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  • Price cut: $26K (7/20)
    $669,000

    9820 Villa Francisco Ln, Granite Bay, CA 95746

    3beds
    2,129sqft
    : 
    $5,023/mo
    Get pre-qualified
    Townhouse
    Built in 1997
    2,692 Square Feet Lot
    $666,600 Zestimate®
    $314/sqft
    $614/mo HOA

    What's special

    Mature landscapingImpeccably renovated residenceGenerous workspaceCustom cabinetryRefined finishesPremium finishesDesigner lighting
    Experience elevated living in one of Granite Bay's most desirable gated communitiesthe exclusive Villas of Granite Bay. Offering an exceptional blend of timeless elegance, modern sophistication, and effortless luxury, this impeccably renovated residence has been thoughtfully redesigned to create a home that is as beautiful as it is functional. From the moment you enter, you'll appreciate the meticulous attention to detail. Rich hardwood floors, custom window treatments, designer lighting, and refined finishes create an inviting atmosphere of understated luxury. The stunning chef's kitchen is both elegant and functional, featuring custom cabinetry, premium finishes, generous workspace, and an open layout ideal for entertaining or everyday living. The spa-inspired bathrooms have been beautifully remodeled to provide a tranquil retreat, while significant mechanical upgradesincluding a newer HVAC system, whole-house fan, and water heateroffer modern comfort, energy efficiency, and complete peace of mind. Outside your door, enjoy the privacy and serenity of an intimate community of only 48 residences, complete with resort-style pool and spa amenities surrounded by mature landscaping. Perfectly positioned in the heart of Granite Bay, you'll enjoy convenient access to top-rated schools, exceptional dining, upscale shopping, championship golf, miles of hiking and biking trails, and the year-round recreation of Folsom Lake. Designed for those who value quality over quantity, this residence offers the rare opportunity to enjoy a truly lock-and-leave lifestyle without compromising elegance or comfort. Every detail has been carefully curated, allowing you to move in and immediately enjoy one of Granite Bay's most sought-after communities. Luxury, location, and lifestyle come together in this exceptional offeringwhere every day feels like a private retreat.
    17 days
    |
    741
    |
    33
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Andrew Lowell DRE #00898265 916-847-1671,

    Andrew Lowell, Broker

    Source: MetroList Services of CA,MLS#: 226087455Originating MLS: MetroList Services, Inc.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 3
      • Partial bathrooms: 1
      Dining room
      • Features: Formal Area
      Kitchen
      • Features: Breakfast Area, Granite Counters, Kitchen/Family Combo
      Heating
      • Central, Natural Gas
      Cooling
      • Central Air
      Appliances
      • Laundry: See Remarks
      Features
      • Flooring: See Remarks
      • Number of fireplaces: 1
      • Fireplace features: See Remarks
      Interior area
      • Total structure area: 0
      • Total interior livable area: 2,129 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Private, Attached, Restrictions, Side By Side, Guest
      • Attached garage spaces: 2
      Features
      • Has private pool: Yes
      • Pool features: Community, See Remarks
      Lot
      • Size: 2,692 Square Feet
      • Features: See Remarks
      Details
      • Parcel number: 466510023000
      • Zoning: r1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Townhouse
      • Property subtype: Townhouse
      • Attached to another structure: Yes
      Materials
      • Frame
      • Foundation: Concrete
      • Roof: Slate
      Condition
      • Year built: 1997

      Utilities & green energy

      • Electric: 220 Volts
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Public, Sewer Connected, Natural Gas Connected

      Community & HOA

      HOA
      • Has HOA: Yes
      • Amenities included: Pool, Recreation Facilities, Spa/Hot Tub
      • Services included: Common Areas, Pool, Security, Maintenance Structure, Maintenance Grounds
      • HOA fee: $614 monthly
      Location
      • Region: Granite Bay

      Financial & listing details

      • Price per square foot: $314/sqft
      • Tax assessed value: $395,643
      • Annual tax amount: $5,026
      • Price range: $669K - $669K
      • Date on market: 7/10/2026

        Estimated market value

        $666,600

        $633,000 - $700,000

        $3,335/mo

        Price history

        DateEventPrice
        7/20/2026Price change$669,000-3.7%$314/sqft
        Source: MetroList Services of CA #226087455 Report a problem
        7/10/2026Listed for sale$695,000+3.4%$326/sqft
        Source: MetroList Services of CA #226087455 Report a problem
        7/1/2026Listing removed$672,000$316/sqft
        Source: MetroList Services of CA #226065723 Report a problem
        6/10/2026Price change$672,000-1.1%$316/sqft
        Source: MetroList Services of CA #226065723 Report a problem
        6/6/2026Price change$679,777-1.4%$319/sqft
        Source: MetroList Services of CA #226065723 Report a problem
        5/31/2026Price change$689,777-4.1%$324/sqft
        Source: MetroList Services of CA #226065723 Report a problem
        5/27/2026Listed for sale$718,999+0.6%$338/sqft
        Source: MetroList Services of CA #226065723 Report a problem
        9/29/2025Sold$715,000-2.1%$336/sqft
        Source: MetroList Services of CA #225099041 Report a problem
        9/29/2025Pending sale$730,000$343/sqft
        Source: MetroList Services of CA #225099041 Report a problem
        9/10/2025Contingent$730,000$343/sqft
        Source: MetroList Services of CA #225099041 Report a problem
        8/8/2025Listed for sale$730,000+131.7%$343/sqft
        Source: MetroList Services of CA #225099041 Report a problem
        3/1/2012Sold$315,000-2.5%$148/sqft
        Source: MetroList Services of CA #11075371 Report a problem
        12/17/2011Price change$323,000-1.5%$152/sqft
        Source: RE/MAX GOLD #11075371 Report a problem
        12/6/2011Price change$328,000-1.6%$154/sqft
        Source: RE/MAX GOLD #11075371 Report a problem
        11/18/2011Price change$333,500-4.2%$157/sqft
        Source: RE/MAX GOLD #11075371 Report a problem
        10/22/2011Listed for sale$348,000-8.4%$163/sqft
        Source: RE/MAX GOLD #11075371 Report a problem
        12/31/2008Sold$380,000-30.9%$178/sqft
        Source: Public Record Report a problem
        7/11/2006Sold$550,000+65.2%$258/sqft
        Source: Public Record Report a problem
        12/20/2002Sold$333,000+2.5%$156/sqft
        Source: Public Record Report a problem
        11/9/2000Sold$325,000+51.2%$153/sqft
        Source: MetroList Services of CA #142004724 Report a problem
        7/21/1998Sold$215,000$101/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,026 +1.5%$395,643 +2%
        2024$4,952 +1.7%$387,886 +2%
        2023$4,868 -0.2%$380,282 +2%
        2022$4,879 +1.7%$372,827 +2%
        2021$4,799 +0.2%$365,518 +1%
        2020$4,788 $361,771 +2%
        2019$4,788 +4.4%$354,678 +2%
        2018$4,587 -0.5%$347,724 +2%
        2017$4,608 +2%$340,907 +2%
        2016$4,518 +1.7%$334,224 +1.5%
        2015$4,441 +1.3%$329,204 +2%
        2014$4,384 $322,757 +4.5%
        2013-- $309,000 +1.6%
        2012-- $304,000
        2011-- $304,000 -0.1%
        2010-- $304,446 -19.9%
        2009-- $380,000 -8.5%
        2008-- $415,155 -16.1%
        2007-- $495,000 +40.3%
        2006-- $352,919 +2%
        2005-- $346,000 +2%
        2004-- $339,217 +1.9%
        2003-- $333,000 +0.5%
        2002-- $331,500 +2%
        2001-- $325,000 +48.2%
        2000-- $219,300
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 95746

        Getting around

        28 / 100
        Car-Dependent
        40 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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