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For sale
  • $819,000

    101 Wards Ln, Saint Marys, GA 31558

    4beds
    2,773sqft
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    Single Family Residence
    Built in 2017
    0.48 Acres Lot
    $790,600 Zestimate®
    $295/sqft
    $190/mo HOA

    What's special

    Timeless southern architectureSophisticated modern finishesSoaring ceilingsAttached two-car garageInviting open floor planAbundant natural lightWraparound covered porch
    Experience the pinnacle of coastal luxury in this exceptional custom-built residence located within the prestigious, gated waterfront community of Cumberland Harbour. Perfectly positioned on a beautifully landscaped 0.48-acre homesite, this stunning 4-bedroom, 3-bath home offers approximately 2,773 square feet of thoughtfully designed living space, blending timeless Southern architecture with sophisticated modern finishes. An inviting open floor plan welcomes you with soaring ceilings, abundant natural light, designer tile flooring, upgraded carpeting, and elegant architectural details throughout. The gourmet kitchen is designed for both everyday living and effortless entertaining, featuring an oversized island with additional seating, premium finishes, and seamless flow into the spacious living areas. Host family and friends with ease in the impressive formal dining room, large enough to accommodate gatherings of 12 or more, while the adjacent wet bar and wine station create the perfect space for entertaining. A sunny breakfast area overlooks the beautifully landscaped grounds, offering peaceful views of the expansive paver patio and private backyard. The luxurious main-level owner's suite is a true retreat, featuring dual walk-in closets, dual vanities, a custom floor-to-ceiling mirrored medicine cabinet, an oversized tiled walk-in shower, and private access through glass doors to the wraparound covered porch—an ideal place to enjoy morning coffee or evening breezes. A private upstairs suite with its own full bath offers exceptional flexibility as a guest retreat, executive home office, media room, creative studio, or private space for teenagers or extended family. This home is loaded with premium upgrades, including automated Hunter Douglas remote-controlled window coverings, a tankless water heater, expansive pocket sliding glass doors that seamlessly blend indoor and outdoor living, a private irrigation well with a full sprinkler system, and beautifully maintained landscaping. One of the property's most impressive features is the rare combination of an attached two-car garage plus a detached, fully air-conditioned two-car garage. This versatile space is ideal for car collectors, boating enthusiasts, a workshop, home gym, future guest quarters, or potential in-law suite conversion. Step outside to the spacious covered lanai where pocketing sliding doors create the perfect indoor-outdoor entertaining experience, all overlooking a serene, private backyard surrounded by natural beauty. Located behind the gates of Cumberland Harbour, residents enjoy an unparalleled coastal lifestyle with 24-hour manned security and exceptional resort-style amenities, including multiple pools, tennis and pickleball courts, a state-of-the-art fitness center, playgrounds, miles of walking and biking trails, community day docks, and kayak launches with direct access to Georgia's breathtaking waterways. This extraordinary home offers the perfect balance of luxury, comfort, and the unmatched lifestyle that makes Cumberland Harbour one of Coastal Georgia's premier communities.
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    Zillow last checked:

    Listing updated:

    Listed by:

    Melissa Johnson 912-390-1743,

    St Marys Realty Inc Island Si

    Source: Scout MLS,MLS#: 2001126

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Heating
      • Central, Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Cooktop, Double Oven, Dishwasher, Refrigerator, Range Hood, Wine Cooler, Wall Oven
      • Laundry: Laundry Room
      Features
      • Built-in Features, Ceiling Fan(s), Double Vanity, High Ceilings, Pantry, Walk-In Closet(s), Dressing Area, Shower Only, Primary on First Floor, Primary Suite, Breakfast Bar
      • Flooring: Carpet, Tile
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: Family Room
      Interior area
      • Total interior livable area: 2,773 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 4
      • Parking features: Detached, Garage Door Opener
      • Garage spaces: 4
      Features
      • Patio & porch: Covered, Patio, Porch, Wrap Around
      Lot
      • Size: 0.48 Acres
      Details
      • Parcel number: 160C 439
      • Zoning description: Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type
      • Roof: Shingle
      Condition
      • As Is
      • Year built: 2017
      Details
      • Warranty included: Yes

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Phone Available, Sewer Available, Underground Utilities, Water Available, Water Connected

      Community & HOA

      Community
      • Features: Street Lights, Sidewalks, Pickleball
      • Subdivision: Cumberland Harbour
      HOA
      • Has HOA: Yes
      • Amenities included: Barbecue, Fitness Center, Gated, Management, Playground, Pool, Tennis Court(s), RV/Boat Storage
      • Services included: Other
      • HOA fee: $2,275 annually
      • HOA name: Cumberland Harbour POA
      • HOA phone: 912-576-5602
      Location
      • Region: Saint Marys

      Financial & listing details

      • Price per square foot: $295/sqft
      • Tax assessed value: $782,397
      • Annual tax amount: $5,276
      • Date on market: 7/9/2026
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $790,600

        $751,000 - $830,000

        $2,842/mo

        Price history

        DateEventPrice
        7/9/2026Listed for sale$819,000-1.3%$295/sqft
        Source: Scout MLS #2001126 Report a problem
        6/29/2026Listing removed$829,900$299/sqft
        Source: GAMLS #10729546 Report a problem
        4/10/2026Listed for sale$829,900-3.5%$299/sqft
        Source: GAMLS #10729546 Report a problem
        4/1/2026Listing removed$860,000$310/sqft
        Source: GAMLS #10690599 Report a problem
        2/12/2026Listed for sale$860,000-2.3%$310/sqft
        Source: GAMLS #10690599 Report a problem
        2/7/2026Listing removed$880,000$317/sqft
        Source: GAMLS #10650438 Report a problem
        12/23/2025Price change$880,000-2.2%$317/sqft
        Source: GAMLS #10650438 Report a problem
        11/28/2025Listed for sale$899,900-5.3%$325/sqft
        Source: GAMLS #10650438 Report a problem
        11/18/2025Listing removed$950,000$343/sqft
        Source: Scout MLS #1655945 Report a problem
        11/2/2025Price change$950,000-1%$343/sqft
        Source: Scout MLS #1655945 Report a problem
        9/23/2025Price change$960,000-2%$346/sqft
        Source: Scout MLS #1655945 Report a problem
        9/3/2025Listed for sale$980,000$353/sqft
        Source: Scout MLS #1655945 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,253 -0.4%$312,959 +4.4%
        2024$5,276 -5%$299,661 +3.8%
        2023$5,555 +5.2%$288,763 +31.4%
        2022$5,282 -0.8%$219,713 +24.5%
        2021$5,323 +24.4%$176,528 +4.2%
        2020$4,278 -29.7%$169,368
        2019$6,087 $169,368
        2018$6,087 +137.6%$169,368 +1593.7%
        2017$2,562 +755.7%$10,000
        2016$299 $10,000
        2015$299 +116.1%$10,000 +108.3%
        2014$139 $4,800 -52%
        2013$139 $10,000
        2012-- --
        2011-- --
        2010-- --
        2009-- $61,925 -3%
        2008-- $63,840
        2007-- $63,840
        2006-- $63,840
        2005-- $63,840
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 31558

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: St. Marys Elementary
        • Middle: St. Marys Middle School
        • High: Camden County

        Source: Scout MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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