Welcome to 1049 S Charles St! A prime mixed-use (retail/office w/residence) for sale in the very heart and soul of Federal Hill! Renovated, modern & light-filled with 2328 square feet and 3 levels with the 1st floor offering a retail and or office space. This fantastic commercial space offers one of the best locations in all of Baltimore City with a wonderful store front, plenty of storage and a large public restroom. The residence is the 2nd and 3rd floors which consists a of 3-bedroom, 1.5 bath home and or apartment with gorgeous hardwood floors, interior exposed brick, stainless steel appliances in kitchen, and front-load stacked washer and dryer. There’s a whirlpool tub in bathroom. The 3rd bedroom off the kitchen could be a den or office area which is adorned with charming & rustic barn doors for privacy. This location is conveniently a 1/2 block from vibrant Cross Street Market, within walking distance to Federal Hill Park and many local businesses. Easy access to the stadiums, 295, 95, Inner Harbor and other nearby attractions. This is so easy to show!
For sale
$550,000
1049 S Charles St, Baltimore, MD 21230
3beds
2,328sqft
Townhouse
Built in 1920
871 Square Feet Lot
$524,100 Zestimate®
$236/sqft
$-- HOA
What's special
Renovated modern and light-filledInterior exposed brickWhirlpool tub in bathroomGorgeous hardwood floorsLarge public restroomWonderful store front
- 155 days |
- 320 |
- 27 |
Zillow last checked:
Listing updated:
Listed by:
Braden Maley 410-274-3326,
Cummings & Co. Realtors (410) 823-0033
Source: Bright MLS,MLS#: MDBA2198740
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Basement
- Area: 776
Heating
- Forced Air, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Electric Water Heater
Features
- Flooring: Hardwood
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 3,104
- Total interior livable area: 2,328 sqft
- Finished area above ground: 2,328
- Finished area below ground: 0
Property
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Size: 871 Square Feet
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0323040934B007
- Zoning: C-1
- Special conditions: Standard
Construction
Type & style
- Home type: Townhouse
- Architectural style: Colonial
- Property subtype: Townhouse
Materials
- Brick
- Foundation: Stone
Condition
- Very Good
- New construction: No
- Year built: 1920
- Major remodel year: 2020
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Available
Community & HOA
Community
- Security: Security Gate
- Subdivision: Federal Hill Historic District
HOA
- Has HOA: No
Location
- Region: Baltimore
- Municipality: Baltimore City
Financial & listing details
- Price per square foot: $236/sqft
- Tax assessed value: $257,400
- Annual tax amount: $6,075
- Date on market: 2/6/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
Estimated market value
Zestimate®
$524,100
Estimated sales range
$498,000 - $550,000
Rent Zestimate®
$2,335/mo
Price history
| Date | Event | Price |
|---|---|---|
| 2/6/2026 | Listed for sale | $550,000+105.2%$236/sqft |
Source: | ||
| 1/21/2026 | Listing removed | $2,100$1/sqft |
Source: Bright MLS #MDBA2189376 Report a problem | ||
| 10/30/2025 | Listed for rent | $2,100+10.5%$1/sqft |
Source: Bright MLS #MDBA2189376 Report a problem | ||
| 4/10/2020 | Listing removed | $1,900$1/sqft |
Source: RE/MAX Preferred #MDBA502874 Report a problem | ||
| 3/12/2020 | Listed for rent | $1,900$1/sqft |
Source: RE/MAX Preferred #MDBA502874 Report a problem | ||
| 9/28/2018 | Sold | $268,000-23.4%$115/sqft |
Source: Public Record Report a problem | ||
| 8/24/2018 | Pending sale | $349,900$150/sqft |
Source: Berkshire Hathaway HomeServices PenFed Realty #1000047707 Report a problem | ||
| 7/10/2018 | Listed for sale | $349,900+245.8%$150/sqft |
Source: Berkshire Hathaway HomeServices PenFed Realty #1000047707 Report a problem | ||
| 4/5/2018 | Sold | $101,200-73.3%$43/sqft |
Source: Public Record Report a problem | ||
| 3/29/2018 | Price change | $379,500-2.4%$163/sqft |
Source: Berkshire Hathaway HomeServices PenFed Realty #1000047707 Report a problem | ||
| 2/5/2018 | Listed for sale | $389,000+248.9%$167/sqft |
Source: Berkshire Hathaway HomeServices PenFed Realty #1000047707 Report a problem | ||
| 8/17/2001 | Sold | $111,500+643.3%$48/sqft |
Source: Public Record Report a problem | ||
| 11/21/1995 | Sold | $15,000$6/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $257,400 +0.3% |
| 2024 | $6,056 +0.3% | $256,600 +0.3% |
| 2023 | $6,037 +4.3% | $255,800 |
| 2022 | $5,786 +4.5% | $255,800 +9.1% |
| 2021 | $5,535 +4.7% | $234,533 +4.7% |
| 2020 | $5,284 +3.3% | $223,900 |
| 2019 | $5,115 +3.4% | $223,900 +6.8% |
| 2018 | $4,946 +3.5% | $209,567 +3.5% |
| 2017 | $4,777 -3.6% | $202,400 +6.5% |
| 2016 | $4,955 | $190,000 +7% |
| 2015 | $4,955 | $177,600 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Principal & interest
$1,547Mortgage insurance
$0Property taxes
$170Home insurance
$105HOA fees
$0Utilities
Not includedAll calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Federal Hill
Nearby schools
GreatSchools rating
- 7/10Federal Hill Preparatory SchoolGrades: PK-5Distance: 0.2 mi
- 1/10National Academy FoundationGrades: 6-12Distance: 1.6 mi
- 1/10Digital Harbor High SchoolGrades: 9-12Distance: 0.3 mi
Schools provided by the listing agent
- District: Baltimore City Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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