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For sale
  • Price cut: $5K (4/15)
    $349,900

    10151 SW 41st Ter, Ocala, FL 34476

    3beds
    2,055sqft
    : 
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    Single Family Residence
    Built in 2004
    0.46 Acres Lot
    $343,500 Zestimate®
    $170/sqft
    $-- HOA

    What's special

    Comfortable family roomMultiple living spaces
    If you've been waiting for an affordable home that offers space, freedom, and no HOA restrictions — this is your moment. Opportunities like this are limited, especially in Ocala Waterway Estates. This 3-bedroom, 2-bath home sits on an oversized .46-acre cul-de-sac lot and may qualify for possible down payment assistance, USDA financing — making homeownership more attainable than ever. Even better — roof was installed in March 2024, giving you peace of mind from day one. The fully fenced yard with vinyl privacy fencing offers the freedom to truly enjoy your property — perfect for pets, outdoor projects, entertaining, or simply relaxing without HOA rules. Inside, you'll love the flexibility of multiple living spaces, including a formal living room, comfortable family room, and a bonus room ideal for a home office, game room, or potential fourth bedroom. The kitchen opens into a spacious, air-conditioned living area that naturally becomes the heart of the home. Two bedrooms feature private access to a screened porch — a fantastic setup for guests, roommates, or multi-generational living. Plus, with two screened porches, you can enjoy Florida mornings and evenings year-round. Need extra space? A screened block building with plumbing and electricity creates endless possibilities — workshop, studio, guest space, or even a home-based business. Front and rear irrigation systems help keep the yard green and low-maintenance. Ask about the lender-paid 1-year buydown — your first year could come with a reduced rate, putting more money back in your pocket from day one. Homes offering this much land, flexibility, no HOA, and financing potential are rare. Schedule your private showing today and come see why this one stands out — before someone else grabs it!
    171 days
    |
    713
    |
    47
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Jennifer Hay 352-207-3600,

    AXEN REALTY, LLC 480-399-1218

    Source: Stellar MLS,MLS#: OM716750MLS LogoOriginating MLS: Orlando Regional

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 217.5 Square Feet
      • Dimensions: 15x14.5
      Other
      • Features: Built-in Closet
      • Level: First
      • Area: 110 Square Feet
      • Dimensions: 10x11
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      • Area: 144 Square Feet
      • Dimensions: 12x12
      Bedroom 3
      • Features: Built-in Closet
      • Level: First
      • Area: 121 Square Feet
      • Dimensions: 11x11
      Primary bathroom
      • Level: First
      • Area: 93.5 Square Feet
      • Dimensions: 11x8.5
      Bathroom 2
      • Level: First
      • Area: 40 Square Feet
      • Dimensions: 5x8
      Dining room
      • Level: First
      • Area: 132 Square Feet
      • Dimensions: 11x12
      Family room
      • Level: First
      • Area: 231 Square Feet
      • Dimensions: 21x11
      Kitchen
      • Level: First
      • Area: 154 Square Feet
      • Dimensions: 11x14
      Laundry
      • Level: First
      • Area: 40 Square Feet
      • Dimensions: 8x5
      Living room
      • Level: First
      • Area: 330 Square Feet
      • Dimensions: 15x22
      Heating
      • Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dryer, Washer
      • Laundry: Laundry Room
      Features
      • Ceiling Fan(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor
      • Flooring: Carpet
      • Doors: Outdoor Kitchen
      • Has fireplace: No
      Interior area
      • Total structure area: 2,055
      • Total interior livable area: 2,055 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Outdoor Kitchen
      Lot
      • Size: 0.46 Acres
      Details
      • Additional structures: Other, Storage, Workshop
      • Parcel number: 3578030023
      • Zoning: R1
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2004

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Electricity Available, Water Available

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: OCALA WATERWAY ESTATE
      HOA
      • Has HOA: No
      Location
      • Region: Ocala

      Financial & listing details

      • Price per square foot: $170/sqft
      • Tax assessed value: $325,761
      • Annual tax amount: $2,170
      • Date on market: 1/15/2026
      • Cumulative days on market: 332 days
      • Listing terms: Cash,Conventional,FHA,Other,USDA Loan,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $343,500

        $326,000 - $361,000

        $2,007/mo

        Price history

        DateEventPrice
        4/15/2026Price change$349,900-1.4%$170/sqft
        Source: Stellar MLS #OM716750 Report a problem
        3/3/2026Price change$354,900-1.4%$173/sqft
        Source: Stellar MLS #OM716750 Report a problem
        1/28/2026Listed for sale$359,900$175/sqft
        Source: Stellar MLS #OM716750 Report a problem
        1/28/2026Pending sale$359,900$175/sqft
        Source: Stellar MLS #OM716750 Report a problem
        1/15/2026Listed for sale$359,900$175/sqft
        Source: Stellar MLS #OM716750 Report a problem
        12/11/2025Listing removed$359,900$175/sqft
        Source: Stellar MLS #OM704017 Report a problem
        9/10/2025Price change$359,900-1.4%$175/sqft
        Source: Stellar MLS #OM704017 Report a problem
        7/31/2025Price change$365,000-1.4%$178/sqft
        Source: Stellar MLS #OM704017 Report a problem
        7/10/2025Price change$370,000-1.3%$180/sqft
        Source: Stellar MLS #OM704017 Report a problem
        6/20/2025Listed for sale$375,000+5.6%$182/sqft
        Source: Stellar MLS #OM704017 Report a problem
        7/11/2024Listing removed$354,990$173/sqft
        Source: Stellar MLS #OM666416 Report a problem
        4/12/2024Listing removed--
        Source: Stellar MLS #OM666416 Report a problem
        2/20/2024Price change$354,990-3.3%$173/sqft
        Source: Stellar MLS #OM666416 Report a problem
        11/17/2023Price change$367,000-0.8%$179/sqft
        Source: Stellar MLS #OM666416 Report a problem
        10/19/2023Listed for sale$369,999+181.4%$180/sqft
        Source: Stellar MLS #OM666416 Report a problem
        10/22/2003Sold$131,500+7205.6%$64/sqft
        Source: Public Record Report a problem
        2/2/2001Sold$1,800$1/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,170 +2.7%$157,997 +3%
        2023$2,114 -0.5%$153,395 +3%
        2022$2,125 +0.3%$148,927 +3%
        2021$2,118 +0.9%$144,589 +1.4%
        2020$2,100 +1.6%$142,593 +2.3%
        2019$2,067 $139,387 +1.9%
        2018$2,067 +7%$136,788 +2.1%
        2017$1,932 +1.6%$133,975 +2.1%
        2016$1,902 $131,219 +0.7%
        2015$1,902 +5.9%$130,307 +0.8%
        2014$1,795 +2.6%$129,273 +1.5%
        2013$1,751 -6.9%$127,363 -6%
        2012$1,881 -6.8%$135,544 -5.9%
        2011$2,018 +3.2%$144,101 -1.6%
        2010$1,955 +5.6%$146,491 +2.7%
        2009$1,851 +1.6%$142,640 +0.1%
        2008$1,823 -6.4%$142,498 +3%
        2007$1,947 -6.2%$138,348 +2.5%
        2006$2,074 +656.2%$134,974 +3%
        2005$274 $131,043 +842.1%
        2004$274 -1.4%$13,910 +13%
        2002$278 +626.2%$12,305 +1050%
        2001$38 $1,070
        2000$38 $1,070

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 34476

        Getting around

        0 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hammett Bowen Jr. Elementary
        • Middle: Liberty Middle School
        • High: West Port High School

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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