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Pending
    • $985,000

    1046 Elm Grove Ln, North, VA 23128

    4beds
    2,652sqft
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    Single Family Residence
    Built in 1987
    3.34 Acres Lot
    $949,100 Zestimate®
    $371/sqft
    $-- HOA

    What's special

    Light oak hardwood floorsOutdoor lighting
    Welcome to "True North" a Premier Waterfront home that is situated conveniently between the towns of Mathews & Gloucester & includes 300' of Sandy Shoreline on the Historic North River. Beautiful Sunset Views over the water are one of the best of many features of this fine property. This property sits on 3.34 Acres of land & features lots of privacy. The atmosphere is one of Peace & Quiet. Just sitting on the back Deck looking at the water & listening to the water ripples as the Waves come crashing to the Shore is my favorite part! There's a 10zone irrigation system,a Whole House Generator & a 4 inch Well. The Large Family Rm off the Kitchen has windows that allow for the most beautiful views & brings the outdoor nature inside to enjoy! There are Water Views from almost every room. The Home includes 4 Bedrooms & 3 full baths. Beautiful Foyer w/Formal Dining Room large enough to Entertain a Crowd! The Master is on the east end of the Home & is very Spacious w/Dressing area, very Large Walkin Closet, soaking tub & a beautiful tiled shower. The Kitchen is custom w/more than ample storage, stainless steel appliances, large work area, breakfast bar that sits 4 & room for an Island. A Desk is in the Kitchen for recipes, planning & a great work space for computer work at home. The Guest Bed Rooms are all very spacious & well decorated. The Home is freshly painted & the Light Oak Hardwood Floors are absolutely beautiful. There's a lot Storage in the Home & an attached 2Car Garage w/interior door located near the Kitchen.One of the best parts of the home is the good size screened in porch located off of the Living room & Master suite which Overlooks the River Many features of the home consist of Bosch HeatPump, 10,000 lb Boat Lift, piers to 5-6'MLW, BoatSlip, Riprap,extra Floating Dock w/Ladder for Kayak launches. Oysters found here! Fireplace in Living room, Tile in kitchen& Baths, Solar Shades at back deck overlooks H2O, Outdoor Lighting & Custom Cabinetry throughtout.The property is beautifully maintained. Call to see!
    11 days
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    626
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    40
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    Zillow last checked:

    Listing updated:

    Listed by:

    Deborah A Morgan 804-815-8621,

    Morgan & Edwards Real Estate 804-725-1951

    Source: Chesapeake Bay & Rivers AOR,MLS#: 202601225Originating MLS: Chesapeake Bay Area MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Description: OnSuiteBath,WalkinLrgCloset/Porch
      • Level: First
      • Dimensions: 17.0 x 13.5
      Bedroom 2
      • Description: BunkRm Sleeps 5, Builtin Bookcase
      • Level: First
      • Dimensions: 0 x 0
      Bedroom 3
      • Description: Great Water Views
      • Level: First
      • Dimensions: 0 x 0
      Bedroom 4
      • Description: Awesome Water View
      • Level: First
      • Dimensions: 0 x 0
      Dining room
      • Description: Beautiful Large Room
      • Level: First
      • Dimensions: 13.0 x 12.5
      Foyer
      • Description: Large and Open
      • Level: First
      • Dimensions: 0 x 0
      Great room
      • Description: ViewsWater Spectacular/Fireplace
      • Level: First
      • Dimensions: 26.0 x 20.0
      Kitchen
      • Description: VeryLrge/PictureWindow H2O Views
      • Level: First
      • Dimensions: 18.0 x 13.5
      Heating
      • Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dryer, Dishwasher, Exhaust Fan, Electric Cooking, Electric Water Heater, Microwave, Refrigerator, Stove, Washer
      • Laundry: Washer Hookup, Dryer Hookup
      Features
      • Bookcases, Built-in Features, Bedroom on Main Level, Bay Window, Separate/Formal Dining Room, Eat-in Kitchen, Fireplace, Granite Counters, Garden Tub/Roman Tub, Bath in Primary Bedroom, Main Level Primary, Recessed Lighting, Walk-In Closet(s)
      • Flooring: Ceramic Tile, Wood
      • Basement: Crawl Space
      • Attic: Access Only
      • Number of fireplaces: 1
      • Fireplace features: Gas
      Interior area
      • Total interior livable area: 2,652 sqft
      • Finished area above ground: 2,652
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Garage, Oversized
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Front Porch, Screened, Stoop, Deck, Porch
      • Exterior features: Awning(s), Boat Lift, Deck, Dock, Porch
      • Pool features: None
      • Fencing: None
      • On waterfront: Yes
      • Waterfront features: Dock Access, Mooring, Navigable Water, River Front, Bulkhead, Boat Ramp/Lift Access, Waterfront
      • Body of water: North River
      • Frontage length: 300.0000,300.0000
      Lot
      • Size: 3.34 Acres
      • Dimensions: 3.34 Acres +/-
      • Features: Landscaped, Level, Waterfront
      Details
      • Additional structures: Shed(s)
      • Parcel number: 1852
      • Zoning description: RESI
      • Other equipment: Generator

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick, Drywall
      Condition
      • Resale
      • New construction: No
      • Year built: 1987

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well

      Community & HOA

      Community
      • Features: Bulkhead
      • Security: Smoke Detector(s)
      • Subdivision: None
      Location
      • Region: North

      Financial & listing details

      • Price per square foot: $371/sqft
      • Tax assessed value: $698,300
      • Annual tax amount: $4,329
      • Date on market: 7/10/2026
      • Ownership: Individuals
      • Ownership type: Sole Proprietor

        Estimated market value

        $949,100

        $902,000 - $997,000

        $3,012/mo

        Price history

        DateEventPrice
        7/20/2026Pending sale$985,000$371/sqft
        Source: Chesapeake Bay & Rivers AOR #202601225 Report a problem
        7/13/2026Listed for sale$985,000+38.7%$371/sqft
        Source: Chesapeake Bay & Rivers AOR #202601225 Report a problem
        12/6/2021Sold$710,000+6.3%$268/sqft
        Source: Public Record Report a problem
        2/1/2005Sold$668,000$252/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,190 +7.1%$698,300
        2024$3,910 $698,300
        2023$3,910 +27.9%$698,300 +46.1%
        2022$3,058 -0.8%$477,800
        2020$3,082 +12.2%$477,800
        2018$2,747 $477,800
        2017$2,747 -90.1%$477,800
        2015$27,869 --
        2014$27,869 +1048.9%$516,100
        2013$2,426 $516,100
        2012$2,426 $516,100 +22.2%
        2010-- $422,200
        2009-- $422,200
        2008-- $422,200
        2007-- $422,200 +3.9%
        2006$2,154 -37.4%$406,500
        2005$3,440 +69.6%$406,500 +58.3%
        2004$2,029 $256,800
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 23128

        Getting around

        0 / 100
        Car-Dependent
        37 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Mathews
        • Middle: Thomas Hunter
        • High: Mathews

        Source: Chesapeake Bay & Rivers AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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