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  • $414,900

    980 S State St, Elgin, IL 60123

    3beds
    2,128sqft
    : 
    $2,982/mo
    Get pre-qualified
    Single Family Residence
    Built in 1933
    0.75 Acres Lot
    $-- Zestimate®
    $195/sqft
    $-- HOA

    What's special

    Hurry! Very rare to own an "in town location" on 3/4 acre lot! Fenced area perfect for your pets/kids! Charming all brick 2-story custom home with an oversized detached 3 car garage with full walk up 2nd level which awaits your finishing touch! Charm abounds! Cozy family room with arched entry, built ins and stone fireplace with custom mantle! Updated kitchen with granite tops, stainless steel appliances, cherry cabinetry and crown molding! Separate dining room area! Separate flex/sitting area! Oversized living room with parquet hardwood flooring and French door to stone patio! Separate office area with 3 picture windows with side yard views! Convenient 1st floor bedroom with built ins, bay area and private bath with walk in shower! Huge 2nd floor master suite with built ins, door to massive private custom deck and direct access to remodeled bath with glass shower, newer vanity, toilet and flooring! Gracious size 3rd bedroom! Finished basement with rec room with wet bar, play/flex room and full updated bath with walk in shower! Priced to sell! Quick access to Business 20, train station and shopping! Being sold as is!
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    Zillow last checked:

    Listing updated:

    Listed by:

    Robert Wisdom 847-695-8348,

    RE/MAX Horizon,

    Lisa Wisdom,

    RE/MAX Horizon

    Source: MRED as distributed by MLS GRID,MLS#: 12754596MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Recreation Room, Sitting Room, Office, Foyer, Library
      Primary bedroom
      • Features: Flooring (Hardwood)
      • Level: Second
      • Area: 208 Square Feet
      • Dimensions: 16X13
      Bedroom 2
      • Features: Flooring (Hardwood)
      • Level: Main
      • Area: 208 Square Feet
      • Dimensions: 16X13
      Bedroom 3
      • Features: Flooring (Hardwood)
      • Level: Second
      • Area: 204 Square Feet
      • Dimensions: 17X12
      Dining room
      • Features: Flooring (Hardwood)
      • Level: Main
      • Area: 143 Square Feet
      • Dimensions: 13X11
      Family room
      • Features: Flooring (Hardwood)
      • Level: Main
      • Area: 210 Square Feet
      • Dimensions: 15X14
      Foyer
      • Features: Flooring (Hardwood)
      • Level: Main
      • Area: 48 Square Feet
      • Dimensions: 08X06
      Kitchen
      • Features: Kitchen (Eating Area-Table Space), Flooring (Hardwood)
      • Level: Main
      • Area: 117 Square Feet
      • Dimensions: 13X09
      Library
      • Features: Flooring (Hardwood)
      • Level: Main
      • Area: 143 Square Feet
      • Dimensions: 13X11
      Living room
      • Features: Flooring (Parquet)
      • Level: Main
      • Area: 464 Square Feet
      • Dimensions: 29X16
      Office
      • Features: Flooring (Carpet)
      • Level: Basement
      • Area: 130 Square Feet
      • Dimensions: 13X10
      Recreation room
      • Features: Flooring (Carpet)
      • Level: Basement
      • Area: 182 Square Feet
      • Dimensions: 14X13
      Sitting room
      • Features: Flooring (Hardwood)
      • Level: Second
      • Area: 208 Square Feet
      • Dimensions: 16X13
      Heating
      • Natural Gas, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Range, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)
      Features
      • Cathedral Ceiling(s), 1st Floor Bedroom
      • Flooring: Hardwood
      • Basement: Finished,Full
      • Number of fireplaces: 1
      • Fireplace features: Wood Burning, Family Room
      Interior area
      • Total structure area: 1,697
      • Total interior livable area: 2,128 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Asphalt, Garage Door Opener, Yes, Garage Owned, Detached, Garage
      • Garage spaces: 3
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: No Disability Access
      Features
      • Stories: 2
      • Patio & porch: Deck, Patio
      Lot
      • Size: 0.75 Acres
      • Dimensions: 69x83x78x82x41x90x168
      Details
      • Parcel number: 0626201019
      • Special conditions: None
      • Other equipment: Water-Softener Owned, Ceiling Fan(s)

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cottage
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: Concrete Perimeter
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1933

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Security: Security System
      HOA
      • Services included: None
      Location
      • Region: Elgin

      Financial & listing details

      • Price per square foot: $195/sqft
      • Tax assessed value: $352,923
      • Annual tax amount: $8,950
      • Date on market: 9/9/2026
      • Ownership: Fee Simple

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        3/23/2026Listing removed$2,650$1/sqft
        Source: Zillow Rentals Report a problem
        3/14/2026Listed for rent$2,650+66.1%$1/sqft
        Source: Zillow Rentals Report a problem
        4/8/2014Listing removed$1,595$1/sqft
        Source: RE/MAX Horizon #08520007 Report a problem
        1/31/2014Sold$1,595-99.4%$1/sqft
        Source: Agent Provided Report a problem
        1/21/2014Listed for rent$1,595$1/sqft
        Source: RE/MAX Horizon #08520007 Report a problem
        11/17/2013Price change$259,900-5.5%$122/sqft
        Source: Patron, Inc (dba RE/MAX Horizon) #08442339 Report a problem
        9/24/2013Price change$274,900-5.2%$129/sqft
        Source: Patron, Inc (dba RE/MAX Horizon) #08442339 Report a problem
        9/12/2013Listed for sale$289,900+38%$136/sqft
        Source: Patron, Inc (dba RE/MAX Horizon) #08442339 Report a problem
        12/6/2001Sold$210,000+61.5%$99/sqft
        Source: Public Record Report a problem
        11/6/1995Sold$130,000$61/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$8,950 +3.5%$117,641 +8.6%
        2024$8,647 +3.9%$108,355 +10.7%
        2023$8,322 +7.8%$97,891 +9.7%
        2022$7,718 +4%$89,260 +7%
        2021$7,424 +2.5%$83,451 +4.7%
        2020$7,245 +2.5%$79,667 +5%
        2019$7,067 +0.3%$75,888 +6.2%
        2018$7,047 +1.7%$71,491 +5.8%
        2017$6,931 +4%$67,585 +7.8%
        2016$6,667 $62,700 +9.1%
        2015-- $57,470 +1.2%
        2014-- $56,761 -2.6%
        2013-- $58,258 -7.4%
        2012-- $62,927 -10.7%
        2011-- $70,443 -9.6%
        2010-- $77,966 -6.7%
        2009-- $83,583
        2008-- $83,583 +3.3%
        2007-- $80,897 +4.2%
        2006-- $77,644 +6.5%
        2005-- $72,912 +6.8%
        2004-- $68,295 +7.8%
        2003-- $63,359 +8%
        2002-- $58,666 +19.1%
        2001-- $49,243 +12.9%
        2000-- $43,600
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 60123

        Getting around

        32 / 100
        Car-Dependent
        19 / 100
        Minimal Transit
        45 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: 46

        Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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