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For sale
    • Price cut: $5K (8/10)
    $193,000

    9820 SW 89TH TERRACE #E, OCALA, FL 34481

    2beds
    1,748sqft
    : 
    $1,782/mo
    Get pre-qualified
    Single Family Residence
    Built in 1994
    2,200 Square Feet Lot
    $185,800 Zestimate®
    $110/sqft
    $500/mo HOA

    What's special

    Modern and comfortable touchNew roofSpacious lanaiFresh interior paintBathrooms feature cozy carpetingDesirable corner lotTile flooring
    PRICE IMPROVEMENT!! Seller is motivated. Welcome to the highly desirable On Top of the World 55+ community, where comfort, entertainment, and maintenance-free living come together! Situated on a desirable corner lot and within short distance to all the amazing amenities, this beautifully maintained home offers the perfect blend of convenience and active living. Enjoy resort-style amenities including a clubhouse, pickleball courts, swimming pools, fitness centers, bingo nights, and countless social activities. The monthly HOA covers lawn care, exterior house painting, sprinkler system maintenance, gate access, trash service, dumpsters, mailboxes, and even a golf cart sticker for added convenience. This move-in ready home features fresh interior paint completed in 2025, updated flooring, a new roof in 2025, A/C replaced in 2023, and a water heater installed in 2021. Enjoy peace of mind with Leaf Filter gutter protection throughout the home and annual pest control service. The spacious lanai includes beautiful plantation shutters installed in 2020, adding a versatile and elegant touch to the home while providing excellent natural light control and privacy. The renovated primary bedroom completed in 2021 adds a modern and comfortable touch, while the kitchen offers stainless steel appliances, tile flooring, and plenty of functionality. Bathrooms feature cozy carpeting for added comfort. If you are looking for an active 55 community with endless amenities, low-maintenance living, and a prime location, this home is a must-see!
    91 days
    |
    346
    |
    21
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Marielena Petrucelli Moronta 352-745-5101,

    PEPINE REALTY 352-226-8474

    Source: Stellar MLS,MLS#: GC540724MLS LogoOriginating MLS: Gainesville-Alachua

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Attic
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      Primary bathroom
      • Features: Walk-In Closet(s)
      • Level: First
      Bathroom 1
      • Features: Built-in Closet
      • Level: First
      Dining room
      • Level: First
      Family room
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Heating
      • None
      Cooling
      • Central Air
      Appliances
      • Included: Cooktop, Dishwasher, Dryer, Refrigerator, Washer
      • Laundry: In Garage
      Features
      • Walk-In Closet(s)
      • Flooring: Carpet, Luxury Vinyl
      • Windows: Skylight(s)
      • Has fireplace: No
      • Common walls with other units/homes: Corner Unit
      Interior area
      • Total structure area: 1,748
      • Total interior livable area: 1,748 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Front Porch
      • Exterior features: Garden
      Lot
      • Size: 2,200 Square Feet
      Details
      • Parcel number: 3530247605
      • Zoning: PUD
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Concrete
      • Foundation: Block, Concrete Perimeter
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1994

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Public

      Community & HOA

      Community
      • Features: Buyer Approval Required, Clubhouse, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, Handicap Modified, Pool, Restaurant, Tennis Court(s), Wheelchair Access
      • Pet fee: $0 monthly
      • Senior community: Yes
      • Subdivision: CIRCLE SQUARE WOODS
      HOA
      • Has HOA: Yes
      • Amenities included: Fence Restrictions, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Trail(s)
      • HOA fee: $500 monthly
      • HOA name: Top Of the World
      Location
      • Region: Ocala

      Financial & listing details

      • Price per square foot: $110/sqft
      • Tax assessed value: $177,487
      • Annual tax amount: $709
      • Date on market: 5/28/2026
      • Cumulative days on market: 91 days
      • Listing terms: Cash,Conventional,FHA
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Road surface type: Asphalt, Paved

        Estimated market value

        $185,800

        $177,000 - $195,000

        $1,779/mo

        Price history

        DateEventPrice
        8/10/2026Price change$193,000-2.5%$110/sqft
        Source: Stellar MLS #GC540724 Report a problem
        6/24/2026Price change$198,000-5.7%$113/sqft
        Source: Stellar MLS #GC540724 Report a problem
        5/29/2026Listed for sale$210,000+86.7%$120/sqft
        Source: Stellar MLS #GC540724 Report a problem
        2/1/2018Sold$112,500-6.2%$64/sqft
        Source: OMCAR #527827 Report a problem
        5/18/2017Listing removed$119,900$69/sqft
        Source: FOXFIRE REALTY - HWY 200/103 ST #515514 Report a problem
        3/16/2017Listed for sale$119,900+29.6%$69/sqft
        Source: FOXFIRE REALTY - HWY 200/103 ST #515514 Report a problem
        3/8/2016Sold$92,500-2.1%$53/sqft
        Source: OMCAR #435926 Report a problem
        12/10/2015Listed for sale$94,500$54/sqft
        Source: SELLSTATE NEXT GENERATION REALTY #435926 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$709 +44.2%$108,746 +2.9%
        2024$492 +1.6%$105,681 +3%
        2023$484 +2.7%$102,603 +3%
        2022$471 +0.5%$99,615 +3%
        2021$469 +0.6%$96,714 +1.4%
        2020$466 -61.1%$95,379 +2.3%
        2019$1,200 $93,235 +40.5%
        2018$1,200 +48.4%$66,370 +2.1%
        2017$809 +31.6%$65,005 +38.6%
        2016$614 $46,889 +0.7%
        2015$614 +4%$46,563 +0.8%
        2014$591 +2.6%$46,193 +1.5%
        2013$576 +0.9%$45,510 +1.7%
        2012$571 -16.7%$44,769 -17.4%
        2011$685 -4.5%$54,182 -7.2%
        2010$717 -6.9%$58,410 -13%
        2009$771 +1%$67,141 +0.1%
        2008$763 -10.6%$67,074 +3%
        2007$853 -3.9%$65,122 +2.5%
        2006$888 +6.6%$63,534 +3%
        2005$833 $61,683 +3%
        2004$833 +4.9%$59,887 +1.8%
        2002$794 +4.6%$58,813 +1%
        2001$759 $58,238
        2000$759 $58,238
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 34481

        Getting around

        43 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        35 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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