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Pending
    • Listed by: Keller Williams Realty West • Tami Kramer
    $465,000

    953 Cottontail Ln, Saint Charles, MO 63303

    4beds
    2,788sqft
    : 
    $2,980/mo
    Get pre-qualified
    Single Family Residence
    Built in 1996
    10,018 Square Feet Lot
    $-- Zestimate®
    $167/sqft
    $8/mo HOA

    What's special

    Charming covered front porchBuilt-in shelvingFour generously sized bedroomsLarge walk-in closetSeparate showerLuxury vinyl plank flooringMakeup vanity
    Welcome to the kind of home that just feels right from the moment you pull up. Tucked away on a quiet cul-de-sac in the highly desirable Somerset Hills community, this beautifully maintained 4-bedroom, 2.5-bath home combines comfortable living, thoughtful updates, and plenty of space to spread out and enjoy. Picture yourself sipping coffee on the charming covered front porch as the sun rises, then relaxing in the afternoon shade after a busy day. Step inside and you'll immediately notice how meticulously cared for this home has been. The kitchen is the heart of the home, featuring quartz countertops, under-cabinet lighting, a center island with breakfast bar, a gas range for quick meal prep, and wiring already in place for a future electric range. The open layout flows effortlessly into the breakfast room and living room, creating the perfect gathering space for everything from casual weeknight dinners to holiday celebrations. Out back, you'll find a backyard that's ready to steal the show. The spacious 21x15 covered patio with ceiling fan overlooks a flat, fenced yard filled with mature trees, beautiful landscaping, raised garden beds, and an irrigation system. Whether you're hosting a summer barbecue, gardening, or simply unwinding with a good book, this outdoor retreat is sure to become your favorite spot. Dog lovers will appreciate the custom doggy door leading from kitchen to backyard!! Inside, the inviting living room offers a cozy gas fireplace, built-in shelving, ceiling fan, and a large bay window that fills the space with natural light. A formal dining room is ready for holiday meals and special occasions, while an additional family room provides endless possibilities as a home office, playroom, music room, or quiet reading space. Upstairs, you'll find four generously sized bedrooms, including a spacious primary suite designed for relaxation. The private retreat features luxury vinyl plank flooring, a large walk-in closet, and an ensuite bath complete with dual sinks, a makeup vanity, separate shower, and a soaking tub perfect for ending the day on a peaceful note. The partially finished basement adds even more flexibility with a TV room, large recreation area, and plenty of space for game nights, workouts, hobbies, or a future pool table. Need storage? You'll love the huge 40' x 13' storage area with built-ins and room for a workshop. Additional updates include new roof 2024, AC (2016), water heater (2017), and the convenience of main-floor laundry. Beautifully maintained, thoughtfully updated, loaded with indoor and outdoor living space, and located in one of St. Charles County's most loved neighborhoods with sought-after Francis Howell Schools, this is more than just a house...it's the place you'll love coming home to every day. "Don't Sleep on Your Dream Home, Sleep in It!"
    26 days
    |
    398
    |
    30
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    Zillow last checked:

    Listing updated:

    Listed by:

    Tami Kramer 314-973-6938,

    Keller Williams Realty West,

    Lonny A Kramer 314-761-3128,

    Keller Williams Realty West

    Source: MARIS,MLS#: 26032457MLS LogoOriginating MLS: St. Charles County Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Primary bedroom
      • Description: Walk-In, Ensuite
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Second
      • Area: 187
      • Dimensions: 17x11
      Bedroom 2
      • Features: Floor Covering: Carpeting
      • Level: Second
      • Area: 140
      • Dimensions: 14x10
      Bedroom 3
      • Features: Floor Covering: Carpeting
      • Level: Second
      • Area: 143
      • Dimensions: 13x11
      Bedroom 4
      • Features: Floor Covering: Carpeting
      • Level: Second
      • Area: 121
      • Dimensions: 11x11
      Bonus room
      • Features: Floor Covering: Carpeting
      • Level: Basement
      • Area: 143
      • Dimensions: 13x11
      Breakfast room
      • Description: Slider to Covered Patio
      • Features: Floor Covering: Ceramic Tile
      • Area: 266
      • Dimensions: 14x19
      Dining room
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 154
      • Dimensions: 14x11
      Family room
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 195
      • Dimensions: 15x13
      Kitchen
      • Description: Island w/ Breakfast Bar, Quartz, Pantry, Stainless
      • Features: Floor Covering: Ceramic Tile
      • Level: Main
      • Area: 143
      • Dimensions: 13x11
      Living room
      • Description: Gas F/P, Bay Window, Built-Ins
      • Features: Floor Covering: Carpeting
      • Level: Main
      • Area: 323
      • Dimensions: 19x17
      Recreation room
      • Features: Floor Covering: Carpeting
      • Level: Basement
      • Area: 288
      • Dimensions: 24x12
      Heating
      • Natural Gas
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Stainless Steel Appliance(s), Dishwasher, Gas Range
      • Laundry: Main Level
      Features
      • Bookcases, Breakfast Room, Ceiling Fan(s), Chandelier, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Recessed Lighting, Separate Shower, Soaking Tub, Solid Surface Countertop(s), Walk-In Closet(s), Workshop/Hobby Area
      • Flooring: Carpet, Ceramic Tile, Luxury Vinyl
      • Basement: Partially Finished,Full
      • Number of fireplaces: 1
      • Fireplace features: Gas Log, Living Room
      Interior area
      • Total structure area: 2,788
      • Total interior livable area: 2,788 sqft
      • Finished area above ground: 2,288
      • Finished area below ground: 500

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Patio & porch: Covered, Front Porch, Patio
      • Exterior features: Garden
      • Fencing: Fenced,Gate
      Lot
      • Size: 10,018 Square Feet
      • Dimensions: 69 x 142 x 72 x 143
      • Features: Back Yard, Front Yard, Garden, Landscaped, Level, Many Trees
      Details
      • Parcel number: 300377081000037.0000000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Foundation: Concrete Perimeter
      Condition
      • Year built: 1996

      Utilities & green energy

      • Electric: Ameren
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected

      Community & HOA

      Community
      • Subdivision: Somerset Hills #1
      HOA
      • Has HOA: Yes
      • Amenities included: None
      • Services included: Common Area Maintenance
      • HOA fee: $100 annually
      • HOA name: Somerset Hills HOA
      Location
      • Region: Saint Charles

      Financial & listing details

      • Price per square foot: $167/sqft
      • Tax assessed value: $403,057
      • Annual tax amount: $4,594
      • Date on market: 6/26/2026
      • Cumulative days on market: 26 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Private
      • Electric utility on property: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/30/2026Pending sale$465,000$167/sqft
        Source: MARIS #26032457 Report a problem
        6/26/2026Listed for sale$465,000$167/sqft
        Source: MARIS #26032457 Report a problem
        5/9/1997Sold--
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,594 +6%$76,581 +9.2%
        2024$4,334 +0.1%$70,103
        2023$4,328 +17.4%$70,103 +26.9%
        2022$3,686 $55,261
        2021-- $55,261 +11.1%
        2020-- $49,734
        2019$3,285 $49,734 +8%
        2018$3,285 +0.5%$46,068
        2017$3,268 +10.1%$46,068 +9.9%
        2016$2,968 +1.2%$41,937
        2015$2,934 +2.1%$41,937 +5.3%
        2014$2,875 $39,835
        2013-- $39,835 -6%
        2012-- $42,380 -5.9%
        2011-- $45,040
        2010-- $45,040
        2009-- $45,040 -4.3%
        2008-- $47,080 -79.1%
        2007-- $225,160
        2006-- $225,160
        2005-- $225,160 +19%
        2004-- $189,270
        2003-- $189,270
        2002-- --
        2001-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 63303

        Getting around

        3 / 100
        Car-Dependent
        16 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Castlio Elem.
        • Middle: Barnwell Middle
        • High: Francis Howell North High

        Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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