolina
- Transylvania County
- Lake Toxaway
- 28747
- 1957 Cold Mountain Rd
Nearby cities
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