Start your day with coastal convenience and end it surrounded by nature--this Cameron Plan by Windsor Homes is situated on a fenced lot that backs to mature woods, creating a scenic backdrop and added separation from neighboring properties. Located in a socially active neighborhood with shared amenities and opportunities to connect, this two-story home features 4 bedrooms and 3 full bathrooms. Just off the foyer, a first-floor guest bedroom provides flexibility for visitors or a home office, with a full bathroom nearby. The open-concept main living area offers a natural flow while maintaining defined spaces. The living room centers on a gas log fireplace, while the kitchen includes white Shaker-style cabinets, granite countertops, a subway tile backsplash, stainless steel appliances, a central island, and a corner pantry. Upstairs, the primary suite features a large walk-in closet, double-sink vanity, walk-in shower, and water closet. Two additional guest bedrooms and a full bathroom are also located on the second floor, including one bedroom with a walk-in closet. The laundry room is conveniently located upstairs, and the bonus room provides space for a home gym, media room, or hobby area. A sliding door from the dining area opens to a covered deck overlooking the wooded back yard. With trees extending beyond the fence line, the outdoor space offers a natural setting for relaxing, entertaining, or enjoying your morning coffee. An adjoining open-air deck section provides room for grilling. The home is within walking distance of the community pool and minutes from shopping, dining, Topsail Beach access, and area military bases.
For sale
Price cut: $3K (5/20)
$445,000
1005 Terraces Lane, Hampstead, NC 28443
4beds
2,040sqft
Single Family Residence
Built in 2022
7,405 Square Feet Lot
$441,700 Zestimate®
$218/sqft
$90/mo HOA
What's special
Gas log fireplaceWhite shaker-style cabinetsCentral islandWalk-in showerGranite countertopsScenic backdropSubway tile backsplash
- 82 days |
- 416 |
- 35 |
Zillow last checked:
Listing updated:
Listed by:
The Cameron Team 910-233-2840,
Coldwell Banker Sea Coast Advantage,
Ashley Pierce 910-617-1500,
Coldwell Banker Sea Coast Advantage
Source: Hive MLS,MLS#: 100565604
Originating MLS: Cape Fear Realtors MLS, Inc.
Originating MLS: Cape Fear Realtors MLS, Inc.Loading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Dining Room, Living Room, Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bonus Room
Primary bedroom
- Level: Second
- Dimensions: 14 x 14
Bedroom 2
- Level: First
- Dimensions: 9 x 13
Bedroom 3
- Level: Second
- Dimensions: 14 x 12
Bedroom 4
- Level: Second
- Dimensions: 10 x 12
Bonus room
- Level: Second
- Dimensions: 11 x 20
Dining room
- Level: First
- Dimensions: 10 x 14
Kitchen
- Level: First
- Dimensions: 10 x 19
Living room
- Level: First
- Dimensions: 13 x 14
Heating
- Heat Pump, Electric
Cooling
- Central Air, Heat Pump
Appliances
- Included: Gas Oven, Gas Cooktop
- Laundry: Laundry Room
Features
- Walk-in Closet(s), Tray Ceiling(s), Kitchen Island, Ceiling Fan(s), Pantry, Walk-in Shower, Blinds/Shades, Gas Log, Walk-In Closet(s)
- Flooring: LVT/LVP, Carpet, Tile
- Basement: None
- Attic: Scuttle
- Has fireplace: Yes
- Fireplace features: Gas Log
Interior area
- Total structure area: 2,040
- Total interior livable area: 2,040 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Paved
- Attached garage spaces: 2
Features
- Levels: Two
- Patio & porch: Covered, Deck, Porch
- Exterior features: Cluster Mailboxes
- Fencing: Wood
- Has view: Yes
- View description: See Remarks
- Waterfront features: None
- Frontage type: See Remarks
Lot
- Size: 7,405 Square Feet
- Dimensions: 60*118*61*129
- Features: Interior Lot
Details
- Parcel number: 42158771690000
- Zoning: RP
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Wood Frame
- Foundation: Slab
- Roof: Architectural Shingle
Condition
- New construction: No
- Year built: 2022
Utilities & green energy
- Sewer: County Sewer
- Water: County Water
- Utilities for property: Natural Gas Connected, Sewer Connected, Water Connected
Green energy
- Green verification: None
Community & HOA
Community
- Security: Security System, Smoke Detector(s)
- Subdivision: The Terraces
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Pool, Maintenance Common Areas, Maintenance Grounds, Sidewalks
- HOA fee: $1,080 annually
- HOA name: The Terraces HOA
- HOA phone: 910-509-7281
Location
- Region: Hampstead
Financial & listing details
- Price per square foot: $218/sqft
- Tax assessed value: $248,195
- Annual tax amount: $3,077
- Date on market: 4/8/2026
- Cumulative days on market: 82 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Paved
Estimated market value
$441,700
$420,000 - $464,000
$2,599/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/20/2026 | Price change | $445,000-0.7%$218/sqft |
Source:  Hive MLS #100565604 Report a problem | ||
| 4/8/2026 | Listed for sale | $448,000+8.1%$220/sqft |
Source: Hive MLS #100565604 Report a problem | ||
| 11/2/2022 | Sold | $414,485+5%$203/sqft |
Source: Hive MLS #100313841 Report a problem | ||
| 2/24/2022 | Pending sale | $394,900$194/sqft |
Source: Hive MLS #100313841 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,060 | $402,784 +62.3% |
| 2024 | $2,060 | $248,195 |
| 2023 | $2,060 +516.9% | $248,195 +448.2% |
| 2022 | $334 | $45,276 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 28443
Nearby schools
GreatSchools rating
- 7/10Surf City ElementaryGrades: PK-5Distance: 2.3 mi
- 9/10Surf City MiddleGrades: 6-8Distance: 2.3 mi
- 8/10Topsail High SchoolGrades: 9-12Distance: 5.5 mi
Schools provided by the listing agent
- Elementary: Surf City
- Middle: Surf City
- High: Topsail
Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- North Carolina
- Pender County
- Hampstead
- 28443
- 1005 Terraces Lane
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