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For sale
    • Price cut: $10K (10/25)
    $305,000

    10328 CELTIC ASH DRIVE, RUSKIN, FL 33573

    4beds
    1,938sqft
    : 
    $2,208/mo
    Get pre-qualified
    Single Family Residence
    Built in 2008
    0.29 Acres Lot
    $-- Zestimate®
    $157/sqft
    $13/mo HOA

    What's special

    Oversized premium homesiteAbundant natural lightOpen-concept floor planBeautiful pond viewsCovered patioFull appliance packageAmple cabinetry
    Virtually Staged. USDA GOVERNMENT-BACKED LOAN OPPORTUNITY! QUALIFIED BUYERS MAY BE ABLE TO PURCHASE WITH ZERO DOWN PAYMENT! You don't have to be a first-time homebuyer to take advantage of this financing option! Virtually Staged. Welcome to 10328 Celtic Ash Drive in the desirable Belmont community of Ruskin! Situated on an oversized premium homesite with beautiful pond views, this 4-bedroom, 2-bathroom home offers approximately 1,938 square feet of living space, a 2-car garage, and an opportunity to create something truly special. Inside, you'll find an open-concept floor plan with abundant natural light and a split-bedroom layout that provides privacy for the primary suite. The spacious living and dining areas flow together, while the kitchen features a breakfast bar, a full appliance package, ample cabinetry, and a pantry. Three additional bedrooms provide flexibility for guests, a home office, or whatever suits your needs. Step outside to the covered patio and enjoy peaceful pond views overlooking your expansive backyard. With over a quarter of an acre, there's plenty of room to relax, entertain, garden, or create your own outdoor retreat. This home is a diamond in the rough, offering an opportunity for buyers who recognize the value of a great location, a generous lot, and a functional floor plan. The property needs TLC and updating, but for someone willing to put in a little work, it's a chance to make a home truly their own without paying a premium for someone else's design choices. Belmont residents enjoy resort-style community amenities, including a clubhouse, two swimming pools, basketball and tennis courts, a playground, dog park, and scenic walking trails. Conveniently located near I-75, US-301, shopping, restaurants, schools, and hospitals, with access to Tampa, Sarasota, MacDill Air Force Base, and Gulf Coast beaches. Whether you're looking for an opportunity to enter the housing market at an attractive price point or a property you can transform to fit your vision, this home deserves a closer look. Schedule your private showing today! If you have questions about USDA financing call today!
    7 days
    360
    23

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Jennifer Messina 813-495-7238,

    KELLER WILLIAMS TAMPA PROPERTIES 813-264-7754

    Source: Stellar MLS,MLS#: TB8558368MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Dining Room, Living Room, Utility Room
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 225 Square Feet
      • Dimensions: 15x15
      Kitchen
      • Level: First
      • Area: 150 Square Feet
      • Dimensions: 15x10
      Living room
      • Level: First
      • Area: 500 Square Feet
      • Dimensions: 20x25
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator
      • Laundry: Inside
      Features
      • Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s)
      • Flooring: Ceramic Tile, Laminate
      • Doors: Sliding Doors
      • Has fireplace: No
      Interior area
      • Total structure area: 2,388
      • Total interior livable area: 1,938 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: Driveway, Garage Door Opener
      • Has attached garage: Yes
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions: 20x21
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Private Mailbox, Sidewalk, Sprinkler Metered
      • Has view: Yes
      • View description: Water, Pond
      • Has water view: Yes
      • Water view: Water,Pond
      • Waterfront features: Pond
      Lot
      • Size: 0.29 Acres
      • Dimensions: 103.05 x 124
      Details
      • Parcel number: U19312099D00000500062.0
      • Zoning: PD
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Block
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2008

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

      Community & HOA

      Community
      • Features: Deed Restrictions, Dog Park, Park, Playground, Tennis Court(s)
      • Pet fee: $0 monthly
      • Subdivision: BELMONT PH 1A
      HOA
      • Has HOA: Yes
      • Amenities included: Basketball Court, Park, Pool, Recreation Facilities, Tennis Court(s), Trail(s)
      • Services included: Community Pool, Recreational Facilities
      • HOA fee: $13 monthly
      • HOA name: Home River Group
      • HOA phone: 813-600-5090
      Location
      • Region: Ruskin

      Financial & listing details

      • Price per square foot: $157/sqft
      • Tax assessed value: $377,049
      • Annual tax amount: $4,681
      • Date on market: 10/18/2026
      • Cumulative days on market: 64 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        10/25/2026Price change$305,000-3.2%$157/sqft
        Source: Stellar MLS #TB8558368 Report a problem
        10/18/2026Listed for sale$315,000-3.1%$163/sqft
        Source: Stellar MLS #TB8558368 Report a problem
        9/30/2026Listing removed$325,000$168/sqft
        Source: Stellar MLS #TB8535071 Report a problem
        9/10/2026Price change$325,000-1.5%$168/sqft
        Source: Stellar MLS #TB8535071 Report a problem
        8/29/2026Price change$330,000-2.9%$170/sqft
        Source: Stellar MLS #TB8535071 Report a problem
        8/19/2026Price change$340,000-2.9%$175/sqft
        Source: Stellar MLS #TB8535071 Report a problem
        8/11/2026Price change$350,000-2.5%$181/sqft
        Source: Stellar MLS #TB8535071 Report a problem
        8/3/2026Listed for sale$359,000-6.8%$185/sqft
        Source: Stellar MLS #TB8535071 Report a problem
        9/30/2025Listing removed$385,000$199/sqft
        Source: Stellar MLS #TB8351033 Report a problem
        2/15/2025Listed for sale$385,000+2.7%$199/sqft
        Source: Stellar MLS #TB8351033 Report a problem
        2/1/2025Listing removed$375,000$193/sqft
        Source: Stellar MLS #T3503371 Report a problem
        8/2/2024Price change$375,000+4.2%$193/sqft
        Source: Stellar MLS #T3503371 Report a problem
        6/14/2024Listed for sale$360,000+5.9%$186/sqft
        Source: Stellar MLS #T3534296 Report a problem
        5/22/2024Listing removed--
        Source: Stellar MLS #T3503371 Report a problem
        5/20/2024Price change$339,900-15%$175/sqft
        Source: Stellar MLS #T3503371 Report a problem
        2/8/2024Listed for sale$399,900+3.9%$206/sqft
        Source: Stellar MLS #T3503371 Report a problem
        12/3/2023Listing removed--
        Source: Stellar MLS #T3457164 Report a problem
        11/7/2023Price change$385,000+5.5%$199/sqft
        Source: Stellar MLS #T3457164 Report a problem
        10/2/2023Price change$365,000-8.5%$188/sqft
        Source: Stellar MLS #T3457164 Report a problem
        8/25/2023Price change$399,000-7.2%$206/sqft
        Source: Stellar MLS #T3457164 Report a problem
        7/18/2023Price change$429,900-1.2%$222/sqft
        Source: Stellar MLS #T3457164 Report a problem
        7/7/2023Listed for sale$435,000+82%$224/sqft
        Source: Stellar MLS #T3457164 Report a problem
        7/14/2020Listing removed$239,000$123/sqft
        Source: QUICKSILVER REAL ESTATE GROUP #T3241328 Report a problem
        5/9/2020Listed for sale$239,000+4.4%$123/sqft
        Source: QUICKSILVER REAL ESTATE GROUP #T3241328 Report a problem
        2/26/2015Listing removed$229,000+32.8%$118/sqft
        Source: FLORIDA INVEST REALTY LLC (771082) #T2624865 Report a problem
        10/7/2008Sold$172,400$89/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,682 +7.6%$150,648 +2.9%
        2024$4,349 +9.8%$146,402 +3%
        2023$3,960 +6.1%$142,138 +3%
        2022$3,733 +7.2%$137,998 +3%
        2021$3,483 +2.4%$133,979 +1.4%
        2020$3,401 +2.7%$132,129 +2.3%
        2019$3,311 $129,158 +1.9%
        2018$3,311 +14.5%$126,750 -31.8%
        2017$2,892 +1.2%$185,833 +52.8%
        2016$2,858 +3.3%$121,590 +0.7%
        2015$2,767 +0.2%$120,745 +0.8%
        2014$2,761 $119,787 +1.5%
        2013$2,761 +15%$118,017 +1.7%
        2012$2,401 -11%$116,044 -11.1%
        2011$2,698 -13.4%$130,540 -14.3%
        2010$3,114 -10.5%$152,234 -3%
        2009$3,479 +44.8%$156,888 -23.1%
        2008$2,402 +477.7%$204,091 +1625.9%
        2007$416 $11,825
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: Belmont

        Getting around

        19 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Belmont Elementary School
        • Middle: Eisenhower-HB
        • High: Sumner High School

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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