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For sale
  • $550,000

    1049 S Charles St, Baltimore, MD 21230

    3beds
    2,328sqft
    : 
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    Townhouse
    Built in 1920
    871 Square Feet Lot
    $524,100 Zestimate®
    $236/sqft
    $-- HOA

    What's special

    Renovated modern and light-filledInterior exposed brickWhirlpool tub in bathroomGorgeous hardwood floorsLarge public restroomWonderful store front
    Welcome to 1049 S Charles St! A prime mixed-use (retail/office w/residence) for sale in the very heart and soul of Federal Hill! Renovated, modern & light-filled with 2328 square feet and 3 levels with the 1st floor offering a retail and or office space. This fantastic commercial space offers one of the best locations in all of Baltimore City with a wonderful store front, plenty of storage and a large public restroom. The residence is the 2nd and 3rd floors which consists a of 3-bedroom, 1.5 bath home and or apartment with gorgeous hardwood floors, interior exposed brick, stainless steel appliances in kitchen, and front-load stacked washer and dryer. There’s a whirlpool tub in bathroom. The 3rd bedroom off the kitchen could be a den or office area which is adorned with charming & rustic barn doors for privacy. This location is conveniently a 1/2 block from vibrant Cross Street Market, within walking distance to Federal Hill Park and many local businesses. Easy access to the stadiums, 295, 95, Inner Harbor and other nearby attractions. This is so easy to show!
    155 days
    |
    320
    |
    27
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Braden Maley 410-274-3326,

    Cummings & Co. Realtors (410) 823-0033

    Source: Bright MLS,MLS#: MDBA2198740MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Basement
      • Area: 776
      Heating
      • Forced Air, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Electric Water Heater
      Features
      • Flooring: Hardwood
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 3,104
      • Total interior livable area: 2,328 sqft
      • Finished area above ground: 2,328
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: On Street
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Pool features: None
      Lot
      • Size: 871 Square Feet
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 0323040934B007
      • Zoning: C-1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Townhouse
      • Architectural style: Colonial
      • Property subtype: Townhouse
      Materials
      • Brick
      • Foundation: Stone
      Condition
      • Very Good
      • New construction: No
      • Year built: 1920
      • Major remodel year: 2020

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Available

      Community & HOA

      Community
      • Security: Security Gate
      • Subdivision: Federal Hill Historic District
      HOA
      • Has HOA: No
      Location
      • Region: Baltimore
      • Municipality: Baltimore City

      Financial & listing details

      • Price per square foot: $236/sqft
      • Tax assessed value: $257,400
      • Annual tax amount: $6,075
      • Date on market: 2/6/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple

        Estimated market value

        $524,100

        $498,000 - $550,000

        $2,335/mo

        Price history

        DateEventPrice
        2/6/2026Listed for sale$550,000+105.2%$236/sqft
        Source: Bright MLS #MDBA2198740 Report a problem
        1/21/2026Listing removed$2,100$1/sqft
        Source: Bright MLS #MDBA2189376 Report a problem
        10/30/2025Listed for rent$2,100+10.5%$1/sqft
        Source: Bright MLS #MDBA2189376 Report a problem
        4/10/2020Listing removed$1,900$1/sqft
        Source: RE/MAX Preferred #MDBA502874 Report a problem
        3/12/2020Listed for rent$1,900$1/sqft
        Source: RE/MAX Preferred #MDBA502874 Report a problem
        9/28/2018Sold$268,000-23.4%$115/sqft
        Source: Public Record Report a problem
        8/24/2018Pending sale$349,900$150/sqft
        Source: Berkshire Hathaway HomeServices PenFed Realty #1000047707 Report a problem
        7/10/2018Listed for sale$349,900+245.8%$150/sqft
        Source: Berkshire Hathaway HomeServices PenFed Realty #1000047707 Report a problem
        4/5/2018Sold$101,200-73.3%$43/sqft
        Source: Public Record Report a problem
        3/29/2018Price change$379,500-2.4%$163/sqft
        Source: Berkshire Hathaway HomeServices PenFed Realty #1000047707 Report a problem
        2/5/2018Listed for sale$389,000+248.9%$167/sqft
        Source: Berkshire Hathaway HomeServices PenFed Realty #1000047707 Report a problem
        8/17/2001Sold$111,500+643.3%$48/sqft
        Source: Public Record Report a problem
        11/21/1995Sold$15,000$6/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $257,400 +0.3%
        2024$6,056 +0.3%$256,600 +0.3%
        2023$6,037 +4.3%$255,800
        2022$5,786 +4.5%$255,800 +9.1%
        2021$5,535 +4.7%$234,533 +4.7%
        2020$5,284 +3.3%$223,900
        2019$5,115 +3.4%$223,900 +6.8%
        2018$4,946 +3.5%$209,567 +3.5%
        2017$4,777 -3.6%$202,400 +6.5%
        2016$4,955 $190,000 +7%
        2015$4,955 $177,600
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Federal Hill

        Getting around

        98 / 100
        Walker's Paradise
        88 / 100
        Excellent Transit
        85 / 100
        Very Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Baltimore City Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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