Welcome to an extraordinary lakefront retreat on Lake Toxaway, thoughtfully designed by renowned architect Allen Brown and expertly crafted by John Holbrook. Set on a rare flat lot with easy access to a private dock, this home blends timeless mountain charm with relaxed lakeside living.
Inside, the spacious floor plan features 4 bedrooms and 4.5 bathrooms, designed for both comfort and entertaining. The main-level primary suite is a true sanctuary, complete with exposed beams, dual walk-in closets, and a spa-like soaking tub. Upstairs, generously sized guest bedrooms provide plenty of space and privacy for family and visitors.
At the heart of the home, the chef’s kitchen is outfitted with a Viking range, abundant storage, and an open layout that flows seamlessly into the great room. A stunning masonry fireplace anchors the living space, creating a warm and inviting atmosphere year-round.
Step outside to enjoy the expansive outdoor living area, where a second fireplace overlooks the lake — the perfect setting for quiet mornings, evening gatherings, and unforgettable memories by the water. Elegant shiplap detailing throughout the main level adds warmth and classic mountain character.
Designed with both beauty and functionality in mind, the property also includes a two-car garage with a built-in workshop, additional covered storage for boats, bikes, or extra vehicles, and a large lower-level storage area ideal for kayaks, paddleboards, canoes, and all your lake gear.
Offering exceptional craftsmanship, breathtaking surroundings, and the best of Lake Toxaway living, this remarkable waterfront home is a place to relax, reconnect, and enjoy every season by the lake. Membership to Lake Toxaway Country Club is based on availability and application.
Active
$4,995,000
1585 Cold Mountain Rd, Lake Toxaway, NC 28747
4beds
3,943sqft
Single Family Residence
Built in 2006
0.61 Acres Lot
$4,522,300 Zestimate®
$1,267/sqft
$340/mo HOA
What's special
Abundant storageMain-level primary suiteDual walk-in closetsSpa-like soaking tubSpacious floor planStunning masonry fireplaceExposed beams
- 42 days |
- 481 |
- 16 |
Zillow last checked:
Listing updated:
Listed by:
Chip Freeman cfree@laketoxaway.com,
Lake Toxaway Co.,
Ross Hyett,
Lake Toxaway Co.
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4383951
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Level: Main
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bonus room
- Level: Upper
Other
- Level: Main
Kitchen
- Features: Breakfast Bar
- Level: Main
Heating
- Floor Furnace, Heat Pump
Cooling
- Central Air, Dual
Appliances
- Included: Bar Fridge, Dishwasher, Disposal, Dryer, Gas Oven, Gas Range, Microwave, Refrigerator, Washer, Washer/Dryer
- Laundry: Laundry Room
Features
- Breakfast Bar, Built-in Features, Soaking Tub, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
- Flooring: Tile, Wood
- Doors: French Doors
- Basement: Storage Space
- Fireplace features: Great Room, Wood Burning
Interior area
- Total structure area: 3,943
- Total interior livable area: 3,943 sqft
- Finished area above ground: 3,943
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached Garage, Garage on Main Level
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Rear Porch
- Has view: Yes
- View description: Long Range, Water, Year Round
- Has water view: Yes
- Water view: Water
- Waterfront features: Boat Ramp – Community, Dock, Waterfront
- Body of water: Lake Toxaway
Lot
- Size: 0.61 Acres
- Features: Views
Details
- Parcel number: 8523001743000
- Zoning: None
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Shingle/Shake, Stone, Wood
- Foundation: Pillar/Post/Pier, Slab
Condition
- New construction: No
- Year built: 2006
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
- Utilities for property: Cable Available, Electricity Connected, Phone Connected
Community & HOA
Community
- Subdivision: Lake Toxaway Estates
HOA
- Has HOA: Yes
- HOA fee: $4,085 annually
- HOA name: LTCA
- HOA phone: 828-966-9453
Location
- Region: Lake Toxaway
- Elevation: 3000 Feet
Financial & listing details
- Price per square foot: $1,267/sqft
- Tax assessed value: $3,396,990
- Annual tax amount: $8,287
- Date on market: 5/21/2026
- Cumulative days on market: 43 days
- Electric utility on property: Yes
- Road surface type: Asphalt, Paved
Estimated market value
$4,522,300
$4.30M - $4.75M
$4,307/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/21/2026 | Listed for sale | $4,995,000-0.1%$1,267/sqft |
Source: HCMLS #1003359 Report a problem | ||
| 10/16/2023 | Listing removed | $5,000,000$1,268/sqft |
Source: HCMLS #102872 Report a problem | ||
| 9/5/2023 | Listed for sale | $5,000,000$1,268/sqft |
Source: HCMLS #102872 Report a problem | ||
| 9/2/2023 | Listing removed | -- |
Source:  Canopy MLS as distributed by MLS GRID #4036119 Report a problem | ||
| 6/1/2023 | Listed for sale | $5,000,000+1219.3%$1,268/sqft |
Source: Canopy MLS as distributed by MLS GRID #CAR4036119 Report a problem | ||
| 9/1/1997 | Sold | $379,000$96/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $8,287 | $1,258,890 |
| 2023 | $8,287 | $1,258,890 |
| 2022 | $8,287 +0.8% | $1,258,890 |
| 2021 | $8,224 -12.6% | $1,258,890 -6.9% |
| 2020 | $9,409 +0.7% | $1,351,800 |
| 2019 | $9,341 +22.2% | $1,351,800 |
| 2018 | $7,643 | $1,351,800 |
| 2017 | -- | $1,351,800 |
| 2016 | -- | $1,351,800 -10% |
| 2015 | -- | $1,502,240 |
| 2014 | -- | $1,502,240 |
| 2013 | -- | $1,502,240 |
| 2012 | -- | $1,502,240 |
| 2011 | -- | $1,502,240 |
| 2010 | -- | $1,502,240 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 28747
Nearby schools
GreatSchools rating
- 4/10T C Henderson ElementaryGrades: PK-5Distance: 3.6 mi
- 8/10Rosman MiddleGrades: 6-8Distance: 7.2 mi
- 7/10Rosman HighGrades: 9-12Distance: 7.2 mi
A local agent can set up tours, give advice and negotiate with sellers.
- North Carolina
- Transylvania County
- Lake Toxaway
- 28747
- 1585 Cold Mountain Rd
Nearby cities
Nearby zip codes
Other Lake Toxaway Topics
