For sale

Price cut: $45.1K (6/8)

$499,900

98 Choga Rdg, Whittier, NC 28789

3beds

--sqft

Get pre-qualified

Residential

Built in 2000

1.46 Acres Lot

$482,800 Zestimate^®

$--/sqft

$-- HOA

What's special

Cozy wood-burning fireplaceScenic views

Discover this inviting 3-bedroom, 2.5-bathroom home nestled on a private 1.46-acre lot in the desirable Indian Hills Est neighborhood. The residence offers approximately 2,453 square feet of comfortable living space, featuring a gable roof with asphalt shingles, durable frame construction with wood shingle accents, and a cozy wood-burning fireplace. Situated on a paved, private road with scenic views, this home provides a peaceful setting with well and septic utilities. Built with quality materials and in an outstanding location, making it an excellent choice for those seeking privacy, natural beauty, and a welcoming place to call home. The home is approximately one mile from the casino and other amenities in Cherokee. With the proximity to Cherokee and the casino this property would be perfect for a short term rental.

275 days

471

21

Loading...

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1

Primary bedroom

Level: First

Bedroom 2

Level: Second

Bedroom 3

Level: Second

Heating

Heat Pump

Cooling

Heat Pump

Appliances

Included: Microwave, Electric Oven/Range, Refrigerator, Dryer, Electric Water Heater

Features

Main Level Living
Flooring: Carpet, Vinyl, Luxury Vinyl Plank
Windows: Windows-Storm All
Basement: Crawl Space
Attic: Storage Only
Has fireplace: Yes
Fireplace features: Gas Log

Interior area

Living area range: 2201-2400 Square Feet

Video & virtual tour

View virtual tour

Property

Parking

Parking features: Carport-Double Attached, Paved Driveway
Carport spaces: 2
Has uncovered spaces: Yes

Lot

Size: 1.46 Acres
Residential vegetation: Partially Wooded

Details

Parcel number: 7614886507

Construction

Type & style

Home type: SingleFamily
Architectural style: Traditional
Property subtype: Residential

Materials

Wood Siding
Roof: Tile

Condition

Year built: 2000

Utilities & green energy

Sewer: Septic Tank
Water: Well
Utilities for property: Cell Service Available

Community & HOA

Community

Subdivision: Indian Hills Estates

Location

Region: Whittier

Financial & listing details

Tax assessed value: $528,120
Annual tax amount: $1,357
Date on market: 9/19/2025
Listing terms: Cash,Conventional,FHA

Estimated market value

$482,800

$459,000 - $507,000

$3,233/mo

Price history

Date	Event	Price
6/8/2026	Listed for sale	$499,900-8.3%
Source: Canopy MLS as distributed by MLS GRID #4270600 Report a problem
5/16/2026	Contingent	$545,000
Source: Carolina Smokies MLS #26042202 Report a problem
3/15/2026	Price change	$545,000-2.7%
Source: Canopy MLS as distributed by MLS GRID #4270600 Report a problem
9/18/2025	Price change	$560,000-4.9%
Source: Canopy MLS as distributed by MLS GRID #4270600 Report a problem
8/4/2025	Price change	$589,000-1.7%
Source: Canopy MLS as distributed by MLS GRID #4270600 Report a problem
6/19/2025	Listed for sale	$599,000
Source: Canopy MLS as distributed by MLS GRID #4270600 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,762 +29.8%	$528,120 +62.8%
2024	$1,358	$324,350
2023	$1,358	$324,350
2022	$1,358 +7.3%	$324,350
2021	$1,265 +11.6%	$324,350 +17.5%
2020	$1,133	$276,010
2019	$1,133	$276,010
2018	$1,133	$276,010
2017	$1,133 +2.5%	$276,010
2015	$1,105 +2%	$276,010 -22.7%
2011	$1,083	$356,880

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

Explore the cost of this home by adjusting the details. Changes won't be saved.

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

See how much you could borrow to make a competitive offer.

Get pre-qualified