Your Own Private Clearwater Lake Peninsula! Rare opportunity to own 1.3 acres with an incredible 955 feet of shoreline and panoramic water views in nearly every direction. This one-of-a-kind property offers exceptional privacy, mature trees, beach area, and endless shoreline to explore. The 4-bedroom, 3-bath home is thoughtfully designed to maximize lake views from nearly every room. The main level features a stunning great room with soaring vaulted wood ceilings, exposed beams, expansive windows, beautiful hardwood floors, and an impressive floor-to-ceiling stone fireplace. The spacious kitchen offers abundant custom cabinetry, a large center island, and seamless flow into the dining and living areas, making it ideal for entertaining. Just off the living space, the inviting porch provides the perfect spot to relax with a morning coffee, unwind with a book, or enjoy wildlife and water views. The home offers a desirable floor plan with two bedrooms on the main level and two additional bedrooms on the upper level, providing comfortable accommodations for family and guests. The walkout lower level is designed for recreation and gathering, featuring a second stone fireplace, spacious family room, game area, kitchenette with dining space, and direct access to the outdoors. Whether hosting weekend guests or enjoying lake life year-round, this level offers exceptional flexibility and entertainment space. The 3-car tuck-under garage with epoxy floors provides ample storage, while the lakeside shed is perfect for toys and equipment. The shed was significantly improved in 2022 with a new septic and water line connection, the addition of a convenient 3/4 bathroom, and concrete floor for clean, functional storage. With 955 feet of shoreline, panoramic water views, and the rare privacy of your own peninsula, this extraordinary Clearwater Lake property is a one-of-a-kind lakefront retreat.
Active
Price cut: $51K (7/20)
$1,199,000
10604 Montgomery Ave NW, Annandale, MN 55302
4beds
4,275sqft
:
Get pre-qualified$7,252/mo
Single Family
Built in 1976
1.3 Acres Lot
$1,159,700 Zestimate®
$280/sqft
$21/mo HOA
What's special
- 52 days |
- 1,702 |
- 77 |
Zillow last checked:
Listing updated:
Listed by:
Joy Carlson 320-266-1086,
RE/MAX Advantage Plus,
Marci Segner 320-266-1084
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7053954
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
Bedroom
- Level: Main
- Area: 195 Square Feet
- Dimensions: 13x15
Bedroom 2
- Level: Main
- Area: 182 Square Feet
- Dimensions: 13x14
Bedroom 3
- Level: Upper
- Area: 182 Square Feet
- Dimensions: 13x14
Bedroom 4
- Level: Upper
- Area: 182 Square Feet
- Dimensions: 13x14
Dining room
- Level: Main
- Area: 208 Square Feet
- Dimensions: 13x16
Family room
- Level: Lower
- Area: 630 Square Feet
- Dimensions: 15x42
Kitchen
- Level: Main
- Area: 325 Square Feet
- Dimensions: 13x25
Laundry
- Level: Lower
- Area: 156 Square Feet
- Dimensions: 12x13
Living room
- Level: Main
- Area: 464 Square Feet
- Dimensions: 16x29
Porch
- Level: Main
- Area: 154 Square Feet
- Dimensions: 11x14
Heating
- Baseboard, Forced Air, Fireplace(s), In-Floor Heating
Cooling
- Central Air
Appliances
- Included: Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Wall Oven, Washer, Water Softener Owned
- Laundry: In Basement
Features
- Basement: Finished
- Number of fireplaces: 2
- Fireplace features: Wood Burning
Interior area
- Total structure area: 4,275
- Total interior livable area: 4,275 sqft
- Finished area above ground: 3,090
- Finished area below ground: 1,185
Property
Parking
- Total spaces: 3
- Parking features: Asphalt, Tuckunder Garage
- Attached garage spaces: 3
Accessibility
- Accessibility features: None
Features
- Levels: More Than 2 Stories
- Patio & porch: Deck, Porch
- Has view: Yes
- View description: Lake, Panoramic
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake Front
Lot
- Size: 1.3 Acres
- Dimensions: 524 x 54 x 435 x 296
Details
- Additional structures: Storage Shed
- Foundation area: 2025
- Parcel number: 217000121318
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family
Materials
- Block
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1976
Utilities & green energy
- Electric: Circuit Breakers
- Gas: Propane
- Sewer: Private Sewer
- Water: Private
Community & HOA
HOA
- Has HOA: Yes
- Services included: Other
- HOA fee: $250 annually
- HOA name: Stephanie Jude
- HOA phone: 612-816-6917
Location
- Region: Annandale
Financial & listing details
- Price per square foot: $280/sqft
- Tax assessed value: $907,900
- Annual tax amount: $7,564
- Date on market: 6/16/2026
Estimated market value
$1,159,700
$1.10M - $1.22M
$3,640/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/20/2026 | Price change | $1,199,000-4.1%$280/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #7053954 Report a problem | ||
| 6/19/2026 | Listed for sale | $1,250,000+25.4%$292/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7053954 Report a problem | ||
| 4/29/2022 | Sold | $996,500-0.3%$233/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6121325 Report a problem | ||
| 4/4/2022 | Pending sale | $999,999$234/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6121325 Report a problem | ||
| 4/4/2022 | Listed for sale | $999,999$234/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6121325 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,366 +14.5% | $907,900 +1.1% |
| 2024 | $6,434 +14.2% | $897,800 +10.5% |
| 2023 | $5,636 +10.6% | $812,800 +22.9% |
| 2022 | $5,095 -6.3% | $661,300 +14.9% |
| 2021 | $5,436 +2.3% | $575,300 +1.7% |
| 2020 | $5,316 -64.3% | $565,900 +4.9% |
| 2019 | $14,896 +180.2% | $539,500 +1.9% |
| 2018 | $5,316 +10% | $529,300 +5.9% |
| 2017 | $4,834 +3.9% | $499,700 |
| 2016 | $4,654 | -- |
| 2015 | $4,654 +9.2% | -- |
| 2014 | $4,262 -1.2% | -- |
| 2013 | $4,314 +0.5% | -- |
| 2012 | $4,292 +13.4% | -- |
| 2011 | $3,786 -0.4% | -- |
| 2010 | $3,802 -9.3% | -- |
| 2009 | $4,191 -1.1% | -- |
| 2008 | $4,236 +4.7% | -- |
| 2007 | $4,048 +8.2% | -- |
| 2006 | $3,743 +13.6% | -- |
| 2005 | $3,295 +9.8% | -- |
| 2004 | $3,001 +6.8% | -- |
| 2003 | $2,809 +27.3% | -- |
| 2002 | $2,206 -44.5% | -- |
| 2001 | $3,972 | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 55302
Nearby schools
GreatSchools rating
- 7/10Annandale Elementary SchoolGrades: PK-5Distance: 3.2 mi
- 7/10Annandale Middle SchoolGrades: 6-8Distance: 3.2 mi
- 8/10Annandale Senior High SchoolGrades: 9-12Distance: 3.3 mi
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