Pending

$199,900

1043-1045 Minnesota St, Waterloo, IA 50702

4beds

2baths

3,420sqft

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Duplex

Built in 1972

-- sqft lot

$192,900 Zestimate^®

$58/sqft

$-- HOA

What's special

Updated hvac systemsTwo comfortable bedrooms

Investor Alert! Opportunities like this don't come along often. This well-maintained, long-time owned duplex offers excellent potential for both first-time investors and experienced real estate professionals looking to expand their portfolio. Each unit features a spacious living room, a functional kitchen and dining area, two comfortable bedrooms, and a full bathroom. The full unfinished basements provide abundant storage space and laundry area for added convenience. Additional highlights include updated HVAC systems and separately metered utilities, making property management and tenant billing straightforward and efficient. Whether you're seeking a solid income-producing asset or a valuable addition to your investment portfolio, this duplex is one you won't want to miss!

22 days

357

41

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 2

Heating

Forced Air, Natural Gas

Cooling

Central Air

Appliances

Laundry: Laundry Room, Lower Level

Features

Basement: Block,Interior Entry

Interior area

Total structure area: 3,420
Total interior livable area: 3,420 sqft
Finished area above ground: 1,710
Finished area below ground: 1,710

Property

Parking

Total spaces: 4
Parking features: Attached, Garage
Uncovered spaces: 4

Features

Levels: One

Lot

Size: 7,300 Square Feet
Dimensions: 100.00 x 73.00

Details

Parcel number: 891336327005
Zoning: R-1
Special conditions: Standard

Construction

Type & style

Home type: MultiFamily
Property subtype: Duplex

Materials

Aluminum Siding
Roof: Asphalt

Condition

Year built: 1972

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Separate Meters

Community & HOA

Location

Region: Waterloo

Financial & listing details

Price per square foot: $58/sqft
Tax assessed value: $208,210
Annual tax amount: $4,186
Date on market: 6/15/2026
Cumulative days on market: 22 days
Lease term: Other
Tenant pays: Electricity, Trash Collection, Gas, Heat, Water

Estimated market value

$192,900

$183,000 - $203,000

$971/mo

Price history

Date	Event	Price
6/22/2026	Pending sale	$199,900$58/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20262684 Report a problem
6/15/2026	Listed for sale	$199,900$58/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20262684 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: Liberty Park

Getting around

63 / 100

Somewhat Walkable

24 / 100

Minimal Transit

43 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

3/10
Kittrell Elementary School
Grades: PK-5Distance: 0.3 mi
6/10
Hoover Middle School
Grades: 6-8Distance: 1.8 mi
3/10
West High School
Grades: 9-12Distance: 1.1 mi

Schools provided by the listing agent

Elementary: Lou Henry
Middle: Hoover Intermediate
High: West High

Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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